Tongxiang Urban and Rural Pension Insurance

Tongxiang City Urban and Rural Resident Social Pension Insurance Implementation Rules

September 19, 2008 16:45 [Large, Medium and Small]

1. Insurance Registration Procedures

Registration for urban and rural residents’ social pension insurance shall be accepted by the village (community) where the insured person’s household registration is located, and then reported to the labor and social security management office of each town (street, Zhendong New District) for review and uniformly reported to the municipal social insurance agency The Bureau handles insurance registration procedures.

(1) For insured persons who comply with the provisions of the "Implementation Measures" and are aged between 16 and 60 years old when registering for insurance in the village (community) where their household registration is located, they must provide a copy of their ID card and household registration. A copy of this copy and a one-inch bareheaded photo, and fill in the "Tongxiang Urban and Rural Residents Social Pension Insurance Registration Form" at the same time. Those who meet the conditions after preliminary review by the village (community) will be reported to the labor and security management office of the town (street, Zhendong New District) to which they belong.

(2) Urban and rural residents who have reached the age of 60 before the implementation of the "Implementation Measures" (born before December 31, 1947) and are not covered by the basic employee pension insurance or various existing social pension security, Before December 20, 2008, with a copy of your ID card, a copy of your household register and a one-inch bareheaded photo, go to the village (community) where your household registration is located to go through the one-time payment registration procedures and fill in the "Tongxiang Urban and Rural Resident Social Pension Insurance for 60 Years Old" "One-time Insurance Payment Registration Form" for the above persons. If they meet the conditions after preliminary review by the village (community), they will be reported to the labor and security management office of the town (street, Zhendong New District) to which they belong.

(3) The labor and social security management offices of each town (street, Zhendong New District) are responsible for reviewing the "Tongxiang Urban and Rural Residents Social Pension Insurance Registration Form", "Tongxiang Urban and Rural Residents Social Pension Insurance for Persons Over 60 Years Old" "One-time Insurance Payment Registration Form", for qualified insured persons, an electronic document will be produced in the prescribed format, and after summary statistics, it will be submitted to the Municipal Social Insurance Bureau in the form of a copy together with relevant written information to handle the insurance procedures. . Electronic document items include: name, gender, citizen identity number, town (street) village (community) where household registration is located, address, payment type and selected payment base, etc.

(4) After approval by the Municipal Social Insurance Bureau, for those who meet the insurance conditions, establish individual insurance participation records for urban and rural residents' social pension insurance in accordance with regulations, and issue the "Tongxiang City Urban and Rural Residents' Social Pension Insurance Payment Manual" ", which is distributed by the labor and security management offices of each town (street, Zhendong New District) to the affiliated villages (communities), and the villages (communities) distribute it to the insured persons.

(5) Couples from some rural family planning households who are 45 to 60 years old and meet the conditions for family planning incentives and assistance and participate in social pension insurance for urban and rural residents in accordance with the "Implementation Measures" shall be registered in the village (community) where their household registration is located. ) When registering for insurance, you need to fill in the "Application Form for Special Subsidies for Urban and Rural Residential Social Pension Insurance for Couples in Some Rural Family Planning Households" separately to apply for special financial subsidies for couples in some rural family planning households. After evaluation by the villagers committee, the town (subdistrict, Zhendong New District) Family Planning Office will make a preliminary review and publicize it, report it to the Municipal Family Planning Bureau for confirmation and then submit it to the Municipal Social Insurance Bureau.

(6) Persons who meet the provisions of Article 34 of the "Implementation Measures" and reach the statutory retirement age for the basic pension insurance for employees shall immediately handle the registration for social pension insurance for urban and rural residents and the conversion of the basic pension insurance for employees Procedures for the payment period of social pension insurance for urban and rural residents.

II. Payment Standards and Methods

(1) Insured persons shall select a payment base in accordance with the provisions of the "Implementation Measures", and pay urban and rural residents' social welfare contributions annually in accordance with the prescribed proportions and standards. Pension insurance premiums.

Urban and rural residents who have reached the age of 60 before the implementation of the "Implementation Measures" (born before December 31, 1947) can pay according to the payment base and proportion stipulated in the "Implementation Measures" before December 20, 2008. A one-time payment of 15 years of social pension insurance premiums for urban and rural residents. The municipal and town (subdistrict) finances will provide subsidies according to the subsidy standards for the corresponding years 15 years before the implementation of the "Implementation Measures".

