What are the conditions for migrant workers to return home to start a business loan?

Migrant workers who meet the following conditions can apply for interest-free loans for entrepreneurship:

1, registered by the industrial and commercial department;

2. Having a fixed business place and a certain amount of self-owned funds;

3, engaged in the project must comply with the relevant laws, regulations and policies of the state;

4, self financing is not less than 40% of the funds needed for the project;

5. No bad record and good credit;

6, should be through entrepreneurship training, entrepreneurship training certificate.

In order to support the development of entrepreneurial secured loans, small secured loans were adjusted to entrepreneurial secured loans. For key employment groups and people with difficulties who have entrepreneurial requirements and certain entrepreneurial conditions but lack entrepreneurial funds, improve the availability of financial services and clarify the support targets, standards and conditions. The maximum loan amount is uniformly adjusted from 50,000 yuan, 80,000 yuan and 654.38+10,000 yuan of different groups to 654.38+10,000 yuan, which is fully subsidized by governments at all levels.

Extended data

The Opinions of the General Office of the State Council on Supporting Migrant Workers and Other Personnel to Return to their Homes for Entrepreneurship put forward five policies and measures to support returning to their hometowns for entrepreneurship:

1, lowering the threshold for returning home to start a business.

2. Implement targeted tax reduction and universal fee reduction policies. Those who meet the policy requirements can enjoy tax relief policies such as enterprise income tax reduction, value-added tax exemption and business tax exemption.

3. Increase financial support. Give social security subsidies to qualified enterprises and personnel according to regulations; Those who meet the requirements of supporting agriculture and benefiting farmers and small and micro enterprises will be included in the scope of support; Industrial and commercial registration's online business practitioners enjoy equal employment and entrepreneurship support policies; Without industrial and commercial registration, you can enjoy the support policy for flexible employees equally.

4. Strengthen the financial services for returning home to start a business. Use venture capital funds to support migrant workers and other personnel to return home to start businesses; Accelerate the development of village banks, rural credit cooperatives and small loan companies, and encourage banking financial institutions to develop targeted financial products and services; Increase credit support and services for entrepreneurs who return home, and provide entrepreneurial guarantee loans to those who meet the requirements.

5. Improve the support policies for returning to the Pioneer Park.

Baidu Encyclopedia-Opinions of the General Office of the State Council on Supporting Migrant Workers and Other Personnel to Return to their Hometown for Entrepreneurship

Baidu encyclopedia-interest-free loans for migrant workers' entrepreneurship