How to deal with domestic social security after immigrating to the United States

Immigration, social security unpaid 15 years, what should I do? After paying 15 years, how can I get a pension, how to surrender my insurance, and how to return my provident fund? In order to solve your questions, I specially sorted out how to apply for domestic social security after immigrating to the United States, hoping to bring convenience to everyone!

1. What if the payment is insufficient 15 years?

Before retirement, you can apply for surrender or keep the insured to settle abroad, and the personal account amount will be returned to the insured, and the pension insurance relationship will be terminated at the same time, but you can keep the account without surrender.

However, it is best not to surrender, because social security can continue when you return to the mainland or work in China in the future, and you can receive a pension in China when you meet the conditions for receiving a pension. Once you surrender, the previous payment period will be cleared. Therefore, even if you immigrate, it is recommended not to surrender.

Take Mr. Zhang as an example: 35-year-old Mr. Zhang went through the formalities of moving to Hong Kong this year. I worked in Guangzhou 1 1 year, and my social security payment was almost 1 1 year. So for Mr. Zhang, will social security be retired? We suggest that it is best not to surrender. Over the years, we have come into contact with some immigration cases. Some people return home after going abroad, resume their nationality and continue to work in China, and finally retire in China. Once you surrender, the payment period will be accumulated again.

Therefore, we suggest that if you apply for immigration, if you don't need money urgently, don't surrender.

2. Can I get a pension after paying 15 years?

You can go back to China to retire and take money to live abroad.

According to the current policy, after the social security payment reaches 15 years, you can apply for retirement and receive a pension. At retirement age, even if you have the nationality of other countries, you can still apply for retirement and receive a pension in China. Moreover, living abroad, it is not difficult to receive a domestic pension, and there is no need to return to China to receive it.

After retirement, if the retiree is abroad, the social security agency can pay the monthly pension to the insured. The annual pension qualification certification can also be certified at the local embassy in China and then sent back to China.

3. What should I do if I want to surrender?

First of all, you need to cancel the medical insurance account (that is, take out the money in the medical insurance at one time). Then go to the old-age insurance center to print out the details of individual account payment, then go to the original unit to open a special receipt for social security fund and affix the official seal of the unit, and then take all the materials to the old-age insurance center for review. The endowment insurance center will transfer the money in your account to the original unit account at one time, and then you will go to the original unit to collect the money.

Finally, the provident fund. When closing the account, in addition to the provident fund card, you should also bring the original and photocopy of the passport of the country of immigration, the original and photocopy of the account cancellation certificate, the photocopy of your ID card or the photocopy of your China passport. After the final approval of the provident fund management center, they will close your account and take out all the provident fund in your account.

However, when surrendering, only the provident fund can be fully returned to the individual, and the pension can only be returned to the individual. Knowing this, even if you immigrate, you don't have to worry about social security!