Is New Zealand Pension Equal for All?

Add one star to the immigrant home, don't miss the wonderful immigration information! In the traditional culture of China, "filial piety comes first". However, I wonder if you feel this way? When I grow up, I spend a lot of time wandering outside and spend less time with my parents. I often hear parents complain that their children are unfilial, but recently, an American old man's words left the old man in China speechless ... Old man China: My child is really heartless. Old man China: Alas, my child is really heartless. American old man: How do you say this? Old man China: He actually asked me if I would like to go to an apartment for the elderly! American elderly: The apartment for the elderly is very good. I live there now. Old man China: Huh? Are you going to a place like that? American old man: Why not go? Old man China: If I go to a place where lonely old people go, I will be laughed to death by my relatives and friends, won't it ruin my life? American Old Man: Isn't it? At a certain age, it is convenient to live in an apartment for the elderly. How can you be laughed at? Old man China: When you reach a certain age, you should live with your children and grandchildren and enjoy family happiness. Living in an apartment for the elderly, lonely, sounds so pitiful. The American old man waved his hand: take the children to live? That won't do. If I live with my children for more than two weeks, I will feel uncomfortable and can't stand it. Old man China: I don't know how happy I am to live with my children. How could I be uncomfortable? American old man: My child/kloc-went out by himself at the age of 0/8. I welcome him back for a few days, but if he stays at home for a long time, especially with his wife and children, my life will be greatly affected. Old man China: I don't understand why you are so unkind, driving the children out of the house early and letting them take out loans to pay their tuition! ? No wonder you ended up living in an apartment for the elderly! American old man: when a child is eighteen, he should stand on his own feet when he is an adult. It is his own choice to borrow money to pay tuition. If he wants to live at home, we have no problem. Old man China: "No problem?" Just now, you said that you couldn't stand children living at home for a long time. American old man: I mean, if he takes his family to live permanently, my life will be affected. Old man China: So you can stay in his house for a long time, so you don't have to go to an apartment for the elderly? The American old man said categorically: That won't do! It's okay to go for a few days, but it must not exceed two weeks. Old man China: You Americans are so strange. I can't either. Do I have to live in an apartment for the elderly? American old man: I have my life, and my child has his own. I live in an apartment for the elderly and I have made many new friends. When you encounter difficulties in your daily life, you have professional help. We live separately. Very free. America: Children are not responsible for me. Old China: You sound so smart! You brought up your child, even if he is only 18 years old, I have to give you something in return, right? America: Return? What reward? Old man China: Of course-I'll take you home and live with me so that you can enjoy your old age. But in any case, you have already lived in an apartment for the elderly, and you can't enjoy this blessing. Did your child give you money? American old man: give me money? Why? Old man China: Show filial piety! American old man: no, no, no, I don't need children to give me money. I'm glad that he can pay off the loan and have spare money to go on holiday. He doesn't need to give me money. Old man China: I find that your child is very relaxed and doesn't have to take any responsibility. Older Americans; Responsibility? My children are not responsible for me. Old man China: No responsibility? Without money, you don't need children to take care of you? American old man: I have a pension and my house loan has been paid off. I have enough spare money to support my old age. Old man China: Sick, don't you need children to take care of you? American elderly: If I get sick, the apartment for the elderly will naturally take me to the hospital. Old man China: If you go to the hospital and need a bed, isn't that your child? American old man: We have no relatives to sleep with us in England. As long as my children come to see me, I am very happy. Old man China: If you can't afford the medical bills, don't you need your children to take care of you? American elderly: We are hospitalized for free. Old man China: Oh, my God! Raising