(2) The payment base for social pension insurance premiums for urban and rural residents is determined by the Municipal Bureau of Statistics, and the Municipal Labor and Social Security Bureau and the Municipal Finance Bureau publish individual payment and financial subsidy standards every year. The payment base is determined to be divided into three levels:

1. Per capita net income of rural residents in the city in the previous year; 2. Per capita disposable income of urban residents in the previous year Income;

3. The average of the sum of the above two.

Rural residents can choose one of the two as the payment base, and urban residents can choose one of the latter two as the payment base.

(3) The personal payment ratio for social pension insurance premiums for urban and rural residents is 8%.

(4) When urban and rural residents participate in insurance and pay premiums, the municipal and town (street) finances will provide subsidies based on 5% of the current payment base (rural residents are uniformly based on the per capita net income of rural residents in the city, and 5% Proportional subsidy), of which 3% is used to establish subsidy accounts for insured persons, and 2% is used to establish social pension insurance co-ordination funds for urban and rural residents.

(5) In accordance with the spirit of the "Implementation Opinions of the Zhejiang Provincial People's Government on the Reward and Support System for Partial Family Planning Families in Rural Areas" (Zhejiang Zhengfa [2006] No. 5), those aged 45-60 who meet the conditions for reward and assistance Couples from some rural family planning households who participate in social pension insurance for urban and rural residents in accordance with these measures can be given a special subsidy of 3% based on the per capita net income of rural residents in the city during their participation and payment period, and credit it to the subsidy account. If you have difficulties, your personal payment amount can be deducted accordingly.

(6) If the insured person fails to pay the social pension insurance premium for urban and rural residents in time for special reasons in the current year, he or she can make up the social pension insurance premium for urban and rural residents for the previous year according to the current payment standard in the following year. , the municipal and town (street) finances will provide subsidies based on the previous year’s subsidy standards.

(7) If the insured person pays annual premiums until the age of 60 and the payment period is less than 15 years, he or she may apply for extension of payment. The maximum extension of payment shall not exceed 5 years. If the insured person reaches the age of 65, the payment period is still less than 15 years. For years, the current payment base can be paid in one go for 15 years, and the municipal and town (street) finances will provide subsidies according to the previous financial subsidy standards of the corresponding years.

For those who have reached the age of 45 before the implementation of the "Implementation Measures", if they participate in insurance immediately and pay continuously after the implementation of the Measures, when they reach the age of 60, they can make one payment based on the base payment for the current period. After 15 years of supplementary payment, the municipal and town (street) finances will provide subsidies according to the previous financial subsidy standards of the corresponding years. At the same time, urban and rural residents will enjoy social pension insurance benefits in accordance with the "Implementation Measures".

(8) The collection of social pension insurance premiums for urban and rural residents in 2008 is the responsibility of each town (sub-district, Zhendong New District), and the subordinate villages (communities) are responsible for collection. When collecting, a payment voucher for social pension insurance for urban and rural residents must be issued . From now on, insured persons should take the "Tongxiang City Social Pension Insurance Payment Manual for Urban and Rural Residents" between January 10th and December 20th of each year to pay the social insurance premiums for the current year at the credit union business outlets in this city, and the insurance premiums will be paid by each credit union. Credit union business outlets issue special payment receipts for social insurance for urban and rural residents.

(9) The subsidy funds borne by the municipal finance and towns and sub-districts shall be transferred into the municipal social pension insurance account for urban and rural residents in accordance with regulations.

3. Establishment and management of personal payment accounts and subsidy accounts

(1) Before the 20th of each month, the labor and social security management offices of each town (street, Zhendong New District) should submit the labor and social security management offices of the previous month. The insured payment list (name, citizen identity number, household registration, town (street) village (community) where the person is located, payment category, base, amount) shall be submitted to the Municipal Social Insurance Bureau in paper and electronic documents at the same time, and the municipal Social Security Bureau will After the Social Insurance Bureau approves the payment, it will establish a personal payment account and a financial subsidy account for the insured persons.

