How much does a time deposit certificate usually cost?

The so-called deposit certificate refers to the certificate issued by the bank for the depositor to prove the deposit balance at a certain point in time or the deposit amount in a certain period, and to prove that the depositor has an unusable deposit balance in the bank before a certain point in the future.

Why do you need proof of deposit?

International students must apply for a student visa before studying in various countries. When applying for a visa, they must also have proof of visa funds. At the same time, the proof of studying abroad funds that can improve the visa pass rate is also very important material. It mainly includes three ways: certificate of deposit, loan for studying abroad and special account for remittance for studying abroad, but different countries have different requirements for identification methods.

So, how much do we need to deposit?

1, visa for studying in the UK, and the amount of proof of deposit is required.

In principle, the deposit amount cannot be less than the sum of the tuition fees of the school you are studying in the UK in the coming year and the living expenses in the area where the school is located. Simply put, it is the tuition and living expenses for the next year (the living expenses here refer to 9 months, that is, the living expenses during school). To be on the safe side, you can add about 5000 Jin on this basis. The reference standard of tuition fees is subject to the notice. Those who haven't received the notice can go to official website to inquire or consult the overseas study consultants majoring in Xinquan. For the living expenses, please refer to the regional living expenses standards issued by the British Immigration Bureau.

2. The deposit requirements for studying in the United States are divided into the following three aspects.

1), the freezing date of studying in the United States: 1, when applying for a school: the freezing date of the deposit certificate depends on the requirements of different schools, and most of the freezing dates are before the start of school and after the visa. 2. When applying for a visa: the freezing date of the deposit certificate is after the visa and before the start of school. 2) The deposit period of the certificate of deposit for studying in the United States: there is no strict time limit. It is recommended to keep it for more than 6 months, and the names of parents, children and immediate family members are acceptable. However, if it is the name of an immediate family member, it is necessary to prove the relationship between the applicant and the guarantor. 3) Proof amount of deposit for studying in the United States: 1. High school (800- 1.2 million RMB). International students studying in American high schools should study for at least 2 years, with a minimum of RMB 250,000 per year. (2) undergraduate (500- 1 10,000 RMB), three types of American undergraduate universities and communities (within 1 10,000 RMB per year); University of Arts and Sciences (250,000-300,000 RMB per year); Comprehensive university (65,438 yuan +0.5-0.3 million yuan). (3) Postgraduates (350,000-500,000 RMB), one semester 1-2 years, different majors charge different fees, the lowest is 1.5 million RMB, and most schools pay 200,000 RMB.

3, Canada study abroad deposit certificate amount and freezing period.

Generally speaking, this part of the money can't be used because there is proof of funds. Therefore, students who have the necessary certificates of deposit can be frozen in two installments (of course, if the money at home is abundant and spare money is not used for other investments, one installment is enough):

The first one was saved when I was preparing to apply for a school. At this time, as long as the funds are enough to pay your tuition and living expenses for one year at school. If you apply for more than one school at the same time, you only need the highest deposit amount from the school, and then send it to each school together with the information as required.

The cost of studying in Canada is lower than that in Britain and the United States, and generally less than RMB 200,000 a year is enough.

The second one was saved before going to the visa. At this time, you already know how much your school charges, and then multiply it by your years of study, which is the number you want to save. Only one copy of the certificate is required. If you have fewer years, you can save less. The freezing period is stipulated by each bank. Usually three months. If you think it is not safe, you can do it for half a year. The deposit certificate presented to the Canadian visa officer has little to do with the length of the freezing period. The safest way is to freeze it until you get a visa. When your visa is completed, you can take the original deposit certificate, ID card and time deposit passbook (card) to the bank to unfreeze it. These funds can be used immediately. The freezing period of the deposit certificate required by the school depends on the time when you submit the application materials and the expected time when you receive the admission notice. In general, it is recommended to keep it for half a year and freeze it for half a year. This certificate has been sent to the school, so the money can't be used until the thawing period written when the certificate is issued.

4. What is the appropriate amount of deposit certificate for studying in Australia?

When applying for a visa, the amount of deposit certificate for studying in Australia should cover the tuition and living expenses during studying in Australia. The tuition fee for studying in Australia for one year is around 200,000, and the specific amount should be calculated with reference to the tuition fee and living expenses of our school. How long does it take to freeze the deposit certificate for studying in Australia? The freezing period is stipulated by each bank. Usually three months. If you think it is not safe, you can do it for half a year. The deposit certificate shown to the visa officer has little to do with the length of the freezing period. The safest way is to freeze it until you get a visa. When your visa is completed, you can take the original deposit certificate, ID card and time deposit passbook (card) to the bank to unfreeze it. These funds can be used immediately.

How to apply for a deposit certificate?

When handling the deposit certificate, students need to show the following materials: deposit certificate (certificate of deposit, discount), personal identification documents (resident ID card, temporary id card, household registration book, passport, soldier's card, military officer's card, civilian cadre's card, police officer's card, retired military or armed police cadre's honorary certificate, military retired military officer's card, military school student's card, Hong Kong and Macao residents' pass to and from the mainland, and foreign border areas. If you entrust others to do it for you, you should also show your personal identification. Fill in relevant information: For example, the Power of Attorney for Personal Deposit Certificate of Industrial and Commercial Bank of China (the part filled in by the client) is in duplicate, and all relevant columns must be completed.

Where can I store it?

China students' deposits are mostly deposited in major domestic banks, such as China Bank, China Industrial and Commercial Bank, China Agricultural Bank, China Construction Bank and China Merchants Bank.

What documents do you need?

It is suggested that the deposit is in the applicant's own name, and only one proof of funds is needed, which is the simplest; The deposit certificate issued must have a deposit period of more than 28 days in the corresponding account;

The freezing period of the deposit certificate shall cover the whole visa review period. The visa review period is generally around 1 to 4 weeks, and the visa peak period is from June to September every year, and the review period may be longer, but according to past experience, it usually takes about 6 weeks to complete the review at the peak period;

If your parents have a student visa or 18 years old, you need to provide a letter of support signed by your parents, proof of your parents' income, and proof of the relationship between your household registration books and the students (if your household registration books are not together, you need to provide multiple household registration books; If there is no household registration book, it is necessary to issue a birth certificate or a certificate from a relative of the public security organ, or a notarial certificate from a notary office; /kloc-Students under the age of 0/8 also need parents to issue a consent form to allow their children to study abroad alone. )