Introduction to Canada's Minimum Living Security

For everyone who wants to immigrate to Canada, first of all, he must know what the local cost of living in Canada is. According to the experience written by bloggers who immigrated to Canada for many years, the life pressure of ordinary people in Canada is really much smaller than that in China. The following 86 is a detailed introduction for you. At present, the minimum living guarantee is 900- 1000 Canadian dollars per person per month.

Relief funds, pensions, subsidies, unemployment benefits or other subsidies issued by the government are basically in accordance with this standard.

With this concept, the cost of living you want to calculate will be rich and frugal.

If a family of three rents a house, the minimum expenses are as follows: renting a house (2 rooms, 1 hall) 800- 1000 Canadian dollars, meals 600-800, public transportation three-person monthly ticket 180-200, VoIP communication 100. This is only the simplest standard of food, clothing, housing and transportation, and tourism, cultural and sports activities, socializing, eating out, mobile phones, personal hobbies, clothing, furniture, electrical appliances and so on are not included.

If you buy a house, you will lose 800- 1000 of the housing cost, increase the local tax and school tax of the house by about 300-400, increase the heating fee 100-200, and increase the maintenance fee 100-200 or * * management fee (the apartment needs maintenance, and the apartment has * *.

If you drive, you just need to go to work to buy food. Every ordinary car100-150 (No.87 gasoline) and good car 250-350 (high-grade 9 1 and No.93 gasoline).

If the family income is low or none of them have jobs, each child under 18 (under 6 years old) will receive a monthly subsidy of 500-700, as well as other subsidies and tax rebates, then the expenses of the initial immigrants (those who have a child without a job) are estimated to be 1 100- 1800. If there are other subsidies for parents to study, it is about 400-700 per month, depending on what school you study and what degree you study.

It is difficult to answer the question about salary, because there are too many differences among individuals, majors and units.

Take engineering as an example. The average starting salary of college graduates is 40,000-50,000 Canadian dollars, and 3-5 years working experience is 60,000-65,438+10,000 Canadian dollars, including welfare insurance. More than 654.38 million yuan, must be the leader or senior staff of a profit-making company.

Undergraduate students in applied disciplines are more likely to find jobs, and the main direction of postgraduate doctoral students is scientific research and teaching. Scientific research depends on scientific research funds, otherwise it will be suspended. China people also become university professors with high income and many holidays, but it is not easy to be a tenured professor. If you are hired, but not very popular with the students, the students will probably fire you.

Work experience and recommendation are more important than education.

Blue-collar workers are not lower than white-collar workers, especially technical blue-collar workers. So there is no saying that blue-collar workers are not as good as white-collar workers. Money is the last word, no matter what color your collar is.

The minimum starting salary for white-collar workers is 25,000, the median is 40,000-50,000, the average manager is 50,000-80,000, and the top level is more. Minimum hourly wage 10 Canadian dollars (it changes every year, it seems to be only a little more), whether it is tired or in the office.

Ordinary civil servants are relatively low, but the benefits are good, the pension is high, they have no worries for life, and there is no gray income. Don't think about using public funds to eat, soak your feet, massage and pick up girls. It's better to be an official or a civil servant, or go to China. Corruption is everywhere, but the vast majority of civil servants in Canada are honest.

Income, benefits, etc. Different industries and different units are very different, so it is difficult to make a one-size-fits-all approach. Paid vacation is very important in welfare, at least 2 weeks per year (excluding public holidays), 3-4 weeks after working for 5 years, and 4-5 weeks after 10 years.

After paying taxes, the difference between the highest and lowest wage earners is generally not more than 2-3 times. Therefore, Canada is a paradise for ordinary people and a place of sacrifice for dedicated tax heroes.

The difference is that high-income people can invest in tax avoidance, have good credit, borrow more money from banks and buy expensive cars and houses with little money, which is respected by people, especially by banks and investment and financial brokers. Simply put, high-income people rely on high trust to live a decent life. In fact, the money that fell into the pocket was not as much as I thought.

Just graduated college students can buy a house with a down payment of 5% as long as they have a job (singles usually buy about 200,000 apartments, and some people with high incomes buy 300,000-400,000). You don't have to pay a down payment to buy a car, but you can mortgage it every month. 200-300 ordinary Japanese and American cars, 500-700 Mercedes-Benz BMW, and other luxury cars are more expensive. Auto insurance ranges from 800- 1200. It's cheaper to buy second-hand goods.

College students who have just graduated for a few years around them all buy houses and cars after finding jobs, but they should live carefully. Generally speaking, I feel more relaxed and happy than domestic college graduates.

Here is a very simple and legal income, personal finance is open and transparent to the government, and every penny has to be taxed. If the consumption level is much higher than the income, it will be audited.

The lowest income is also relatively high, and now it is 10 Canadian dollars per hour. The welfare and living standards of low-income people are relatively high. They don't have to pay for their children's tuition, meals (school meals) and family medical expenses. They have low-rent housing, and there are various free services in the community and church, such as Chinese food, clothing, nutrition for pregnant women, food, childcare, summer camp, football team, band, donation and so on.