I want to ask that I am in new york now. What procedures do you need to ask your parents to help you buy a house with a loan? The bank said it would go to the embassy for notarization. Is it necessary

I want to ask that I am in new york now. What procedures do you need to ask your parents to help you buy a house with a loan? The bank said it would go to the embassy for notarization. Is it necessary? 1 If you are not naturalized in the United States, you should apply for a power of attorney at the Chinese Embassy in the United States and mail it back for use. (Of course, if some banks don't know, they may ask you to notarize the power of attorney handled by the embassy, so you just need to take the power of attorney certified by the embassy to the bank for notarization. )

If you have become an American citizen, you should consult an American notary to notarize the power of attorney, and you can use it only after being certified by the embassy.

It should be cheaper to go to the Chinese Embassy in the United States to directly handle the power of attorney than to go to a notary lawyer for authentication. Moreover, since you are of China nationality, a notary lawyer may not be able to directly accept your entrustment.

Even if you find a lawyer in China to notarize Chinese, you can't use it without the certification of the embassy. The main problem is not the language, but the identification of authenticity.

It should also be noted that the relationship between husband and wife should be reviewed when buying a house with loans in China. If married, it should be entrusted by both husband and wife. If you are unmarried beyond the legal age of marriage, you must add an agent to the civil affairs department to issue an unmarried certificate, because the bank may require it. Just ask the bank for other entrustment contents. Usually, who entrusts who to buy the real estate where, the agency authority: sign the contract, pay the house payment tax, go through the mortgage loan formalities, sign the documents with enforcement effect, repay the loan, issue the unmarried certificate, etc. The specific content depends on the bank, because the requirements of the bank are not particularly uniform.