How to participate in the new rural endowment insurance for low-income households in Shanxi Province

Please refer to the following documents to understand your problem. There are very specific provisions in the document. I hope it will help you:

Opinions of Shanxi Provincial People's Government on Implementing the Pilot Project of New Rural Social Endowment Insurance

Jinfazheng No.200937

Date of promulgation: 2009- 12- 10

Implementation date: 2009- 12- 10

Time effect: effective

Municipal and county people's governments, the provincial people's government commissions, departments and institutions directly under the:

Establishing a new rural social endowment insurance (hereinafter referred to as the new rural endowment insurance) system is an important decision to thoroughly implement Scientific Outlook on Development and accelerate the establishment of a social security system covering urban and rural residents. In 2008, 22 counties (cities, districts) in our province took the lead in launching the pilot work of new rural endowment insurance, and made positive and beneficial explorations. In order to thoroughly implement the spirit of "Guiding Opinions of the State Council on Piloting New Rural Social Endowment Insurance" (Guo Fa No.200932), combined with the actual situation in our province, we hereby put forward the following implementation opinions:

I. Basic principles

The basic principle of the new rural insurance pilot is "basic, wide coverage, flexible and sustainable". First, the standard of financing and treatment should be compatible with economic development and affordability in all aspects; Second, individuals (families), collectives and the government share responsibilities reasonably, and rights correspond to obligations; Third, the combination of government-led and farmers' wishes will guide rural residents to participate in insurance; The fourth is to implement territorial management for rural residents who participate in the insurance. ?

Second, the scope of insurance?

Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the new rural insurance at their domicile.

Third, fund raising?

The new agricultural insurance fund consists of individual contributions, collective subsidies and government subsidies. ?

(1) individual payment.

Rural residents who participate in the new rural old-age insurance shall pay the old-age insurance premium according to the regulations. The annual payment standard of our province is 100 yuan, 200 yuan, 300 yuan, 400 yuan and 500 yuan. Cities and counties can add payment grades according to the actual situation, with a maximum of 1000 yuan. The insured person chooses the payment grade independently, and pays more. Our province will adjust the payment grade in a timely manner according to the growth of farmers' per capita net income.

(2) Collective subsidies.

Conditional village collectives shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee. Encourage other economic organizations, social welfare organizations and individuals to provide subsidies for the insured. ?

(3) government subsidies.

Government subsidies are divided into two parts: basic pension subsidies (export subsidies) and payment subsidies (import subsidies). ?

The government pays the basic pension of the new rural insurance in full to those who meet the qualification conditions. The national pilot basic pension is fully subsidized by the central government, and the provincial pilot basic pension is fully subsidized by the provincial finance. ?

The municipal and county governments shall subsidize the individual contributions of the insured. The minimum subsidy standard is: 30 yuan 100 yuan, 35 yuan 200 yuan, 40 yuan 300 yuan, 45 yuan 400 yuan, 500 yuan and above 50 yuan. In principle, the local government will pay the minimum standard of old-age insurance premium for the severely disabled and low-income households in rural areas. The above payment subsidies and the expenses paid by the government shall be borne by the municipal and county finance. Conditional cities and counties (cities, districts) can raise the subsidy standard. The specific measures shall be determined by the municipal and county governments.

Government subsidies to the insured cannot offset individual contributions. City and county governments can formulate long-term payment incentives and actively guide young and middle-aged farmers to participate in insurance. ?

Fourth, establish a personal account?

County-level rural social endowment insurance agencies (hereinafter referred to as county-level agricultural insurance agencies) should establish lifelong personal accounts for the new agricultural insurance insured. Individual contributions, collective subsidies, subsidies to the insured by other social and economic organizations, and subsidies to the insured by local governments are all credited to personal accounts. At present, the amount stored in personal accounts bears interest every year with reference to the one-year deposit rate of RMB in financial institutions announced by the People's Bank of China.

Verb (abbreviation for verb) Pension treatment and adjustment?

Pension treatment consists of basic pension and personal account pension, which is paid for life. ?

