A guide to pensions after emigrating to the UK.

# UK Immigrants # Introduce the new UK pension rules, including automatic registration of workplace pension plans. The legal retirement age for men and women in Britain is also gradually increasing. The new British national pension provides enough retirement income and ensures the quality of life of those who plan to retire in Britain. The following is an old-age guide compiled after immigrating to the UK. Welcome to read!

1. Pension Guide after Immigration to the UK

1, British pension system The British government has a national pension system. People who work in the UK and pay National Insurance (NI) payments (taxes paid on your income) will receive regular pension payments. When you reach the age of receiving a state pension, you can start receiving a state pension. In the past few years, this age has been increasing gradually and will continue to increase. The age at which you will be regarded as reaching the state pension depends on your birth age. Individuals can supplement the pension amount with workplace pension and private pension investment.

The former pension is usually set by your employer through automatic registration. From 20 17, all employers must register automatically. In the past, employees could choose to join the workplace pension plan, but now they can choose to quit. This option is available to anyone who works in the UK and pays National Insurance (NIC). Foreign citizens who do not intend to retire in Britain can apply different pension rules.

2. Who is eligible for a pension in Britain?

To get a British pension, you must live and work in the UK and have a British National Insurance number. For British citizens, their ID numbers will be announced shortly before 16' s birthday. Foreign citizens must apply for a visa to enter Britain. In addition to having a valid national identity card number, residents must also pay the national identity card for at least 10 years. Please note that NIC needs to be deducted from your salary only when your income exceeds a certain threshold. At present, the threshold is ~ 1 16 per week. If your income is low, you can voluntarily provide NI contributions to ensure that you meet the requirements. It is also possible to obtain national insurance credit instead of paying fees. If you ask for job-seeking allowance, children's allowance and other allowances, or receive maternity allowance, you will get these allowances.

2. Living expenses of immigrants from London, England

1. Accommodation in London

I read somewhere that you usually have to pay one-third of the rent as your salary. I'm not sure if this is correct, but it really depends on the individual.

The usual factors include size (usually measured by the number of bedrooms), distance from the city, and infrastructure and area (some are more upscale than others). For a one-bedroom apartment, the rent alone may be at least 1200.

However, if you are negotiating a relocation plan and have to find your own residence, please ask the company to put you somewhere for at least three weeks and find a more permanent residence. Believe me, after spending so long, you won't be anxious about things you may regret later.

2. Transportation expenses in London, including the prices of oyster cards and London subway tickets.

With the recent increase in subway and bus fares to make up for London's ballooning deficit, it's time to buy travel cards, especially for those who often get off work.

According to the degree of your travel, set aside at least 4 pounds a day.

3. Food prices in London

If you rely on homemade food, it's really not that expensive to support yourself in London. You can buy quite affordable basic products in the local supermarket. If I have to add a number, it is safe to ask for at least 5 euros a day.

However, if the kitchen is not one of your favorite houses, the cost of living in London may be high, and enjoying a decent meal in a decent restaurant will bring your price without wine back to around 20 pounds. Otherwise, good fish and chips cost about 6 pounds.

3. Climate knowledge that British immigrants need to know

The climate of this country belongs to mid-latitude maritime climate, with cool winter, humid summer and abundant rainfall all year round. The main factors that change the country's climate are its north latitude, warm waters surrounded by the Gulf Stream and its proximity to the Atlantic Ocean.

The climate in England is defined as temperate maritime climate, with the temperature below 0℃ in winter and below 30℃ in summer. Usually, the warmest month in Britain is July. In the north of England, the temperature is often lower than in the south. The coolest place in the country is the northeast of England, which is dry all year round. The winter climate in southern England is mild, and the southern coastal areas are sunny. There is less rainfall in the eastern region. In the west, most of the rain falls in the mountains, especially in Snodnia and the Scottish Highlands.

Scotland is the region with the most cloudiness and the coolest weather in Britain all year round. 65438+ 10 month, with an average temperature of -0.2℃. 65438+ 10 is the wettest month, with an average precipitation of170.5mm. Compared with Scotland, the temperature in Northern Ireland is higher and the rainfall is less. January is the wettest month. The temperature in Wales is higher than that in Scotland. The most sunny month in Wales is May, with an average sunshine time of 186.8 hours.

The coldest areas are the mountains in northern England and Wales, as well as parts of Scotland, with an average temperature of -3.6℃ to 2.3℃. Coastal areas, mainly in the west and south, have the mildest winters, with an average temperature of 5℃ to 8.7℃. Northern England and Scotland are the coolest in summer, with an average temperature of 12.2℃ to 14.8℃, while southwest England and Wales are the warmest in summer, with an average temperature of 14.9℃ to 15.4℃.