How to pay medical insurance premiums for flexible employment personnel in 2023

The payment for employees’ medical insurance for flexible employment personnel in 2023 has begun. The centralized payment period is from 9:00 on November 15 to 17:00 on December 25, 2022. I would like to remind everyone that Pay on time and don't miss the time. Here are the answers to the hot questions that everyone is concerned about:

1. Which groups of people can participate in employee medical insurance as flexible employees? Answer: Within the legal working age, part-time, temporary and flexible work, etc. People who are employed in flexible ways, including employees in new forms of employment who rely on Internet platforms for employment and have not established labor relations with new business platform companies, individual industrial and commercial households and their employees, part-time employees who have not participated in employee medical insurance in the employer, People who are self-employed (freelance) and other people who are employed in a flexible way (including flexible employees who have not participated in enterprise employee pension insurance, flexible employees who hold residence permits for Hong Kong, Macao and Taiwan residents, and foreign flexible employees). All employees with flexible employment can voluntarily participate in employee medical insurance as individuals.

2. How do flexible employment personnel go through the insurance registration procedures? Answer: 1. Flexible employment personnel can choose to register for insurance for the first time through the personnel file custody agency affiliated to the local relevant department, or they can go to the place of residence or The county-level medical insurance agency in the place of household registration handles the application as an individual (the first time you are insured, you need to bring the original ID card, and those with non-local household registration also need to bring the local residence permit). 2. Flexible employment personnel who change from working to retired must bring the retirement approval form to the medical insurance agency in the insured place to go through the formalities of changing from working to retired, and calculate the number of employees’ medical insurance payment years. If the number of years is insufficient to make up, the status will be converted to retirement, and the status will be changed. Starting from the next month, the basic medical insurance premium will no longer be paid, but only the critical illness mutual aid fund will be paid. 3. The Municipal Medical Insurance Management Center is responsible for the insurance coverage of flexible employment personnel managed by three municipal personnel file custody agencies (Municipal Talent Exchange Center, Municipal File Custody Center, and Municipal Labor Dispatch Center). The file custody agency will uniformly handle the medical insurance registration procedures for them.

3. What is the insurance payment standard for flexible employment personnel in 2023? Answer: The monthly payment base for the basic medical insurance for flexible employment personnel in 2023 is 3,291 yuan, and the payment ratio is 8%; the critical illness mutual aid fund payment standard is 8 yuan per person per month. The total annual payment is 3255.36 yuan/year for current employees and 96 yuan/year for retirees.

IV. What is the payment process for flexible employment personnel? 1. New insured personnel, those who have reached the legal retirement age and choose to pay monthly, quarterly or half-yearly contributions, and those who have received retirement approval and plan to go through the on-the-job transfer to retirement procedures. You must first go to the medical insurance agency in the insured place to complete insurance registration and declaration verification, and then pay through the payment channels announced by the tax authorities. 2. Those who continue to pay fees will pay directly through the payment channels announced by the tax authorities. If you have any questions about the payment data, please contact the medical insurance agency in the insured place for application verification and correction, and then pay through the payment channels announced by the tax authorities.

5. What are the payment channels for flexible employment personnel? Answer: In 2023, there are two main payment methods for flexible employment personnel: online and offline. Online payment: Cloud QuickPass Cloud QuickPass APP → City Services → Social Security Payment → Medical Insurance Premium for Flexible Employment → Enter ID number and name → Query → Check information → Payment → Complete payment via WeChat Pay WeChat → Me → Service → City Service→Social Security→Social Security Payment→Flexible Employment Medical Insurance→Enter ID Number and Name→Check Information→Pay→Save Screenshot for Offline Payment: With your valid ID card, go through the tax processing service of the competent tax authority corresponding to the insurance agency Payment can be made at the department’s insurance premium window or at the tax service department’s own tax machine.

6. How do flexible employment personnel obtain payment receipts? Answer: 1. If the payer pays through a third party such as WeChat or Cloud QuickPass APP, the electronic order payment voucher can be used as the basis for payment. If a paper payment receipt is required, 3 days after the payment is completed, go to the tax service office of the corresponding competent tax authority in the insured place to print the tax payment certificate, or download and print it through Alipay "Citizen Center-Social Security-Social Security Payment-Flexible Employment Social Security Payment Voucher". 2. If the payer pays through the tax service hall, the printed tax payment voucher or the payment receipt from the self-owned tax machine can be used as the basis for payment.

7. What are the new changes in the payment policy for flexible employment personnel in 2023? Answer: 1. For newly insured flexible employment personnel and those who have interrupted payment for more than 3 months, the waiting period for benefits will be changed from 6 months. It has been 3 months, and the time has been shortened! 2. Annual renewal payment Flexible employment personnel do not need to go to the medical insurance department to declare and bill, they can pay directly through the channels announced by the tax department, no more errands, more convenient! 3. Reached Flexibly employed people with statutory retirement age can choose to pay monthly, quarterly or half-yearly, and the payment method is more flexible! 4. After flexible employees pay the full-year medical premium in one go, and participate in employee medical insurance with the unit during the employment period, they can hold the unit's plan Provide proof of insurance participation and go to the medical insurance agency in the insured place to apply for a refund of the individual's paid fees for the remaining months. If you are unable to enjoy employee medical insurance benefits due to death, immigration or other reasons during the centralized payment period, you can use your death certificate, passport or permanent residence permit to cancel the insurance and apply for a refund of the paid medical premiums.

You can apply for a refund! 5. The amount transferred to the personal account becomes 2% of the personal payment base for current employees (65.82 yuan per month for 2023 and 789.84 yuan for the year), and the fixed amount of 68 yuan for retirees (monthly transfer). 68 yuan is transferred, and the annual transfer is 816 yuan), it is no longer linked to age and personal pension!

8. What is the consultation phone number for insurance premiums for flexible employment personnel? Answer: Flexible employment personnel If you encounter problems when paying insurance premiums, please contact the local tax and medical insurance departments. Payment consultation: You can consult the local tax authority or call 2112366. Policy consultation: You can consult the local medical insurance agency. 1. The annual payment of flexible employment personnel has been advanced. Those who continue to pay must pay before December 25, 2022, so as to avoid the interruption of payment affecting their enjoyment of personal benefits in 2023. 2. Flexible employment personnel who have paid medical premiums in 2022 and have received retirement approval should first go to the medical insurance department to go through the on-the-job transfer to retirement procedures. 3. Duplicate participation in insurance is not allowed. If the medical insurance for unit employees and the medical insurance for urban and rural residents is converted to the medical insurance for employees with flexible employment, the individual must suspend the original medical insurance relationship and then register for insurance for flexible employment.