The national and provincial pilot basic pension standard is 55 yuan per person per month. Conditional county governments can raise the basic pension standard according to the actual situation, and part of the funds raised will be paid by the county government. ?

The monthly payment standard of personal account pension is the total amount of personal account divided by 139. If the insured person dies, in addition to government subsidies, the balance of personal account funds can be inherited according to law; The balance of government subsidies is used to continue to pay the pensions of other insured persons. ?

According to the economic development and price changes, our province will adjust the minimum standard of basic pension for provincial pilot new rural insurance in a timely manner. ?

6. What are the conditions for receiving pension benefits?

When the new agricultural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive the basic pension directly on a monthly basis, but their children who meet the insurance conditions should pay insurance premiums; Persons over 45 years of age (including 45 years of age) should pay in full every year, and they are also allowed to pay back (the part that is paid back does not enjoy government subsidies), and the cumulative payment period does not exceed 15 years; Persons under the age of 45 shall pay in full every year, and the accumulated payment shall not be less than 15 years.

Seven. fund management

Establish and improve the financial accounting system of the new agricultural insurance fund. The new agricultural insurance fund shall be included in the financial special account of social security, and shall be managed by two lines of revenue and expenditure, with separate accounting, so as to maintain and increase the value in accordance with relevant regulations. In the pilot stage, the new agricultural insurance fund will be temporarily managed at the county level, and then managed at the provincial level after the new agricultural insurance system covers most of the province.

Eight. Fund supervision

Local people's governments at all levels should strengthen fund management in accordance with the relevant provisions on the management of social insurance funds. The human resources and social security departments at all levels should earnestly perform the supervision duties of the new rural endowment insurance fund, formulate and improve the management rules and regulations of the new rural endowment insurance business, standardize business processes, establish and improve the internal control system and fund audit system, actively take effective measures, strengthen the supervision, monitoring and regular inspection of the whole process of fund raising, transfer and distribution, and regularly disclose the information on fund raising and payment of the new rural endowment insurance fund to be open and transparent. Strengthen financial supervision, supervision and supervision, audit supervision and social supervision. Misappropriation of funds is strictly prohibited to ensure the safety of agricultural insurance funds. County-level agricultural insurance agencies and villagers' committees publicize the eligibility for payment and treatment of the insured in the village within the administrative village every year, accept supervision by the masses, and prevent false reports and impersonators.

Nine. Processing management service

County-level agricultural insurance agencies should carefully record the payment and treatment of rural residents, establish insurance files, and properly preserve them for a long time; Using the national unified new rural endowment insurance information management system, the new rural endowment insurance information network construction will be incorporated into the social security information management system construction ("Golden Insurance Project"); It is necessary to speed up the implementation of social security cards to facilitate the insured to pay fees, receive benefits and inquire about insurance information. ?

Strengthen the capacity building of new rural insurance and improve work efficiency. The wages and working expenses of the staff of the new agricultural insurance agency shall be included in the fiscal budget at the same level, and shall not be spent from the new agricultural insurance fund. According to the particularity of rural social endowment insurance handling services and work needs, the people's government at the county level shall set up a fixed agricultural insurance business office at the township (town) level, equipped with necessary facilities and personnel, and establish a funding guarantee mechanism linked to the service population and business volume. In principle, according to the standard that each client subsidizes 3 yuan every year, it will be included in the fiscal year budget at the corresponding level, and the problems such as insufficient staff and necessary expenses will be solved by purchasing services.

X. Links to related systems

All pilot counties (cities, districts) should do a good job of connecting with relevant systems on the basis of cleaning up the creditor's rights and debts of the old agricultural insurance. ?

(a) have participated in the new rural insurance, over 60 years of age and have begun to receive the new rural insurance pension, can enjoy the new rural insurance basic pension in the original treatment unchanged. ?

(II) For those who have participated in the new rural insurance, are under 60 years of age and have not received pensions, the funds in the new rural insurance personal account should be incorporated into the new rural insurance personal account, all of which are included in the individual contributions, and continue to pay according to the new rural insurance payment standard. ?

