Clearing individual accounts of residents' medical insurance

Clearing individual accounts of residents' medical insurance

Many people will worry about the problem of clearing their personal accounts when residents' medical insurance is cancelled. On this issue, it is no, and the accounts will not be settled. Let's take a look at the relevant introduction.

Ming Jiang, deputy director of the treatment and protection department of Yunnan Medical Insurance Bureau, said in an interview with the media that all personal accounts are owned by the insured. Like bank cards, even if they are not used for many years, they will not be cancelled.

According to the People's Daily, in the future, individual residents' contributions and government subsidies will be included in a unified pooling fund account, which can be reimbursed for hospitalization or outpatient service.

It should be noted that the money in the medical insurance card cannot be withdrawn at will, and can only be used for medical purchase in designated hospitals and stores. Only the following three situations can you withdraw money from the medical insurance card:

1. The use of the medical insurance card was terminated. If the insured dies, relatives can go through the formalities of surrender with the death certificate.

2. After the insured emigrates, he shall go through the surrender formalities with the certificate issued by the public security department.

3. Transfer in different places. After local insurance, the balance of medical insurance account can be transferred to a new account.

Note: The article comes from (Sina Finance)