What should I do with the immigrant provident fund?

A: You can't withdraw the housing provident fund just by studying abroad. According to the relevant provisions of the current housing provident fund withdrawal in our city, employees who have settled in foreign countries, Hong Kong, Macao and Taiwan can withdraw housing provident fund. The requirements for settling abroad and withdrawing housing accumulation fund are: 1. Valid identity documents such as passport or Hong Kong, Macao and Taiwan pass with employee photos and two copies. If the passport is not in Chinese, a notarized Chinese translation or a Chinese translation and a copy issued by the translation center are required; 2. Housing provident fund dragon card or savings card; 3. The account cancellation certificate or household registration book stamped with the seal of "cancellation" and its copy (the reason for cancellation in the account cancellation certificate or household registration book is "going abroad to settle down"). If you are naturalized and have a Canadian passport, you can't take out your pension and provident fund at one time. Since the domestic pension and provident fund are linked to the household registration (that is, the ID card), it is necessary to go to the police station where the household registration is located to cancel the pension and provident fund. 1, provident fund card (1) At present, domestic companies will handle provident fund cards for employees after handling provident fund accounts for them. This card is used to inquire whether to pay or cancel accounts. Therefore, if you have never applied for a provident fund card before you immigrate to Canada, you must go to the provident fund management center to get a form, a personal application form for housing provident fund card (card replacement), and then take this form to the original unit (that is, the unit that paid the provident fund for you for the last time) and stamp it. After stamping, take this application form to the provident fund management center to apply for a provident fund card. At the same time, you must bring the original and photocopy of Canadian passport, the original and photocopy of account cancellation certificate, and the photocopy of ID card or China passport (because the account cancellation needs to hand in your ID card, if the window staff asks you for the original ID card, you need to explain it. I suggest you make more copies before handing in your ID card. The reason why you need a copy of your ID card or China passport is that although you have a Canadian passport to prove your identity, the provident fund management center also needs an ID card to prove that you are the person on the Canadian passport. If you don't have an ID card, a China passport will do. After reading these materials, the staff will apply for a provident fund card for you. It will take more than ten working days to get this card, and then use this card to cancel the account. (2) When the provident fund account is cancelled, in addition to the provident fund card, the original and photocopy of the Canadian passport, the original and photocopy of the account cancellation certificate, the photocopy of the ID card or the photocopy of the China passport should also be brought. After the final approval of the provident fund management center, they will cancel the account and take out all the provident fund in the account. 2. Pension and medical insurance Because pension and medical insurance have been collectively referred to as social security in China (generally working in one building), if you want to take out all the pensions, you must first go through the medical insurance cancellation procedures. (1) medical insurance cancellation account If you want to cancel the medical insurance account (that is, take out the money in the medical insurance at one time), you must have the original and photocopy of the Canadian passport and the original and photocopy of the account cancellation certificate, as well as the certificate of contract cancellation from the original unit. If not, you have to take the basic medical insurance reduction personnel roster to the medical insurance center, and go through the relevant procedures with the original certificate to prove that you have terminated the contract with the original unit. Even if you have spent all the money in the medical insurance card before going abroad, you must cancel the medical insurance account if you want to withdraw the money from the old-age insurance at one time. If you can't get the certificate of cancellation of the original company, you must pay all the unpaid medical insurance before the account cancellation time, and then you can cancel the account (for example, 200/kloc-0 immigrated to Canada, and the account was cancelled in 2005, and all the medical insurance from 200/kloc-0 to 2005 should be paid). (2) Cancellation of pension and medical insurance accounts is a prerequisite. Then take the original and photocopy of Canadian passport, the original and photocopy of cancellation certificate, the photocopy of ID card and employee pension handbook, print out the details of individual account payment in the pension insurance center, then go to the personnel department of the original unit to ask the person in charge of pension insurance to open a special receipt for social security fund and affix the official seal of the unit, and then take all the materials to the pension insurance center for review. Finally, the endowment insurance center will transfer the money in your account to the original unit account at one time, and then you will go to the original unit to collect the money. After completing the above procedures, you will no longer enjoy China's housing provident fund system and pension system. This answer was recommended by Jing Zhao, an expert on regulation classification.