How long does it take to deposit the proof of 10W funds required for a US tourist visa? Will it freeze in America?

Certificates of deposit are frozen in China. Generally, it can be thawed when going abroad. Usually three months.

Yes, you went to America. If you don't plan to return to China within the validity period of your visa, your identity will be black. If you marry an American during this period, you can stay in the United States for a long time.

I can only tell you! This situation is rare. Getting married is hard!