children for old age doesn't seem to apply to you, an American. American elderly: raising children to prevent old age? What does this mean? I have children because I love them. I never expected my children to pay too much for my old age. He is in the stage of struggle in life. He has a lot of things to do, needs to work hard, needs to run his own happy little family life, and needs to enjoy life. American old man: You even help your grandchildren? Old man China: I love my child, too. I know he is very hard at the stage of struggle. That's why I helped them raise their children. Unexpectedly, after all I have done for him, he has the idea of letting me go to the apartment for the elderly! American old man: You also help with the children! God, this is incredible! Old man China: Why is it incredible to help children? Old Americans: Taking care of children is a matter for parents. What does it have to do with you? China old man; They are going to work to earn money, and I am retired anyway. I’m not doing anything right now. A little help. Old Americans: Why not go on vacation, have coffee, play ball, read books and do something you like? Old man China: It's appropriate to take a grandson. American old man: That's too lifeless. We have raised our children, and it is not our responsibility to raise our grandchildren. Old man China: I see-you kicked the children out of the house early, and you didn't even take your grandchildren. You are unkind and selfish. No wonder you have to live in an apartment for the elderly. Older Americans; I'm confused-you've done so much for your children and grandchildren, as if you haven't lived your own life. Is all this just to prevent the elderly in Europe and America from bringing their grandchildren? From the above conversation, we can see the great differences between Chinese and foreign pension cultures. A lady from China came back from visiting relatives in England and took her foreign husband and mother-in-law to China for a trip. This lady has two children, one is 5 years old and the other is 3 years old, both of whom were brought up by their own stay-at-home mothers. Her foreign mother-in-law is quite handsome. Since retirement, she has lived and written books in a new place every six months, and has a deep understanding of life. When I first arrived in China, I saw many old people in China taking care of their grandchildren. This foreign old lady is stunned! She said this: "This is the biggest irresponsibility for children." In Britain, mothers usually leave their jobs after giving birth and stay at home as full-time mothers until their children 10- 12. And their old people never easily disturb the lives of young people. As for young people's parenting, they generally only provide advice as consultants and do not easily interfere with young people's behaviors and methods. Why do they insist that mothers take care of their children themselves? The foreign old lady said three reasons:

1, the child is brought up by the mother herself, which is more conducive to growth. It is the greatest love for a mother to raise her child herself. Mother's companionship in children's growth is an important source of children's sense of security, and it is also the premise for children to develop good character and healthy psychology. Most left-behind children in China have personality defects and feel very lonely psychologically. Making money is a never-ending thing, but children grow up instantly. If a child grows up in the most important years, without his mother's company and lack of maternal love, it will be an injury that the child will never heal. In addition to the role of the mother, the role of the father is also very important for the growth of children. Therefore, there is generally a family day in Britain. On this day, dad does nothing but play with his children, have an outing or play football.

2. The era of intergenerational education conflicts is developing, and the concept of young people is becoming more and more fashionable, which is definitely different from that of the elderly. At this time, we middle-aged and elderly people might as well let go and believe that shine on you is better than blue, and each generation is stronger than the next! Intergenerational education will lead to some contradictions and conflicts more or less. Letting go not only reduces such contradictions, but also gives me more time to rest, and I can chat with my friends, play cards, sing and dance. Why not? Of course, for young people, they should also understand their parents more. After all, parents mean well. In terms of life experience, the elderly are always richer than the young.

