What are the second-hand housing transaction processes? Shijiazhuang must see when buying a house.

Second-hand housing is generally an existing home transaction, with clear housing quality and living environment, superior geographical location, rich school resources and mature surrounding facilities; In addition, the waiting time for second-hand houses is short, and many houses can carry bags, so they are favored by many buyers. But the transaction of second-hand houses is more complicated than that of new houses. Today, let's talk about the transaction process of second-hand houses.

First, looking for a house to see a house

Find suitable housing through the network or intermediary, and go to the field to see the house, understand the details of the house, and inspect the authenticity of the house and the seller's legal documents.

Second, sign a contract and pay a deposit.

After negotiation, the buyer and the seller can sign a second-hand house transaction contract and pay part of the deposit. The contract needs to regulate the behavior of both parties in detail to avoid problems left over.

Third, go through the loan procedures.

After the buyer and seller sign the house sales contract, they need to go through the loan formalities at the loan bank. After the bank approves the loan applicant's credit, it will notify both parties to complete the property right change. After the buyer receives the real estate license, he must apply for other rights certificates accompanied by the bank. After the certificate of other rights is issued, the bank will issue a one-time loan to the homeowner.

Fourth, handle the transfer procedures.

After the contract is signed, the buyer and the seller apply to the real estate trading center for review. The relevant departments will handle the transfer formalities according to the housing situation.

Verb (abbreviation for verb) pays taxes and fees.

Need to pay various taxes and fees according to the housing area, the number of years of real estate license and the number of sets.

Six, handle the formalities of property rights

After the buyer and the seller complete the registration of house property right change, they submit the transaction materials to the issuing department, and the buyer applies for a new property right certificate to the issuing department with the notice of receiving the house ownership certificate.

7. Pay off the balance and hand over the house.

The buyer pays the house price, and the seller delivers the house and settles all expenses such as water, gas, electricity and property fees before the delivery date, and the transaction is completed.

(The above answers were published on 20 17-02- 15. Please refer to the current actual purchase policy. )

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