An introduction to American immigrant social security

# American Immigrants # Introduction Like most countries, the social security system in the United States raises funds through taxes and provides assistance to low-income families, whose income is reduced due to unemployment or illness in difficult times. The following is an introduction to American immigrant social security, welcome to read!

1. Introduction to Social Security of American Immigrants

People who need financial assistance because of their low income have to pay American citizens. There are many other social security benefits, such as widow's benefits-if your spouse dies, you will be entitled to a widow's pension from the government. /kloc-orphans or disabled children under the age of 0/8 are also entitled to child welfare. Unemployment benefits are paid to the unemployed. If you are a freelancer or a recent graduate, even if you are an American citizen, you are not eligible for unemployment benefits. There are other exceptions, such as serious misconduct at work, intentional unemployment or unemployment caused by disputes with employers.

The United States has indeed signed some bilateral agreements with other countries/regions to work overseas, but this is for American citizens who work overseas. If you are a foreigner working in this country, you must check whether your country has a bilateral agreement with the United States.

If you are a foreigner, hold a social insurance card and live as an American resident or hold an American green card, then you are eligible to enjoy social insurance as an employee of an American institution, and the social insurance foundation will deduct it directly from your salary. The general rule of thumb is that if you are allowed to work in the United States, then you have the right to apply for social insurance. Most work visas allow you to apply for social insurance in case of difficulties, but you can call the government to ask.

Generally speaking, you can apply for an American social security number during the visa application period. A driver's license doesn't need a social security number, but a bank account does. It's time to apply for a social security number. In this way, you don't need to attend the interview. There is no legal requirement to apply for a social security number; However, with it, life will be easier.

The national pension plan of the United States deducts your tax directly from your salary according to your income contribution. Pensions are means-tested and should be paid at retirement age. The earliest age at which you can apply for retirement is 62. If you make a claim, it will be a reduced rate, and there is an appropriate threshold for the payment of state pension at a certain age, which also depends on your age at that time.

This retirement plan provides the latest information of American state pension rules formulated by the US Department of Social Security: If you are not eligible for a state pension, I suggest you prepare for retirement privately. There are many private pension plans to choose from.

2. Cultural activities of emigrating to the United States

Park 1

Most cities offer free activities organized by local parks and entertainment departments. These activities are usually held in local parks, free of charge and open to all socio-economic groups in American society. In towns, parks also include sports fields, and each sports field needs 5- 10 athletes.

2. Technology

Americans like all kinds of handicrafts, including painting, pottery, embroidery and so on. Courses for these activities are usually open to the public and can also be found in American school courses. Taking courses is a good way to make new friends in the local community.

3. Field activities

Camping, hunting, fishing, boating, hiking and walking are also common in America. Many people like camping. Hunters and people who oppose hunting often like camping. The United States has some of the most spectacular natural scenic spots.

4. Sports events

There are all kinds of sports events in America. American football, baseball and basketball are the favorite sports of Americans, but football, hockey and golf are also very popular. Large venues have professional sports teams for men and women. There are also many opportunities to participate in sports purely for their own entertainment purposes.

5. Society

In the United States, clubs and societies are usually associated with "upper class", but in fact, they are very popular at all levels of society. Most of them focus on a specific theme (for example, sports or charity), but more and more enterprises and "network" groups. Membership is usually a way for new immigrants to expand their social networks. The school provides students and parents with new opportunities to make new friends; PTA (Parent Education Association) groups provide opportunities for parents to express their opinions in the school community and form a network of new friends.

6. Church activities

The United States is a religious country, which is more important than Britain and other European countries. Many people attend regular Sunday services, but many people's social life involves other church activities.

3. How do you get a pension when you immigrate to the United States?

Nine out of every 10 adults in the United States can receive social security funds after retirement, but generally speaking, there are five categories of people who cannot get social security funds.

First, there are no workers who work regularly.

According to statistical analysis, most people who can't get social security funds are because they haven't accumulated the 40 work points they need all their lives. Common factors for quitting the workplace include leaving the workplace to take care of children at home or taking care of seriously ill families.

Take this year's income as an example. If the income is $65,438+0,360, you can get a working point. If the income is $5,440, you can get four working points every year. At this minimum level, after working for ten years, you can meet the eligibility criteria for social security after retirement.

Second, immigrate to the United States.

After young immigrants from other countries come to the United States to take root, they will spend decades investing in their first jobs and receive social security funds after retirement. However, if you are a reasonable legal immigrant who immigrates to the United States at the age of 50 or over, it is very likely that you will not be able to accumulate the 40 work points you need in your life due to physical reasons. This kind of elderly reasonable and legal immigrants may be embarrassed if they have no other income after retirement.

Third, undocumented immigrants are not closed *.

Although there are many rumors and misunderstandings in the market, undocumented immigrants who don't have a share are definitely not eligible for social security funds. The "social security daily living allowance", alias "federal government welfare fund", is distributed to people who apply for asylum, refugees or poor reasonable and legal immigrants, which is very different from the social security fund that workers receive after retirement.

Fourth, it does not include internal labor.

Because American states or counties provide retirement pension plans for employees of state-level administrative organs and regional administrative organs, such workers are not covered by general social security funds. According to the estimate of the Social Development Supervision Bureau, about 654.38+700 million Americans aged between 60 and 89 have not received social security funds because they are excluded workers.

Five, can receive but die early.

Although some people have achieved the 40 jobs they need for a lifetime, they have not got the social security fund because their lives have come to an end. According to the requirements, 62 is the first age to apply for social security funds, but some people choose to postpone their collection for two years, and some people leave this world before they get the money.