[Canadian immigrants] What's the difference between getting a maple leaf card and a citizen?

What does Canadian maple leaf card mean?

Canadian Maple Leaf Card, which is equivalent to what we call American "green card", is a document issued by Canada to immigrants with permanent residency in Canada. Having a Canadian maple leaf card means that you have permanent residency in Canada. Canadian naturalization

What does Canadian naturalization mean?

Canadian naturalization refers to applying for Canadian citizenship, renouncing China citizenship, becoming a Canadian citizen, holding a Canadian passport and a Canadian identity card, and enjoying all the rights of a Canadian citizen. The difference between the two

What is the direct difference between Canadian maple leaf card and naturalization?

1. The first direct difference between Canadian maple leaf card and naturalization lies in the difference in identity.

The person who owns the Canadian Maple Leaf Card is a permanent resident of Canada, still a citizen of China, holds a China passport and is a foreigner in Canada;

Canadian naturalization means becoming a Canadian citizen and belonging to Canadians.

2. The second direct difference between Canadian maple leaf card and naturalization lies in the different rights enjoyed.

Different identities are destined to enjoy different rights and treatments.

Canadian maple leaf card holders can enjoy the freedom to enter and leave Canada, freely settle in Canada, and enjoy the same welfare benefits as local residents in Canada, including free education, free medical care and other social benefits, but they do not enjoy Canada's political rights. In addition, Canadian maple leaf card holders can still enjoy all benefits and rights in China.

Canadian naturalized people can have Canadian passports and enjoy all kinds of rights brought by Canadian passports, such as visa-free or landing visa rights in more than 70 countries and regions around the world, and can enjoy any rights of Canadian citizens, including political rights. Since China does not recognize dual nationality, joining another nationality means giving up China nationality, so the applicant cannot continue to enjoy domestic welfare.

3. The last direct difference between Canadian maple leaf card and naturalization is the different immigration conditions.

Canada has no immigration policy that can be directly naturalized. Only by obtaining permanent residency in Canada and meeting the residence requirements for four years within five years can you apply for naturalization. Investing in immigrants to Canada, such as immigrants from Quebec and immigrants from Manetho, can directly obtain the Canadian Maple Leaf Card.

Recently, the survey data of relevant institutions show that Toronto and Vancouver have officially become the cities with the highest cost of living in Canada. Although this does not represent the whole of Canada, the number of people involved is representative enough.

As we all know, Canada has many benefits, but its expenses are also large. Canada has "four expensive", namely mortgage, tax payment, transportation and supermarket shopping. It's like four big mountains on the heads of us little people, dividing up the meager wages in everyone's pockets. We have to sigh that it is really not easy to live in Canada now.

Buy a house

After buying a house, it is inevitable to bear a heavy mortgage, which accounts for almost half of the family income, and many families need decades to pay it off. However, it won't take decades now, because many ordinary families can't afford to buy a house. In the past two years, the real estate market in Wenzhou and Wenzhou has continued to soar, and the high housing prices are desperate.

As far as Vancouver is concerned, only a few wealthy families can afford independent houses, while in Toronto, middle-income families spend 0.7% of their pre-tax income on housing expenditure. Considering the necessary expenses such as tax, clothing, food and transportation, most families in Toronto can hardly afford to buy independent houses now.

At the same time, the current situation in Wenzhou and Wenzhou is that in recent years, governments at all levels have announced various policies to curb housing prices and tighten mortgages. However, the housing market has been fluctuating because the demand of domestic and foreign buyers is too strong and the effect is not ideal. Although both places have experienced a period of decline in prices and transaction volume, house prices are still too expensive for the middle class.

The future trend of housing prices in the two places depends on whether the central bank raises interest rates, whether the economy declines again, and whether the new government mortgage regulations really work next year.

Taxes account for half of the total income.

Canadians pay more taxes than all the necessary expenses for food, clothing, housing and transportation! Many families may have known this cold reality when making budgets.

Now, we have to pay taxes with nearly half of our income, and one third of our income is used for the necessary expenses of life. The taxes paid by Canadians include not only income tax, but also all taxes related to wages, sales, alcohol and fuel. Politicians add new items to this tax list every year, and this tax list will only get longer and longer.

transportation cost

Living in sparsely populated Canada, it is essential to buy a car. Buying a new car is also a big family expense, and a better car will be more expensive.

And then insurance can't be less. In Canada, anyone who drives on the road must buy the basic three guarantees. The basic three types of insurance include third-party liability insurance, compulsory accident insurance and uninsured motor vehicle insurance.

Three guarantees are just the most basic car insurance. If the car is fully insured, there will be more types of insurance and the natural cost will increase. The amount of auto insurance is closely related to drivers, car conditions and traffic violations. No wonder people often say that buying a car is easier than maintaining it.

Supermarket shopping

Supermarket shopping includes a lot of content. Basically, everything you need in life will be bought in the supermarket. This is the fourth largest consumption item for Canadians after mortgage, tax payment and transportation. According to Statistics Canada, Canadians spend an average of 200 Canadian dollars on food every month. Of course, the data will change all over the country. For example, Alberta residents spend $240 a month, and Nova Scotia spends the least, with an average of $65,438 +086.

In big cities, the cost will be higher. Toronto people need to spend at least 254 Canadian dollars on food, and family composition will also affect the cost: large families can buy a lot at once, while single people will spend more. Some netizens have exposed family bills, at T & amp； T Datong Hua, Costco, Wal-Mart, TimHortons, that is to say, it costs $7,000 a month to buy some 7788 in the supermarket? !

I have to say that since I came to Canada from China, my income level and spending power have decreased. I get along well at home, and I don't spend money so carefully. In Canada, this habit is still maintained. It is normal for a big family to spend more than 4000 dollars a month, but I'm afraid it's not enough.