3. Old people abroad all have their own pension plans. Most old people in China are empty. After retirement, some old people seem to suddenly change from a vibrant person to another person, and some even get Alzheimer's disease at once. Because before retirement, life pushes itself, and after retirement, there is no motivation to "push" behind it, just like a wandering without a sense of direction. Without sustenance, they will become sensitive at this time, and even place the value of their lives on the respect and attention of young people. Old people in foreign countries can enjoy life if they find their own fun, arrange their own lives, travel, write books, or even just volunteer in the community, take care of the garden and be a diligent gardener. What this foreign old lady said really deserves all parents and grandparents in China to reflect! Give children a better growth environment and give themselves a more relaxed old age! The following are the popular ways of providing for the aged in eight developed countries. You might as well learn from them. America: Traveling in an RV is cool! Most elderly Americans like outdoor activities. They call enjoying nature "SunandFun". Many people leave home after retirement: "to see the world". Of course, their ways are also rich and simple. It has become the most fashionable way for the elderly in the United States to travel around the United States together in campers and caravans in recent years. This kind of RV is called "home on wheels". There is everything here, a car and a house. You can go on the road, cook and take a bath, and you can also have a comfortable big bed, so it is very popular with the elderly who have plenty of time and like to travel freely. Jim, 63, who retired from a paper company, and his wife, Lin Jie, 62, have been driving their 1 1 meter-long RV for the past five years. They have been camping and walking in their dream places one after another. It is both a trip and a life, and it has a kind of courage to be at home in the world. But the premise is that driving skills must meet the standards, and you must have good physical fitness. Is this "home on wheels" cool? Germany: Living together for the aged and caring for each other Germany has already entered the old age society. If you go to rural Germany, you will see many old people in those quiet villages. However, Germans have long lost the concept of raising children to prevent old age, and no elderly people rely on their children's funds to maintain their lives. Nowadays, a new mode of providing for the aged has emerged in Germany. Some old people are willing to get together because of the same interests and spend their old age together. Although everyone lives in the "same room", they usually cook by themselves and only do it once a week in the public kitchen. When there is a group activity, * * * will participate-either travel to a nearby city or go to the theater to watch an opera. Who is sick on weekdays, cohabiting friends will take the initiative to take care of him or her or help with shopping. Canada: I exercise, I am happy! Now many elderly people in Canada choose to leave the city, move to the suburbs or the countryside, and return to rural life after retirement. Many elderly Canadians usually choose their retirement place before retirement, and then ask designers and architects to build a warm house for themselves, mostly one or two or three floors. Everything is ready, and it is time to retire and go home. In addition to enjoying the tranquility and leisure in the countryside, the elderly can also grow their own favorite vegetables and raise their own poultry. Among the green vegetables, cucumber, spinach and broccoli are also planted in almost every family. Because Canadians love to eat meat, there are more and more elderly people suffering from cardiovascular and cerebrovascular diseases such as hypertension. After returning to the countryside, eating naturally and healthily and breathing fresh air have also obviously improved the physical condition of some elderly people. Whether at home or abroad, growing vegetables is a labor that many people like. You can not only eat green food, but also relax and enjoy the happiness of sowing, watering, fertilizing, weeding and harvesting. Labor makes people feel comfortable to some extent! One of the biggest hobbies of the elderly is fitness. Canada has a vast territory, and Ottawa, the capital, is a garden city, which provides people with special lanes for running, cycling and fitness. In winter, Canadians are more keen on indoor ice hockey, outdoor skiing, skating and other sports. Almost all large communities in Canada have golf courses, and playing golf is as convenient as at home. The elderly are also very particular about clothing, such as special running clothes, running shoes and special sports kettles; Cycling is a special kind of fitness bike, wearing a helmet. Most of them like group exercise. After the exercise, they go to have a cup of coffee, eat some snacks, laugh happily, and then leave. France: Keep eating, keep a slow life, very elegant! In addition to ensuring adequate sleep, the elderly in France spend several hours tasting food and sipping coffee every day. They spend more than twice as much time "eating" and "drinking" as their American and Canadian peers. Old people in France think that spending money in their favorite restaurants and cafes is the most affordable. They despise American "junk food". French women's attention to beauty also continued into old age. A woman once told a reporter: "My grandmother is 76 years old, but she has always been meticulous about the maintenance of her skin and hair. She also told me that women's skin is very delicate