Retired, how to immigrate to Australia?

Australia 405 visa, also known as retirement immigrant visa, is a kind of "quasi-permanent resident visa", which can be renewed indefinitely every four years to live in Australia permanently! The permanent residence visa needs to be renewed every five years.

Retirement immigrant visa (405 visa) is a special retirement visa, which is an immigration type set by the Australian government for retirees with certain economic background to retire and settle in Australia, so as to attract retirees with certain economic background to retire and settle in Australia.

Generally speaking, the requirements for this visa are relatively low, especially for many applicants over 55 who cannot apply for business immigration and have a certain economic foundation. Because the current Australian business immigration policy stipulates that applicants for other visa categories must be under 55 years old, otherwise it is difficult to apply for a national guarantee. The 405 is only for older applicants. Class 405 visa holders do not need to do business in Australia. As long as they buy government bonds and have enough retirement income, they can easily live in beautiful Australia and enjoy their old age.

405 visa advantage

1)405 visa is a kind of "quasi-permanent resident visa", which can be renewed indefinitely every four years (five years for permanent residents).

2) The 405 visa is specially designed for people over 55 years old. It is impossible for many such people to apply for business immigration or skilled immigration. Even if you send your children to settle in Australia and apply for parents' immigration, you have to wait more than 10 years.

3)405 visa holders do not have to do business in Australia. Many people with abundant funds find it very troublesome to do business in Australia, while 405 visas only need to buy government bonds (the current interest rate is over 7%), and only need 250,000 Australian dollars after the first four years, which is very simple and convenient.

4) There is no immigration supervision requirement! Many applicants do not want to go to immigration prison, but want to have a visa to Australia at any time. Australian permanent residence visa (what we usually call "green card") is valid for five years, that is, applicants need to renew it every five years, provided that they have lived in Australia for two years every five years. Many applicants who have obtained permanent residence visas will often be affected by the lack of accumulated stay in Australia when they renew their permanent residence visas for the next five years. Visa 405 is a four-year temporary residence visa, which can be extended after the expiration of four years. It can be extended for four years at a time, and it can be extended indefinitely. There is no residence requirement for renewal.

405 visa requirements

1) aged over 55 years old (the age of the spouse is not limited by this);

2) The applicant must obtain the guarantee from the Australian state government by completing the designated investment;

3) You or your spouse have no family members to support, such as children under the age of 18, relatives who have lost the ability to work, and parents who are both alive;

4) The net assets of 750,000 Australian dollars have been held for at least two years, and 500,000 Australian dollars in remote areas;

5) Your or your spouse's annual income is at least 65,000 Australian dollars, including all income, and 50,000 Australian dollars in remote areas;

6) The applicant has no intention of working full-time in Australia, but the holder is allowed to work no more than 20 hours a week;

7) good health;

8) Health insurance must be purchased;

9) No criminal record;

10) is not responsible for the Australian government.

In fact, obtaining the guarantee from the state government through investment is the core of applying for a 405 visa. Visa applicants must obtain a guarantee from the state government. In contrast, applicants can only invest in the state that provides the guarantee.

capital costs

Because the 405 visa itself is what the Australian government wants to attract rich people to Australia, the financial part has become a key factor. After the applicant's qualification is passed, he needs to buy state government bonds, and if he lives in a designated area, he needs to invest 500 thousand Australian dollars; If you live in a non-designated area, you need to invest 750 thousand Australian dollars.

At present, except Sydney, Newcastle, Wollongong, NSW Central Coast, Melbourne, Brisbane, Gold Coast, Perth and Canberra, they are all designated areas. However, it should be noted that NSW cannot choose because the state government does not provide guarantees.

Personal assets requirements of the applicant

Under normal circumstances, the personal assets of applicants living in designated areas should be 6.5438+0 million Australian dollars, with an annual net income of more than 50,000 Australian dollars; In non-designated areas, you must have personal assets of 6.5438+0.5 million Australian dollars, and the annual net income is above 65,000 Australian dollars. There are two concepts here, one is personal assets and the other is net income. The former can be owned by one or both spouses, but they must have these assets for two years before submitting the visa application. The latter refers to the income you can enjoy without working after retirement, including pension, pension or investment return, as long as they add up to the above amount.

After four years, if the applicant renews the contract, the bonds to be purchased every four years are only A $500,000 (non-designated area) or A $250,000 (designated area). At present, the bond interest announced by the Australian government is about 5% every six months. This investment is almost risk-free and has a high fixed return.

The application for a 405 visa is made by the state government in the name of purchasing government bonds. The basic procedure is as follows:

1. Consult and evaluate with a qualified immigration consultant to ensure that the application conditions are met;

2. Submit documents and apply for state government guarantee;

3. Obtain the state government guarantee and submit the 405 visa application;

4. Get the notice from the Immigration Bureau through the final exam and invest the funds in the government-designated bonds;

5. Pass the medical examination test and formally obtain the 405 visa;

6. Go to Australia with your spouse and enjoy a wonderful new life in Australia.