How to cultivate the financial quotient of foreign children?

At present, foreign countries pay more and more attention to children's financial quotient (MQ). Parents hope that their children can understand the concept of financial management as soon as possible and lay a good foundation for wealth.

Virtue: Fairy tales open the door to money.

Germany, which has always been famous for its rigor, also has a vivid side for children. Qian Qian, a dog who tells children financial fairy tales, is all the rage. Let's take a look at what this book says: "If you just try, you will only end up in failure, and you will accomplish nothing. Hard work is an excuse. Before you do it, you have figured out a way out for yourself. You can't experiment, you only have two choices, do it or not. " "Can you make money, the most critical factor is not whether you have any good ideas. How smart you are is not the main reason, but your confidence. " These lively and interesting words, I believe that children will learn more about life besides establishing the concept of money.

America: Selling toys to make money.

As an immigrant country, the United States has a short history, so Americans' ideas are not so traditional and conservative, and their living habits are not conventional. Similarly, in terms of children's financial education, Americans who are used to spending money in the future are very different from other countries. American parents want their children to understand the relationship between self-reliance, diligence and money as soon as possible, and call financial management education "a happy life plan that has been realized since the age of 3." The requirements for children's financial education are: at the age of 3, they can know coins and banknotes, and at the age of 6, they have the consciousness of "own money". They have a mantra: "Work costs money!" American children will sell toys they don't need at home to get a little income. This can make children realize that even if they are born in a wealthy family, they must have a desire to work and a sense of social responsibility.

English: It is foolish not to save the money you can.

When it comes to the British, it gives people the impression that they are too conservative. This style is reflected in financial management education, which shows that the British advocate rational consumption and encourage careful calculation. Therefore, the British are good at finding the most suitable lifestyle among various regulations. In Britain, financial education has been started since childhood, and different requirements have been put forward for different stages: children aged 5 to 7 should know the different sources of money and know that money can be used for various purposes; Children aged 7 to 1 1 should learn to manage their own finances and realize the role of savings in meeting future needs.

Day: Take care of your pocket money.

Japanese people pay attention to family education. They advocate that children should be self-reliant and not borrow money from others casually. They advocate that children should manage their pocket money. There is a famous Japanese saying about children's education: "Everything is given by nature except sunshine and air." Many Japanese parents encourage their children to work outside their spare time to earn money when they grow up. In Japan, when many families buy toys for their children, they will tell them that they can only buy one toy. If they want another toy, they will have to wait until next month.