(2) For some rural family planning couples who have enjoyed special financial subsidies, if they do not meet the conditions for reward and support in the future, the Municipal Family Planning Bureau will submit the list to the Municipal Social Insurance Bureau before the end of each year. According to the provisions of the "Implementation Measures", the special fiscal subsidies for the next year will be stopped and the special fiscal subsidies already enjoyed will be refunded.

(3) The Municipal Social Insurance Bureau calculates interest on the personal payment account and financial subsidy account of the insured persons every year based on the time when personal payment is received and the prescribed accounting interest rate. The family planning subsidy is based on the actual time when the payment is received. Interest accrued.

(4) Insured persons can inquire about personal payment with the Municipal Social Insurance Bureau or the Town (Street, Zhendong New District) Labor and Security Management Office with their ID cards or the "Tongxiang Urban and Rural Residents Social Pension Insurance Payment Manual" and financial subsidies.

(5) When the insured person moves within the scope of Jiaxing City, the pension insurance relationship can be transferred, and the principal and interest of the individual pension insurance payment account will be transferred to the social insurance institution in the place of move; outside the scope of Jiaxing City, If it cannot be transferred, the amount stored in the personal payment account will be refunded in one go.

IV. Calculation and payment of benefits

(1) Procedures for receiving pensions

Insured persons who comply with the provisions of the "Implementation Measures" and have paid contributions for 15 years or more In the month when you reach 60 years old, take a copy of your ID card, a one-inch bareheaded photo, and the "Tongxiang City Social Pension Insurance Payment Manual for Urban and Rural Residents" and other materials to the labor and social security management offices of each town (street, Zhendong New District) to fill out the "Tongxiang City Social Pension Insurance Payment Manual" "Urban and Rural Residents Social Pension Insurance Pension Application Form" shall be submitted to the Municipal Social Insurance Bureau before the 5th of the following month after preliminary review by the Labor and Security Management Office of each town (street, Zhendong New District).

(2) Approval and payment of pension benefits

The Municipal Social Insurance Bureau is responsible for reporting the "Tongxiang City Urban and Rural Resident Social Security Administration" to the labor and security management offices of each town (street, Zhendong New District) Pension Insurance Pension Application Form" and relevant information will be reviewed. If the conditions are met after review, pensions will be paid out on a monthly basis starting from the month when they are eligible to enjoy pension insurance benefits.

The monthly pension standard is calculated as one hundred and fifty-sixth of the sum of the principal and interest deposited in the individual pension insurance payment account and the subsidy account.

(3) For insured persons who do not meet the monthly pension benefits stipulated in the "Implementation Measures", they must go to the Municipal Social Insurance Bureau with their ID cards and the "Tongxiang Urban and Rural Residents Social Pension Insurance Payment Manual" The business bureau handles the one-time procedure for receiving the deposit amount of the personal payment account.

(4) Those who participate in the social pension insurance for urban and rural residents and pay contributions are eligible for monthly pension benefits. When they reach the age of 70, they can also enjoy pension benefits for the elderly over 70 years old according to regulations. Basic living allowance for the elderly.

(5) If a person who has already enjoyed pension benefits is sentenced, his enjoyment of pension benefits will stop during his sentence, and he will continue to enjoy pension benefits from the month after his release from prison. There will be no adjustment to his pension benefits during his sentence.

(6) After the death of a person who participates in insurance premiums, enjoys pension insurance benefits, or enjoys basic pension living allowances, his or her immediate family members or relevant personnel should go to the social insurance institution to handle the cancellation procedures for the pension insurance relationship in a timely manner, and participate in The principal and interest balance of the personal payment account of the pension insurance for those who are insured and those who enjoy pension insurance benefits shall be paid in one lump sum to their legal heirs or designated beneficiaries.

5. Connection with other pension insurances (security)

(1) Participants cannot participate in or enjoy two or more social pension insurances (security) at the same time. For those who repeatedly participate in insurance and pay premiums, the Municipal Social Insurance Bureau will maintain a personal payment account in accordance with the principle of "higher than lower", and the personal payment portion of other personal accounts will be refunded to the individual in one go. For those who enjoy two or more pension insurance benefits repeatedly, the Municipal Social Insurance Bureau will only approve the payment of one pension insurance (protection) benefit in accordance with the principle of "higher rather than lower", and the other multiple pension insurance benefits will be disbursed. The (disability) benefits will be recovered, and the remainder of the personal payment in the personal account deposit amount for repeated payments will be refunded to the individual in one go.

