Job Recruitment Website - Immigration policy - It's a Hubei hukou, not a Wuhan hukou. Can I buy a house in Wuhan?
It's a Hubei hukou, not a Wuhan hukou. Can I buy a house in Wuhan?
Conditions for purchasing houses other than local accounts:
Provide proof of continuous payment of social insurance or personal income tax in Wuhan for two years (including two years) from the date of purchase.
Relevant provisions of the purchase restriction policy
From February 23, 20 1 1 year, it is tentatively decided to purchase 1 apartment (including newly-built commercial housing and second-hand housing, the same below) for households with registered residence in this city (including husband and wife and minor children) and non-registered households that can provide tax payment certificates or social insurance payment certificates in this city 1 year;
The sale of houses within the administrative area of this Municipality shall be suspended for households with registered residence in this Municipality who already own two or more houses, households with non-registered residence in this Municipality who own 1 house and above, and households with non-registered residence in this Municipality who cannot provide 1 year tax payment certificate or social insurance payment certificate.
In violation of the provisions of the purchase, not for real estate registration.
Extended data:
The difference between buying a house in a foreign country
To buy a house in a different place, you need to provide local tax payment certificate or social insurance payment certificate 1 year or more. If non-local residents who cannot provide local tax payment certificate or social insurance payment certificate 1 year or more apply for housing loans, the lender will implement the second (or above) differentiated housing credit policy, that is, the down payment and loan interest rate may be increased;
There are many kinds of loans to buy a house, including provident fund loans and commercial loans. If the provident fund loan is just before the loan, you should know how much money is in your provident fund account and how much money the unit gives you every month. Only by knowing your own situation can you get a loan. If it is a commercial loan, it is necessary to measure financial ability.
The approval procedures and processes of each bank are different, but lenders are generally required to provide: household registration certificate provided by the public security organ where the household registration is located, job certificate issued by the unit, income certificate, local temporary residence permit, local fixed contact address and contact information. The bank will check the credit history of the lender and so on.
References:
Wuhan Housing Security and Housing Management Bureau —— Thoughts on adjusting the housing purchase restriction policy in Wuhan
References:
Baidu Encyclopedia-People's Republic of China (PRC) City Real Estate Management Law
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