Heilongjiang Province Provident Fund Withdrawal Method

Employees who have purchased their own homes, retired, retired, or have difficulties in living can bring their housing provident fund withdrawal application materials to the Housing Provident Fund Management Center to withdraw housing provident funds. What are the conditions for withdrawing housing provident fund in Heilongjiang? What are the application materials? What is the process? This article will introduce it to you in detail. Conditions for withdrawing housing provident fund in Heilongjiang: Housing provident fund must be paid for more than one year. If you want to know more about how to withdraw housing provident fund in Heilongjiang, follow me. Conditions for withdrawing housing provident fund in Heilongjiang: The housing provident fund must be paid for more than one year and continued to be deposited. The housing provident fund can be withdrawn only if the following conditions are met: 1. Those who purchase, build, renovate or overhaul their own houses; 2. Those who are retired or retired; 3. Those who leave the country to settle down or settle in Hong Kong, Macao and Taiwan; 4. Those who repay the principal and interest of the loan for purchasing a self-occupied house; 5. Those whose rent exceeds 15% of the family's total salary income; 6. Those who have completely lost their ability to work and terminated the labor relationship with their employer; 7. Those who have difficulty living and are receiving the minimum living security allowance for urban residents; 8. Those who died or were declared dead; 9. The person and his spouse suffer from chronic renal failure (uremia), malignant tumors, aplastic anemia, chronic severe hepatitis, ** Nine serious and serious illnesses include valve replacement surgery, coronary artery bypass surgery, craniotomy and removal of intracranial tumors, major organ transplantation, and aortic surgery. If the depositor meets the conditions 1, 4, 5, 7, and 9 to withdraw provident funds, if the personal account balance is insufficient, he can withdraw the housing provident funds from the accounts of his spouse and children and parents with the same household registration at the same time, but he must obtain a written form from himself. Agree, and the total withdrawal amount shall not exceed the actual amount. Application materials for withdrawing housing provident fund in Heilongjiang 1. Application materials for employees to withdraw housing provident fund: Provide personal ID card, "Application Form for Withdrawing Housing Provident Fund" and "Detailed Form for Withdrawing Housing Provident Fund". When a spouse or direct blood relative with the same household registration is withdrawing, proof of relationship (marriage certificate or household registration booklet) must also be provided. If someone else collects the money on your behalf, you must also provide the agent’s ID card. 2. Application materials for non-loan purchase of self-occupied housing 1. To purchase self-occupied housing such as commercial housing, affordable housing, public housing, demolition resettlement housing, etc. in this city, provide the "House Ownership Certificate" and the full purchase invoice or deed tax payment certificate; 2. To purchase commercial housing in other places: provide the "House Ownership Certificate", full purchase invoice or deed tax payment certificate, and local household registration certificate or work certificate. 3. Construction and renovation of self-occupied housing: "State-owned Land Use Certificate" ("Collective Land Use Certificate"), "Construction Project Planning Permit", purchase of building materials, construction cost invoices and "House Ownership Certificate". 4. Overhaul of self-occupied housing: provide the overhaul certificate issued by the urban construction department at or above the street (town) level, purchase of building materials, construction cost invoices and the "House Ownership Certificate". 5. Apply for a loan to purchase a self-occupied house and repay the principal and interest of the loan. 1. To repay the principal and interest of the housing provident fund loan, provide the "Loan Contract". 2. To repay the principal and interest of commercial personal housing loans, provide the "Loan Contract" and recent repayment vouchers. 6. If the rent expenditure exceeds 25% of the family income, proof of salary income of family members with the same household registration, proof of rent payment, registration certificate of the housing rental management agency and tax payment voucher issued by the tax department must also be provided. 6. If self-occupied housing is included in the municipal government's shed renovation and demolition: provide the "House Demolition Compensation Agreement" and "Relocation Acceptance Form". 7. Dissolution, bankruptcy, or abandonment of the unit: provide the unit’s cancellation certificate issued by the industrial and commercial administration department or the relevant approval documents issued by the original superior authority. 8. Transferring from this city or relocating your household registration out of this city: Provide a transfer letter or proof of household registration relocation. 10. If you do not have a household registration in this city and terminate the labor relationship with your employer, you must also provide a certificate of termination of the labor relationship. 11. If the labor relationship with the unit has been terminated and has not been re-employed for two years, the "Heilongjiang Province Employment and Unemployment Registration Certificate" must also be provided. 9. Retirement and retirement: Provide retirement certificate or retirement approval form. 10. Complete loss of working ability and termination of labor relationship with the unit: Provide a certificate issued by the Labor Capacity Appraisal Committee and a certificate of termination of labor relationship. 11. To settle abroad: provide the immigration approval document issued by the public security and other relevant departments or the long-term residence certificate of the country (region) of settlement. 12. If an employee dies or is declared dead, his legal heirs and legatees: provide the employee’s death certificate and legal inheritance certificate.

Heilongjiang Province Housing Provident Fund Withdrawal Process 1. Employees prepare all materials as required and go to the Provident Fund Center or an entrusted bank to handle the application; 2. The handling staff reviews the application materials. If the materials are complete and correct, the application will be processed; if the materials are incomplete, they will not be accepted. , return the materials and provide explanations and guidance; 3. After passing the review, the housing provident fund withdrawn by the employee will be transferred to the savings account under his or her name; if the circumstances of Article 14 (1) of these regulations are met, the housing provident fund withdrawn can only be Transfer it to the account of the heir or legatee; 4. After verifying the employee's housing provident fund account, withdrawal transfer account, employee identity and certificate and other information, the employee's unit can handle the withdrawal business in batches for the employee; if other personnel handle it on their behalf, they should submit an entrustment letter and identity documents of both parties.