Is immigration really worth it?

As we all know, the threshold for immigrants to buy a house in Greece is low. They only need to buy a Greek house worth more than 250,000 euros in Greece to obtain permanent residence status, and there are no other asset requirements.

However, in recent years, a Mediterranean island named Malta has also attracted immigrants from China. Applicants only need to invest 250,000 euros in Maltese government bonds to obtain permanent residency in Malta in one step. Because of its simple and convenient application conditions, the project has attracted the attention of global immigrant groups, especially those from China.

Then, many people will ask, the same investment of 250,000 euros is from EU member states, Greek immigrants and Maltese immigrants. Which immigration method is cost-effective? Hehe, don't worry. Miles will compare the two countries comprehensively and analyze them for you slowly.

I. Comparison of the comprehensive situation of the two countries

Greece, I think everyone is familiar with it. The famous ancient civilization, Greek philosophy, Greek mythology and Greek political system have influenced the world for more than two thousand years. Greece is now a member of the European Union and Schengen, and its passport ranks sixth in the world, and it is visa-free 183 countries and regions.

Malta, it is estimated that fewer people have heard of it. In fact, Malta is a small island in the Mediterranean Sea, located in the waters south of Sicily, Italy. It was once occupied by the famous European church, the Order of Malta, hence its name. 18 14 Malta became a British colony and 1964 declared its independence in September. Now it is a member of the Commonwealth, and the Republic of Malta was founded in 1974. Joined the European Union in 2004. Therefore, due to special geographical location and historical reasons, Malta has become a "four-in-one" country of the European Union, Schengen, the Commonwealth and the euro zone, and the number of countries with visa-free passports has reached 182, ranking seventh in the world.

Generally speaking, Greece and Malta are neck and neck in history, popularity, status and passport gold content.

Second, the welfare comparison between the two countries.

Greece and Malta are both members of the European Union, and their own countries implement free medical care and education. In terms of academic qualifications, both have their own advantages. Generally speaking, it is a public free education, with rich teacher resources and high academic recognition. You can freely apply for well-known universities in Europe and America. In terms of medical welfare, both countries implement free public medical care, and the medical level ranks among the top in the world. In terms of national welfare, there is actually little difference between the two countries, which is similar to other EU countries.

Third, the comparison of the two countries' immigration modes.

● Greek investment immigrants

Application conditions:

1. Applicant 18 years old or above, without academic qualifications and language requirements.

2. Greece buys more than 250,000 euros of real estate.

Immigrant advantage

Cost-effective: cost-effective, you can get a green card when buying a house;

Low investment: it only takes 250,000 euros to buy a house and get a green card in one step;

No residence requirements: no residence requirements after obtaining a green card;

The application requirements are simple: there is no need to prove academic qualifications, management experience, sources of funds, and physical examination.

● Maltese national debt immigration project

Application conditions:

1. Principal applicant 18 years old or above, with no criminal record.

2. The annual income of the principal applicant exceeds 654.38+million euros, or the assets exceed 500,000 euros.

3. Invest in the purchase of 250,000 euros of A-level national debt, and return it with interest after five years.

4. Buy or lease a property that meets the requirements of the government and hold it for 5 years.

Enjoy the rights and interests:

1. Applicants can obtain a permanent residence permit in Malta;

2. Cardholders can freely enter and leave Schengen countries;

3. Enjoy medical, educational and business facilities in Malta.

After the comparison, it is not difficult to find that the difference between immigrants of the two countries lies in the different investment targets. Greek immigrants invest in real estate and Maltese immigrants invest in national debt.

Fourth, the investment income analysis

Thanks to CCTV's vigorous publicity, Greece once fell to the bottom after the European debt crisis. For a time, even people all over the world felt that Greece had gone bankrupt. However, Greece is an established western developed country after all. After several years of hard work, the Greek economy has recovered. By the end of 20 17, the Greek economy not only stopped losing money, but also increased by 1.4%. Since last year, international rating agencies Moody's, Standard & Poor's and Fitch have successively upgraded Greece's credit rating. Although Greece suffered heavy economic losses, it is also a developed capitalist country, a member of the European Union and Schengen, and the largest economy in the Balkans. Greece's real estate market was hit hard by the European debt crisis. With the economic recovery, its real estate market is gradually picking up. It can be said that the real estate in Greece is still at a low value. Compared with the future development prospects of Greece, it is timely to invest in Greek real estate now.

Therefore, the investment income of buying a house in Greece includes the income from rising property prices and rental income, which can reach 4%-8%, and the cash flow return is considerable. However, the interest rate of Malta's national debt project is extremely low, and the national debt itself cannot appreciate, so there is a risk of depreciation.

5. Cost comparison of maintaining permanent residence status! The emphasis here is different!

Greece only needs to hold real estate to maintain its permanent residence status!

Malta has two requirements to maintain its identity. First, you must hold government bonds, and second, you must buy or rent a house in Malta! The cost of renting a house is at least several thousand euros a year, and the cost of buying a house is several hundred thousand euros.

This hidden cost virtually greatly raises the threshold for Malta's national debt immigration!

Through the above analysis of Myers, I believe that readers have already made their own judgments. Here, what Myers wants to say is that overseas migration, whether in Greece, Malta or other countries, is not only to obtain residence permits, but also a way to allocate assets and spread risks. Think comprehensively, don't be hasty!