Can I withdraw the money from the Beijing Medical Insurance Card? The latest regulations are as follows

After paying employee medical insurance, a sum of money will be transferred to personal account every month, that is, personal medical insurance card. Medical insurance cards are very similar to bank cards, which are sold by banks. The money in the medical insurance card belongs to the insured himself.

Can the money in Beijing medical insurance card be taken out?

No, the money in the medical insurance card can't be taken out unless it meets the conditions for withdrawal, such as the death of the insured or immigration. On September 1 2022, Beijing employees' medical insurance was implemented in the new policy, and the money included in the medical insurance card could not be used at will, but could only be used to see a doctor or buy medicine.

Before September 1 2022, the personal account funds of Beijing Medical Insurance belonged to open management, and the personal account funds were paid into the special passbook of Bank of Beijing for medical insurance on a monthly basis, and individuals could withdraw them at will. From September 1 day, 2022, the funds in the personal account of medical insurance can only be used directionally and cannot be withdrawn freely.

The money already in the medical insurance passbook can still be withdrawn freely after September 2022 1, and the money transferred to the medical insurance card after September 2022 1 cannot be withdrawn directly. The money in the Beijing medical insurance card can be inquired through the bank. When medical insurance is transferred out of this city, it will not be transferred to other provinces, autonomous regions and municipalities directly under the Central Government along with my medical insurance relationship.

The use of personal account passbook for Beijing medical insurance;

The medical insurance passbook can be used as the entrusted card-issuing bank account bound by insurance, and used for manual reimbursement, secondary reimbursement and other funds, and it still needs to be properly kept.

The money put into the medical insurance card can be used not only by the insured, but also by family members and supplementary medical insurance after the introduction of the new policy.