There is medical insurance in China. What should I do if I go abroad for personal reasons?

According to the current national medical insurance policy, medical insurance agencies will not reimburse the medical expenses incurred by both urban workers and urban and rural residents under the following circumstances:

1, drunk driving, driving without a license and driving a motor vehicle without a valid driver's license;

2. Hospitalization in non-medical insurance designated medical institutions;

3. Medical expenses incurred outside China;

4. Fighting, drinking, taking drugs, smoking or injecting drugs;

5. Intentional crime or resisting arrest, suicide or intentional self-injury;

6. Medical accidents caused by cosmetic surgery or other operations;

7. Taking, smearing or injecting drugs without the doctor's advice;

8. Expenses that do not meet the basic medical insurance of this Municipality and the relevant provisions of medical insurance such as self-funded items and medicines stipulated by the state.

Extended data:

The following are not included in the scope of reimbursement of rural cooperative medical insurance:

1. Medical treatment at one's own expense (no designated hospital or referral form), drugs purchased at one's own expense, drugs that cannot be reimbursed according to the regulations of public medical care and medical expenses that do not meet the requirements of family planning;

2, outpatient treatment fees, visits, hospitalization fees, meals, escort fees, nutrition fees, blood transfusion fees (except for family blood storage, according to the relevant provisions of reimbursement), heating and cooling fees, ambulance fees, allowances and other expenses;

3. Medical expenses for car accidents, fights, suicides, alcoholism, industrial accidents and medical accidents;

4. Orthopedics, cosmetic surgery, dental implants, artificial limbs, organ transplantation, roll call surgery fees, consulting fees, etc. ;

5, within the scope of reimbursement, beyond the limit.

Many farmers have bought some commercial medical insurance after purchasing the new rural cooperative medical system. If you buy commercial medical insurance, you must first reimburse the expenses of the new rural cooperative medical system, and then find an insurance company to reimburse the remaining expenses.

Baidu encyclopedia-medical insurance reimbursement scope