How to transfer bank account assets

Bank account assets can be transferred through counters, ATMs, online banking, mobile phone e-banking, etc. , but the latter three methods all have daily quota restrictions. If you want to transfer assets in a large amount, you can make an appointment with the bank account manager first, and then go to the bank lobby with your personal ID card. It should be noted that as long as this is a domestic transfer, assets cannot be transferred overseas. If you need to transfer assets overseas, you need to report to the relevant departments.

I. Overview of asset transfer (taking enterprise assets as an example)

The enterprise transfers the right to collect the cash flow of financial assets to another party, indicating that the financial assets have been transferred in whole or in part. It is usually manifested in the legal sale of financial assets or the legal transfer of cash flow rights of financial assets. For example, the common bill endorsement transfer and commercial bill discount in China's practice belong to the transfer of financial assets. In this case, the transferee has the right to obtain all the future cash flows of the transferred financial assets, and the transferor can stop recognizing the transferred financial assets according to the risks and rewards of the transfer of financial assets.

Second, what are the external transfer behaviors?

1. Migration property transfer, that is, natural persons who emigrate from the mainland of China or settle in Hong Kong and Macao Special Administrative Regions will realize their legal property in China and purchase foreign exchange and remit it abroad before obtaining immigration status; 2. Transfer of inherited property, that is, foreign citizens and residents of Hong Kong and Macao Special Administrative Regions will realize the legally inherited domestic heritage and purchase foreign exchange and remit it abroad. These Measures shall apply mutatis mutandis to the transfer of personal property to Taiwan Province Province. Other forms of personal property transfer do not belong to the scope of these measures.

Three, the provisions of the large transfer of bank assets

1. Single transfer payment between legal persons, other organizations and individual industrial and commercial households (hereinafter collectively referred to as units) with an amount of more than 6,543,800 yuan;

2, the amount of more than 200 thousand yuan in a single cash payment, including cash deposits, cash withdrawals, cash remittances, cash bills, cash promissory notes;

3, personal bank settlement account and personal bank settlement account and unit bank settlement account transfer of more than 200 thousand yuan.