(three) to participate in the new agricultural insurance personnel because of identity change or household registration needs to transfer the old-age insurance relationship across cities and counties (cities, districts), personal account funds can be transferred with people; If it cannot be transferred, its personal account shall be temporarily kept until the conditions are ripe. ?

(four) the old-age insurance subsidies for the village party secretary and director during their tenure are raised and distributed in accordance with the provisions of the state and our province. ?

(five) the new rural insurance and other old-age insurance, social security for landless farmers, reservoir resettlement support policies, rural family planning incentives and assistance policies, rural five guarantees, social preferential treatment, rural minimum living security system and other supporting and connecting. , shall be implemented in accordance with the relevant provisions of the state.

Eleven, do a good job of publicity.

The establishment of the new agricultural insurance system is directly related to the vital interests of the broad masses of the people, and it is a major livelihood project with strong policy and wide coverage. All localities should adhere to the correct guidance of public opinion, adopt various forms and use easy-to-understand propaganda methods to increase the propaganda of the significance, basic principles and policies of the pilot work, so that the broad masses of rural cadres and people can understand that the new rural endowment insurance system is an important step to gradually narrow the gap between urban and rural areas, change the dual structure of urban and rural areas, promote social fairness and justice, and is a strategic measure to deal with the financial crisis, expand domestic demand and stimulate rural consumption. It is an important policy of benefiting the people, which helps rural residents feel safe, promotes family harmony and increases farmers' income. Really make the new rural insurance policy deeply rooted in the hearts of the people, guide rural school-age residents to understand and support the new rural insurance work, and generally actively participate in the insurance.

Twelve. Strengthen organizational leadership?

The provincial people's government set up a provincial new rural social endowment insurance pilot work leading group (hereinafter referred to as the provincial new rural endowment insurance leading group) to study and formulate relevant policies in our province and supervise and inspect the implementation of policies, summarize and evaluate the pilot work, and coordinate and solve the problems arising in the pilot work. ?

The provincial leading group for new rural endowment insurance is headed by the deputy governor in charge, and its members are composed of the heads of relevant departments directly under the provincial level, such as human resources and social security, finance, publicity, organization, development and reform, public security, civil affairs, agriculture, population and family planning, statistics, land, and disabled persons' federations. There is an office under the leading group, located in the Provincial Department of Human Resources and Social Security, which is responsible for the specific work of the pilot. ?

Local people's governments at all levels should fully understand the great significance of carrying out the pilot work of the new rural insurance, incorporate it into the local economic and social development plan and the annual target management assessment system, and earnestly strengthen organizational leadership. Human resources and social security departments at all levels should earnestly perform the duties of the administrative department in charge of the new agricultural insurance, and do a good job in overall planning, policy formulation, unified management and comprehensive coordination of the new agricultural insurance in conjunction with relevant departments. Pilot counties (cities, districts) should also set up a new agricultural insurance pilot work leading group, responsible for the pilot work in this administrative region. All localities should pay attention to study and solve the new situations and problems in the pilot process, properly handle the relationship between reform, development and stability, and do a good job. All localities should promptly report the major situation in the pilot work to the provincial new rural insurance leading group.

Among them, the third "fund raising" has provisions:

Third, raise funds.

The municipal and county governments shall subsidize the individual contributions of the insured. The minimum subsidy standard is: 30 yuan 100 yuan, 35 yuan 200 yuan, 40 yuan 300 yuan, 45 yuan 400 yuan, 500 yuan and above 50 yuan. In principle, the local government will pay the minimum standard of old-age insurance premium for the severely disabled and low-income households in rural areas. The above payment subsidies and the expenses paid by the government shall be borne by the municipal and county finance. Conditional cities and counties (cities, districts) can raise the subsidy standard. The specific measures shall be determined by the municipal and county governments.

Shanxi Province is an early province to carry out the pilot work of the new rural endowment insurance, and has accumulated a lot of experience in promoting the new rural endowment insurance. As long as you ask for information, the staff will do it for you according to the policy. Insurance payment procedures are generally in the local village Committee, and the required documents include household registration book, ID card, low-income insurance and so on.

Good wishes!