What are the procedures and procedures for getting married and moving accounts? Is the loan approved and then transferred, or is it transferred and then loaned?

1. Go through the formalities of marriage and household registration, consult the public security organ of the household registration system in the place of emigration, and master the valid documents and materials required for applying for household registration.

2. Submit the application for household registration, and provide the main materials and valid certificates as required. Such as: raw materials needed for immigrant investment; The college entrance examination must provide an admission notice, and the marriage life class must provide a marriage certificate.

3. The household registration authority in the place of emigration shall examine and approve the application and the attached materials. If approved, they will often sign a "certificate of permission to move in", that is, a certificate of residence permit. If not, the public security department will show the actual statement. If the submitted information is incomplete, it needs to be resubmitted.

4. The current residence will give up the materials that need to be provided.

5. With the approval of the current household registration police station, the household registration will be moved and the residence permit will be issued. If not, you need to be sound before you can apply.

6. After all the formalities are completed, a new household registration book and a new ID card will be issued. Identity documents can't be processed immediately. Try not to hand in your current ID card first.

Process of moving household registration after marriage 1. Submit an application for settlement to the local police station, and the police station will issue an acceptance confirmation.

2. Go to the local police station for approval. If the transfer standard is applicable, the police station will issue an acceptance confirmation.

3. Submit the acceptance confirmation to the transfer police station. The police station at the transfer-out place allows transfer-out and cancellation, and provides.

4. With a marriage certificate and a female household registration book, go to the female police station to change the marital status to "married" and issue a "residence certificate".

5. Hold the other party's household registration book, identity documents of both men and women, marriage certificate, female residence permit and confirmation by the man's village (neighborhood) committee, fill in the application for entering the household at the man's police station and submit it to the county police station for examination and approval.

6. After the approval, you can transfer online, or you can move your account back to the female police station with a residence permit in your hand.

7. Women must apply for a new identity card after registration.

Is the loan approved and then transferred, or is it transferred and then loaned? If you can choose, then it is suggested that you must apply for a loan first, and it is clear that the loan agreement for bank loans has come out before you can go through the transfer procedures. On the contrary, it is risky for the owner to apply for a loan after the transfer. Apply for a loan first, and then transfer. There is no doubt that I have obtained the loan agreement.

It shows that the financial institution agrees to this transaction, and only needs to transfer the ownership, especially in general, the mortgage formalities can also be handled on the day of transfer. Just mortgage the house to the bank, and the next payment from the financial institution will also be credited to the owner's account. For the owners, before the transfer, they can already believe that the house can be loaned and the balance of the commercial bank can be received.

If you transfer the ownership first and then apply for a loan, although the materials will be submitted to the bank for pre-examination before the transfer, the approval level is not too high. It is only the managers of financial institutions who browse the materials, not the level of the examination and approval unit, because they are likely to have their own views on the examination and approval limit, especially on the integrity of the information that is likely to be provided.

Sometimes the handling personnel feel that there is nothing wrong with the loan application and report it to the examination and approval unit, but the examination and approval unit refuses to sign it by express delivery. Some can be dealt with through supplementary materials, while others can't succeed. So you said there was no problem with the approval, and the loan was stopped when you finally applied, and the loan was not responsible.

In addition, before applying for a loan, the situation of risky buyers has changed, such as personal credit reporting. There was no problem with the customer's personal credit information before the transfer, and there was a problem with the buyer's credit information after the transfer. That's probably what it means.