(2) For rural social pension insurance participants who have not yet reached the age of benefit before January 1, 2008, and participate in insurance and pay premiums according to the "Implementation Measures", they can choose to convert the original rural social pension insurance participants into The principal and interest deposited in the personal account of the insured will be converted and converted according to the payment standards for the year when the "Implementation Measures" are issued. The insured persons shall go to the Municipal Social Insurance Bureau to fill out the "Tongxiang City Transfer and Conversion Urban and Rural Resident Social Pension Insurance Application Form" and go through the transfer and conversion procedures; also You can fill in the "Tongxiang Rural Social Pension Insurance Surrender Application Form", surrender the policy in accordance with the rural social pension insurance regulations, and terminate the rural social pension insurance relationship.

The converted social pension insurance payment period for urban and rural residents = the original rural insurance payment storage amount ÷ the current social pension insurance payment standard for urban and rural residents.

When the payment reserves of the original rural social pension insurance participants are converted into the social pension insurance payment years for urban and rural residents, the municipal and town (street) finances will provide subsidies according to the previous fiscal subsidy standards of the corresponding years.

(3) If the insured person participates in the basic pension insurance for urban and rural residents after participating in the social pension insurance for urban and rural residents, the payment period of the social pension insurance for urban and rural residents shall be converted into the basic pension insurance for employees in the year of participation in the basic pension insurance for employees. The payment period for the pension insurance must be re-recorded in the personal account in accordance with regulations; the amount stored in the individual payment account for the pension insurance for urban and rural residents can also be refunded in one go, and the social pension insurance relationship for urban and rural residents can be terminated.

For conversion transfer, the insured person must go to the Municipal Social Insurance Bureau to fill in the "Application Form for Transferring the Social Pension Insurance for Tongxiang Urban and Rural Residents to the Basic Pension Insurance for Employees", and the conversion will be processed after approval by the Municipal Social Insurance Bureau. Transfer procedures.

Conversion of the basic pension insurance payment period (months) = the total amount of personal payment accounts and subsidy accounts ÷ the current year’s basic pension insurance payment standards for urban individual industrial and commercial households and flexible employees in this city (urban individual industrial and commercial households, flexible employment The employee’s current annual payment base × 20%).

The amount of additional personal account deposits is calculated based on 8% of the current year's base for urban individual industrial and commercial households and flexible employment personnel multiplied by the converted payment period. The converted starting period of payment cannot exceed the "Implementation Measures" issued time.

(4) Those who participate in the enterprise’s basic pension insurance for employees and reach the legal retirement age and do not meet the national conditions for receiving monthly pension benefits from the basic employee pension insurance can go through the one-time payment procedures and terminate their employment After entering into the basic pension insurance relationship, they shall participate in the social pension insurance for urban and rural residents in accordance with the provisions of the "Implementation Measures". The one-time amount received can be converted into the payment period of urban and rural residents' social pension insurance according to the current payment standard of urban and rural residents' social pension insurance, and the individual payment account of urban and rural residents' social pension insurance will be added to the account. If you are over 60 years old at the time of conversion, and the converted payment period is 15 years or more, you can go through the procedures for receiving social pension insurance benefits for urban and rural residents; if the converted payment period is less than 15 years, you must pay urban and rural residents social pension insurance premiums of 15 years or more. In the year, the procedures for receiving social pension insurance benefits for urban and rural residents will be completed. If the age at the time of conversion has not reached 60 years old, and the converted payment period is 15 years or more, the social pension insurance benefits for urban and rural residents must be received when they reach 60 years old, during which they can still pay the social pension insurance premiums for urban and rural residents in accordance with regulations; If the converted payment period is less than 15 years, social pension insurance premiums for urban and rural residents must continue to be paid in accordance with regulations.

Conversion of the social pension insurance payment period for urban and rural residents (months) = the one-time amount of basic pension insurance for employees ÷ the current social pension insurance payment standard for urban and rural residents.

When the basic pension insurance for employees is converted into the payment period of social pension insurance for urban and rural residents, the municipal and town (street) finances will provide subsidies according to the fiscal subsidy standards of the previous corresponding years.

6. Management and payment of basic pension subsidy for senior citizens aged 70 years and above (inclusive)

(1) Objects of basic pension subsidy.

