Is it illegal for civil servants to borrow money?

Legal analysis: whether civil servants borrow illegally depends on the source of the loan. If the civil servant's own money is not illegal, if the borrowed money belongs to the unit, it is suspected of misappropriating public funds. According to relevant laws and regulations, state functionaries who use their positions to misappropriate public funds for personal use will be punished according to the seriousness of the case.

Legal basis: Article 384 of the Criminal Law of People's Republic of China (PRC), any state functionary who, by taking advantage of his position, misappropriates public funds for personal use for illegal activities, or misappropriates a large amount of public funds for profit-making activities, or misappropriates a large amount of public funds for more than three months and fails to pay them back, shall be punished as corruption and sentenced to fixed-term imprisonment of not more than five years or criminal detention; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years. Whoever misappropriates a huge amount of public funds and fails to return it shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment. Whoever misappropriates funds and materials for disaster relief, emergency rescue, flood control, special care, poverty alleviation, immigration and relief for personal use shall be given a heavier punishment.