A comprehensive inventory: what benefits can you enjoy when you immigrate to Australia?

1. Family tax incentives

Australian family tax incentives can provide benefits for Australian families for a long time. Australian family tax incentives are divided into two parts:

The annual allowance provided by Part A is: 0- 12 years old $5493.25; 13- 19 years old $6,927.70;

There is also a subsidy for household energy expenditure: 0- 12 years old $9 1.25/ year; 13- 19 years old $ 1 16.80/ year;

The annual allowance provided by Part B is: USD 4,409.20 for children under 5 years old; 5- 18 years old $3 186.450.

There is also a subsidy for household energy expenditure: $73.00/year for 0-5 years old; 5- 18 years old $5 1. 10/ year.

2. Newborn allowance

Australia's neonatal subsidy aims to provide short-term economic support for newborns to reduce the pressure on parents. From 13 weeks after the start of pregnancy, the maximum allowance is 13 weeks, the maximum allowance for the first child is $65,438+$0,595.23, and then $532.35. The first newborn received an increase in family tax relief of $20,965,438+$0.84, and other newborns received $65,438+$0,046.25. Choose between paid maternity leave and paid maternity leave.

3. Paid maternity leave

Australia's paid maternity leave will be provided to working parents of newborns. If you leave your job because your newborn needs care, you can get this subsidy. Parents who leave their jobs because of having children can get $672.60 per week (before tax), and the maximum subsidy is 18 weeks. Choose between neonatal allowance and neonatal allowance.

4. Father or partner benefits

If the family is under great pressure to raise children and the father applies for unpaid leave, he can get such short-term subsidies. Fathers can get an unpaid vacation allowance of $672.60 per week (before tax) to take care of their children, but only for two weeks at most.

5. Parenting allowance

This subsidy is provided for poor parents who need to raise their children. The maximum every two weeks for single-parent families is $7,365,438+$0.20, $476.40 for parents' families and $570.80 for families with separated parents (due to illness, temporary care, etc.). ).

6. Child care benefits

Before receiving this subsidy, it is necessary to pass an income test to prove that the family is under great economic pressure. Preschool children can spend up to 24 hours a week at an hourly rate of $4.24 (equivalent to $265,438+$02.00 per week). School-age children can get 85% tuition subsidy.

II. Work and living allowance benefits in Australia

Australia will also help all residents tide over the difficulties of finding jobs and provide financial subsidies. In addition, subsidies will be paid to those who are paid by the day.

1. Unemployment benefits

The applicant needs to be over 22 years old and is looking for a job. Applicants can get it after passing the income test. Once every two weeks, the following amount is the highest: $527.60 for singles; Only child $570.80; $570.80 for singles over 60 years old; $570.80 after receiving nine-month relief; There is a partner of $476.40 (per person).

2. Personal low-income subsidies and low-income family subsidies

Personal annual income is less than 30,000 Australian dollars, and the total income of husband and wife is not more than 60,000 Australian dollars. You need to reapply every year, and you can get up to 300 Australian dollars every year.

Three. Education welfare in Australia

Australia implements 12 free education system in public schools, and universities can apply for loans and scholarships, and students also have great discounts on commuting.

Compulsory education: 12 Free education in public schools in primary and secondary schools (excluding books and uniforms).

University degree: you can apply for a government loan, and you can only repay it after your salary reaches a certain level. /kloc-enjoy student allowance after 0/8 years old. It is worth noting that the tuition fees of local students in Australia are much lower than those of overseas students.

Public transportation: There is a special subsidy for students to take public transportation at the stage, and the cost is lower than the general fare.

Four. Australian medical welfare

Australia's most distinctive features are universal medical benefits, free medical care and free drug discounts, so in Australia, people have little pressure to see a doctor.

1. Medical insurance system

Go to the hospital: patients at public expense can enjoy free accommodation, treatment, nursing and continuous treatment after discharge from public hospitals. Medical insurance will pay 100% for public hospitals. But as a patient at public expense, you have no right to choose a doctor. The hospital must appoint medical staff to see you. You can't choose when to be hospitalized or when to have surgery. Everything depends on the hospital.

2. See a general practitioner/family doctor

If you have medical insurance, you don't have to spend a penny, and you can reimburse about 85% if you see a specialist.

Buy medicine

According to the Australian government's drug welfare plan, medical insurance provides prescription drug subsidies for patients. The government has a clear list of subsidized prescription drugs, and individuals only need to pay the co-payment for each prescription drug. Different prescription drugs charge different fees. Generally, the maximum subsidy for each drug purchase is $38.30. After the subsidy for drug purchase exceeds $ 1475.70, only $6.20 is needed for drug purchase.

Verb (abbreviation for verb) retirement and pension benefits in Australia

Australia's pension system is mainly composed of three parts, one is the retirement pension that employers must pay, the other is the part that individuals voluntarily pay, and the third is the government's age pension.

Retirement pension is paid by your work unit every year when you are working, or you can pay more yourself. For example, New South Wales stipulates that the current retirement pension cannot be less than 9.5% of the salary, and it can be collected after retirement.

Voluntary pension is given to the government or institutions as a long-term investment, and more money is reserved for their own pension, which is estimated to appreciate by about 6%-8% every year.

Australian government pension, whether you have paid the pension or have never worked in Australia, can be received by Australian permanent residents and eligible citizens.

The basic pension is paid every two weeks, and the specific amount is as follows: $794.80 for singles; Have a partner (per person): $599.438+00; Having a partner (but separated due to health problems): $794.80.

At present, the retirement age in Australia is 65 for men and 62.5 for women. Allow early retirement, but pay a certain tax.

Sixth, housing welfare in Australia.

In Australia, there are two subsidy policies for buying a house, including the first-time purchase allowance and the stamp duty reduction and exemption policy. For example, according to the latest policy, 20 16 NSW first-time housing subsidy is 10000 Australian dollars. Applicants must be Australian citizens or permanent residents, and they need to apply within three months of buying a house.

Applicants can apply through an institution, which is a bank or financial institution that lends money; You can also download and fill out an application form and hand it over to the relevant government departments after completing the house purchase transaction. At the same time, this form needs to be delivered together with materials that can prove your application qualification, including sales contract, construction contract, identity certificate, etc.