Immigrants go north, Guangzhou and Shenzhen.

According to your personal situation to analyze, take work as an example, personal views:

1, the premise of buying a house in the north, Guangzhou and Shenzhen is that you are qualified to buy a house. These four first-tier cities require social security for five years. That is to say, it takes five years to be qualified. At present, the housing prices in the four first-tier cities are already very high. It is conceivable that five years later.

2. If you are qualified to buy a house after five years, you may need to prepare a down payment. How much can I save in five years? Excluding personal expenses, you save 654.38+ million yuan a year, which is 500,000 yuan, which is very awesome. Take buying an 80 square meter house as an example. Considering the distance to work and the school district, the total purchase price should not be less than 3.5 million, with the minimum down payment of1150,000 and the loan of 2.35 million. According to the current interest rate, the monthly payment is 16200 yuan. The down payment needs to be raised separately or supported by parents115-50 = 650,000.

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According to the above calculation, it means that your after-tax income in June can't be less than 20,000 yuan, which is basically enough for you to survive.

4. The above calculation is based on single person, excluding other family expenses.

It is difficult to save 500,000 yuan for five years after graduation ... From the above, we can see the possibility of buying a house in Beishangguangshen. If the family can't afford the down payment, there are only two possible ways to buy a house: selling or starting a business. If it is just a general basic position, it is difficult for you to buy a house in the north, Guangzhou and Shenzhen.

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In western countries, few people go to buy a house, because they like to live in different cities, and the land is vast and sparsely populated, so the house price is very low. Westerners think it really isn't worth fighting for a house all their lives, and they don't understand why people in China spend their whole lives buying a house. Everywhere some savvy China people go, house prices have been expanding, which has broken the lives of local people and left families who were easy to buy houses behind. This is also the reason why China people are criticized. In others' eyes, North, Guangzhou and Shenzhen are synonymous with prosperity, but in many people's eyes, prosperity is one part and the cost of living is another part. Do you know what the single room price is now? There is no furniture. There is a bed and a cupboard in the room less than 10 square meter. Then set a table and walk in a crowded place.

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