and they should use the skin care products that are most suitable for them. " It is common for wealthy French women to use botulinum toxin prevent wrinkles, while low-income grandmothers prevent premature aging by buying skin care products and avoiding sun exposure. On the streets of Paris, some elderly women actually waltzed according to the music in their hearts, becoming a beautiful scenery. Mention of France is always accompanied by romantic and elegant words. In contrast, many people have become accustomed to a fast-paced lifestyle, like to be crisp and neat, and will be diligent all their lives. But we might as well have a cup of coffee and put on a mask. Let yourself have a leisurely day, maybe you will like yourself ~ (YasminaRossi, French model, born in 1950s) Japan: It's a great sense of accomplishment to return to work! The Japanese government encourages the elderly to "re-employment" or "exert their surplus heat". The Law on Employment Insurance for the Elderly has particularly strengthened the system of rewarding a large number of enterprises that employ the elderly, and given certain subsidies to the elderly employees whose wages are lower than those when they retire at the age of 60. In addition, the Japanese government has also taken measures such as encouraging the extension of the retirement age of employees in enterprises to guide the elderly to change from "a sense of security" to "a sense of worthiness". Many people feel worthless after retirement. This kind of work of "continuing to exert waste heat" has made many people regain their self-confidence and feel that they are still part of the building society. Britain: Start your own business and be more energetic! Old people in Britain like to be alone, and children grow up to be independent from home. They are not only separated from their parents, but also often move to other places in order to find jobs. Old people have no children and grandchildren, and those who have wives can take care of each other. Widows and widowers who have lost their spouses have to take care of everything by themselves. Although the elderly lack "family happiness", the retired elderly rarely have "retirement syndrome". They either grow flowers and grass at home or travel around. They always take their pets (dogs) for a walk in the morning and evening, and live a solitary life. There are also old people in Britain, many of whom are innovative. In addition to participating in voluntary charities, many of them start new businesses after retirement and do what they can, such as opening cafes and restaurants, or working as corporate consultants and consulting companies. New Zealand: The government issues pensions and everyone is equal! New Zealand is an island country full of myth and leisure space, a middle-earth world that makes the world crazy, and a pure and natural garden of God. The air quality in New Zealand is very good, and the government is committed to providing high-quality living services for retirees. New Zealand's pension system stipulates that both New Zealand citizens and foreigners with permanent residency are eligible to apply for a pension as long as they are 65 years old and have lived in New Zealand for 10 years. Although some elderly people generally believe that the current pension amount is low compared with the average social wage, because seeing a doctor and taking a bus, train or ferry are free, the money is enough to ensure the elderly to eat, travel and have a quality life. Social surveys in New Zealand show that the elderly over 75 are the happiest group. The New Zealand government takes good care of the elderly and their lives are fully guaranteed. Switzerland's "time bank" provides for the elderly, and it is very practical to plan ahead! "Time Bank" is a pension project developed by the Swiss Federal Social Insurance Department-people save their time to take care of the elderly when they are young, and then use it when they are old, sick or need someone to take care of them later. Applicants must be healthy, good at communication and full of love, and have enough time to take care of the elderly in need every day, and their service time will be deposited in the personal account of the social security system. When she needs someone to take care of her, she can go to the time bank with her time bank card. After the information is verified, Time Bank will assign volunteers to the hospital or her home to take care of her. In Switzerland, it has become a common practice to provide "time banks" for the elderly, which not only saves the country's pension expenses, but also solves some other social problems. Many Swiss people are very supportive of this way of providing for the aged. The survey results of Swiss pension institutions show that more than half of Swiss young people also want to participate in this kind of pension service. The Swiss government also specifically legislates to support the "time bank" pension. Different countries in the world have different customs, cultural atmosphere and economic conditions, and retired people have different interests in the later life.

Legal basis:

The New Zealand Pension and Retirement Income (Fair Residence) Amendment Act stipulates that New Zealand residents who reach the age of 65 after July 1 2024 will have a residence requirement in New Zealand of more than 10 years, and the residence requirement will be longer for younger pensioners. People over 65 years old after 2042 will be required to live in New Zealand for at least 20 years. At present, the requirement of living in New Zealand for at least five years from the age of 50 remains unchanged. This residence requirement also applies to New Zealanders and veterans born overseas.