Study abroad deposit

Deposits from nationally recognized banks such as China Bank, CITIC Industrial Bank, China Industrial and Commercial Bank, China Construction Bank and China Agricultural Bank can be used as effective guarantee funds. The applicant can prove his source of funds according to the real situation, as long as it is his legal income, payroll, dividend certificate, stock list and other forms as proof of the source of funds.

Canada

Canada's study abroad guarantee fund requirements are relatively high, and the source of funds should be stated when the visa is issued.

1, enrolled in junior college courses with a guarantee of 400,000 yuan, and graduated from high school; 2. Enroll in an undergraduate course with a guarantee of 600,000 yuan, and have graduated from high school or above; 3. Enroll in a master's degree with a guaranteed amount of 300,000 yuan, with a bachelor's degree. Time deposits that have been deposited for at least 6 months and less than 18 months should also provide source information before being deposited in the bank, such as demand deposits, time deposits, income from selling stocks and real estate, etc. All guarantee funds shall be submitted to the original deposit certificate issued by the bank and the corresponding original deposit certificate and passbook. Therefore, the most important thing is to explain the source of funds according to family assets when signing a visa.

South Korea's margin has a freeze period requirement.

South Korea's guarantee amount is 65,438+00,000 USD, but in order to improve the chances of students' successful application, it is best for students who apply for universities in Seoul to save enough RMB 654,380+. South Korea does not have a clear requirement for the deposit period, but it does have a requirement for the freeze period, that is, after the deposit is completed in the bank, students applying for universities in Seoul need to ensure that the freeze period is more than one year; Colleges and universities in surrounding areas also need to be frozen for more than 6 months (the amount cannot be less than 80,000). For students whose registered permanent residence is not with their parents, the deposit should be the student's own name.

Australia is not mature enough for loans.

If you study in Australia, generally speaking, the annual tuition fee for preparatory courses is about 6.5438+0.2 million yuan, and the living expenses are about 60,000 yuan. The annual tuition fee for undergraduate course is 6.5438+0.3 million-6.5438+0.5 million yuan, and the living expenses are 60,000 yuan. The amount of guarantee required by Australia is 400,000-800,000 RMB, mainly due to the different ways of studying abroad. The required deposit period is half a year. If the funds are ready, but it is finally found that there is not enough time to deposit, you can apply for a study abroad loan. Australia has no requirement for the deposit period of the funds obtained from the loan. At present, Minsheng Bank, Shanghai Pudong Development Bank, Shenzhen Development Bank, China Construction Bank, Bank of China, China CITIC Bank and Industrial and Commercial Bank all provide loans for studying abroad. If you are in Beijing, you can apply for a loan on the same day and lend money on the same day. The specific amount of the loan depends on the guarantee of funds. In terms of capital guarantee, for example, the loan is less than six months, and the capital guarantee needs 500 thousand. If 6,543,800 yuan is saved for six months, then 400,000 yuan can be lent.