For various social pension insurances that do not enjoy the establishment of unified funds (measures), various social security (regular monthly subsidies) that do not enjoy local financial investment, or various social security funds that have enjoyed local financial investment Social security (regular monthly subsidy), but the standard of enjoyment is lower than (equal to) the city's urban residents' minimum living allowance standard, the elderly who are over 70 years old (inclusive), and meet one of the following conditions, the basic living allowance for the elderly is implemented .

(1) Those who have a household registration in this city and have lived for more than 30 years;

(2) Those who had a household registration in this city before January 8, 1995;

(3) Those who have moved to this city due to policy immigration, have household registration in this city, and live locally.

(4) Those who have lived in Jiaxing City for generations, moved within Jiaxing City, and now have household registration in this city and live locally.

The standard of basic living subsidy for the elderly is: urban residents aged 70-89 years old receive a monthly subsidy of 80 yuan per person, and rural residents receive a monthly subsidy of 50 yuan; for those aged 90 years and above (inclusive), urban residents receive a monthly subsidy of 80 yuan. The monthly subsidy is 150 yuan per person, and the monthly subsidy for rural residents is 90 yuan (the longevity health care subsidy for centenarians is still implemented according to the original method).

Persons with various social pension insurances (insureds) refer to: those who enjoy various social pension security funded by the establishment of overall funds (measures) or local finance, such as retirement pensions and basic living security for landless farmers. Funds, living allowances for land-expropriated farmers, rural social pension insurance, minimum living security allowances, living difficulties subsidies for streamlined personnel, living difficulties subsidies for survivors, land maintenance workers, living allowances for long-term temporary workers under the plan, and regular support for special care and resettlement objects subsidies, fixed subsidies for persons with disabilities, subsidies for long-term residents and other special regular subsidies (guarantees).

(2) Application, review and issuance of basic living allowance for the elderly.

Persons who are eligible to enjoy the basic living allowance for the elderly should go to the village (community) where their household registration is based with their ID card and a copy of their household registration book to fill out the "Elderly Persons Aged 70 and Over" in the month they reach the age of 70. "Application Form for Basic Living Subsidy for the Elderly" shall be initially reviewed by the village (community) where it is located. After five days of public announcement, if there is no objection, it will be reported to the labor and social security management office of the town (subdistrict, Zhendong New District) for review. The labor and security management office of each town (subdistrict, Zhendong New District) Those who meet the conditions for review shall be submitted to the Municipal Social Insurance Bureau before the 5th of the following month. After being approved by the Municipal Social Insurance Bureau and entrusted to issue bank cards, the labor and security management offices of each town (street, Zhendong New District) will The card is issued to the village (community), and the village (community) is responsible for issuing it to the applicant.

For the elderly who fail to declare in time and meet the conditions after review, they will enjoy the basic living allowance for the elderly from the month after they reach the age of 70.

The basic living allowance for the elderly is paid out on a monthly social basis and is paid in place on the 20th of every month.

(3) Management of basic pension subsidy work

1. Implement dynamic management of the basic pension subsidy work for the elderly who do not have various social pension guarantees in this city. For those who use unfair means to obtain more or falsely receive basic living allowances for the elderly, the labor and social security management offices of each town (subdistrict, Zhendong New District) will be responsible for recovering the illegal gains of the parties concerned. If a crime is constituted, legal responsibility will be pursued in accordance with the law.

2. The Municipal Social Insurance Bureau, the Public Security Household Registration Bureau, and the Civil Affairs and Funeral Bureau will compare the information of those who are not eligible for the basic living allowance for the elderly due to changes in household registration and other reasons, and identify those who do not meet the conditions. , the Municipal Social Insurance Bureau stopped issuing basic living allowances for the elderly.

3. If a person who enjoys the basic living allowance for the elderly moves to other places, enjoys other social security benefits or dies, he or his immediate family members should promptly notify the village (community), and the village (community) will promptly notify the village (community) of the changes. The situation was reported to the Municipal Social Insurance Bureau through the town (subdistrict, Zhendong New District) Labor and Social Security Management Office, and the basic pension subsidy was stopped.

4. Establish a qualification certification method for the pension benefits for urban and rural residents and the basic living allowance for the elderly, carry out regular inspections, and strictly investigate and deal with fraud and counterfeit pension benefits.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance