Matters needing attention after buying a house in the United States

Investing in American real estate should be analyzed from several aspects, and at the same time, you should ask yourself what kind of life you want and what your needs are. Let's talk about the precautions after buying a house in the United States.

Buying a house in America

Input and return

The house has land rights, so it has a large appreciation space and is more valuable. But the initial capital investment is large.

Condo's initial investment is small, and the down payment is generally less, which makes many young people with little savings have a choice of affordable housing.

maintenance work

Do you like carpentry? Do you like being an electrician? Do you like to know about all kinds of houses, tinkering, gardening, shoveling snow and weeding? Are you willing and free to do these things? In fact, most people don't like tinkering, but if you are a person who is willing and has time to do it, housing is a good choice. The house can keep you busy, exercise your hands-on ability, and make you feel more fulfilled when building your own home.

Living in an apartment, the management company will handle most of the maintenance work, and the public garden will be taken care of. There are few places in the house where you need to start work (I lived in Condo for 4 years and changed the light bulb and alarm), mainly for putting furniture and hanging pictures. Management fees have to be paid, but it is good for everyone to pay together. If you live in a house, you can also hire others to do these things for you.

Maintenance cost

If it is in the urban area, most of the houses are old houses, so we should be prepared for sudden maintenance at any time, and we should bear the expenses of water, electricity, insurance, water heater rental and so on. But again, if you are a man with strong hands-on ability, these things can't beat you. You will also become a smart master to control your daily water and electricity expenses.

If you live in an apartment, you don't have to worry about the maintenance outside the door. The management office will pay for the maintenance from the reserve you paid. Now all new apartments are central air-conditioned. Usually, you only need to pay electricity or add water. However, it should be noted that if the building is poorly maintained and the maintenance cost increases, your management cost will also increase, and you can't control your cost independently, which makes people feel uncomfortable. Some old apartments may face a lot of extra expenses, so you should pay attention to fixing a problem.

Space, backyard and balcony

House is generally much bigger than Condo. It has a basement and a garage, which allows you to do whatever you want.

The apartment space is small, so we should plan it well. If you buy too many things, you can't put them down. Not everyone likes big spaces, which means more cleaning work. Some people like the bedrooms on the second or third floor, so that family activities can not interfere with each other, but some people like all the rooms on the first floor, so as to avoid climbing stairs. In addition, many people hope to have a backyard where children can play, barbecue and get together with friends. People who live in apartments like to see the scenery from a distance.

subsidiary facilities

Now most apartments are equipped with gyms, billiards rooms, yoga practice rooms, party rooms and so on. Some have swimming pools. Many people want all these facilities under their feet, so they choose apartments. However, the cost of maintenance comes from your monthly management fee. If you basically don't use these things, housing can help you save these expenses.

location

Most apartments have convenient public transportation and convenient living and entertainment facilities. Basically, most cultural and recreational facilities and schools are within the convenient range. For people who work in urban areas, living along the subway greatly saves the cost and time of commuting.

If you want to buy a house in the same area, you need to pay three times the price.

Personal privacy and neighborhood relations

Living in a house usually leads to better privacy and better neighborhood relations. In summer, you often exchange experiences in gardening together.

Living in an apartment, you need to share many public facilities with others. Your house is separated from your neighbors by a wall, but you may die of old age because Condo residents move quickly.

Security, service

At present, the general new apartments have 24-hour security and front desk service, equipped with video monitoring system, smoke sensor and gas sensor system, and outsiders need to call residents or register at the front desk to enter the apartment, which is very safe. At the same time, the front desk service helps you receive express delivery, call various water and electricity maintenance services, lend you some electrical appliances, and help you supervise the safety of family property when you travel.

The owner is responsible for the house independently. There are no restrictions (except those prescribed by law). You need to install your own security system. Its safety depends on the house itself and the surrounding environment. It is slightly inferior to Condo in anti-theft measures.

limit

While getting a lot of services, living in Condo has to accept many restrictions, such as keeping pets and the number of people living. You can freely transform your private territory within the scope permitted by the agreement, but you only have the right to use the public space.

In short, whether to buy a house or an apartment should be rationally analyzed and decided according to personal needs and preferences. There is no absolute good or bad. After analyzing the pros and cons, buyers should make wise decisions according to their own specific conditions.