Can personal social security be refunded? How to withdraw it?

Personal social security can be refunded under certain circumstances.

1. Conditions for Social Security Refund

The refund of personal social security is not random, but must meet certain conditions. Under normal circumstances, you can apply for a refund of social security under the following circumstances:

1. Those who have reached the legal retirement age but have not yet received a pension can apply for a refund of the personal account portion of the pension insurance.

2. If social security payments are interrupted for various reasons and no longer participate in social security, you can apply for a refund of the balance of your social security personal account.

3. If you immigrate abroad or die, you can apply for a refund of the balance of your social security personal account.

It should be noted that social security policies may differ in different regions, and the specific refund conditions and procedures may be different, so you need to understand the specific local policies before applying.

2. Social Security Return Process

After meeting the conditions for social security refund, you need to apply according to the following process:

1. Prepare relevant materials: including personal ID card , social security card, relevant supporting documents (such as immigration certificate, death certificate, etc.) and a completed social security return application form.

2. Submit application: Submit the prepared materials to the local Social Security Bureau or designated window. When submitting an application, you need to ensure the authenticity and completeness of the materials to avoid affecting the return progress.

3. Review and processing: After receiving the application, the Social Security Bureau will review the submitted materials. After passing the review, the social security refund will be carried out in accordance with relevant policies and regulations.

4. Receive the refund amount: The refund amount will generally be deposited directly into the applicant's bank account. Applicants need to pay attention to account changes to ensure that the refund amount arrives.

3. Things to note

When applying for social security refund, you need to pay attention to the following points:

1. Understand local policies: Social security policies in different regions may exist Differences, you need to understand the specific local policies before applying to ensure that you meet the return conditions.

2. Materials must be true and complete: The submitted materials must be true and complete. Any false information or omissions may cause the application to fail or delay the return progress.

3. Pay attention to the progress of the application: After applying, you need to pay attention to the progress of the application. If you have any questions or problems, communicate with the Social Security Bureau in a timely manner.

In summary:

Personal social security can be refunded under certain circumstances, but certain conditions need to be met and relevant procedures must be followed. Before applying, you need to understand the specific local policies to ensure that you meet the return conditions; during the application process, you need to prepare true and complete materials and pay attention to the progress of the process. Only by following the prescribed conditions and procedures can the social security refund procedures be handled smoothly.

Legal basis:

"Social Insurance Law of the People's Republic of China"

Article 14 provides:

Personal account No early withdrawal is allowed, the accounting interest rate cannot be lower than the bank time deposit interest rate, and interest tax is exempted. If an individual dies, the balance of his or her personal account can be inherited.

"Several Provisions on the Implementation of the "Social Insurance Law of the People's Republic of China"

Article 6 stipulates:

The personal accounts of employees' basic pension insurance shall not be opened in advance Withdrawal. If an individual leaves the country to settle before reaching the legal conditions for receiving basic pensions, his or her personal account will be retained. When the legal conditions for receiving basic pensions are met, the individual will enjoy corresponding pension insurance benefits in accordance with national regulations. Among them, those who have lost the nationality of the People's Republic of China may apply in writing to terminate the basic pension insurance relationship when they leave the country or after leaving the country. After receiving the application, the social insurance agency shall inform it in writing of the right to retain the personal account and the consequences of terminating the basic pension insurance relationship. After written confirmation by the person, the basic pension insurance relationship shall be terminated and the amount stored in the personal account shall be paid in one lump sum. To myself.

"Social Insurance Law of the People's Republic of China"

Article 27 stipulates:

Individuals who participate in the basic medical insurance for employees must reach statutory retirement age If the cumulative payment reaches the number of years prescribed by the state at age, they will no longer pay basic medical insurance premiums after retirement and enjoy basic medical insurance benefits in accordance with the provisions of the state; if the number of years not reached by the number of years prescribed by the state is reached, they can pay premiums up to the number of years prescribed by the state.