New Deal of Rural Endowment Insurance in honghu city, Hubei Province

Now each of our cities is launching its own rural endowment insurance policy. Due to the different financial conditions in different places, there are also gaps in relevant policies. Recently, a netizen in Honghu, Hubei asked about the rural endowment insurance policy in Honghu. Let me explain Honghu's rural endowment insurance policy.

New Deal of Rural Endowment Insurance in honghu city, Hubei Province

The new agricultural insurance fund consists of individual contributions, collective subsidies and government subsidies. The implementation of annual payment, payment standards and methods are:

(1) individual payment.

Rural residents who participate in the new rural old-age insurance shall pay the old-age insurance premium according to the regulations. Payment standards are 100 yuan per person per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 800 yuan, 1000 yuan, 1200 yuan, 1500 yuan. The insured chooses the payment grade independently, and the overpayment is more. In the future, the payment grade will be adjusted in a timely manner according to the growth of per capita net income of rural residents in our city.

(2) Collective subsidies.

Conditional village collectives shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.

(3) government subsidies.

If the insured person pays the fees on time every year, the government will give subsidies according to the standard of 30 yuan per person per year (including the provincial financial burden of 20 yuan and the municipal financial burden 10 yuan). If the insured chooses the payment standard of 500 yuan/year and above (excluding 500 yuan), the municipal government will give subsidies according to the standard of increasing 5 yuan per file; For the parents of "one-child households" and "two-female households" in rural family planning, the municipal government gives an incentive subsidy of 10 yuan per person per year.

For severely disabled people in rural areas (Grade I and Grade II), the municipal government pays the old-age insurance premium according to the minimum payment standard every year, and enjoys government subsidies to 30 yuan every year. At the same time, encourage individuals with severe disabilities to pay fees and improve pension insurance benefits.

If the insured person interrupts payment every other year, he will not enjoy government subsidies in the year of payment.

Chapter III Personal Account Management

1 Establish a personal account for the new rural endowment insurance. The Municipal Rural Social Insurance Administration shall establish a personal account for the old-age insurance with a lifetime record for each new rural insurance insured. Individual contributions, village collective subsidies, subsidies from other economic organizations and government subsidies are all credited to individual accounts. The amount stored in individual accounts shall bear interest every year according to the one-year deposit rate of RMB in financial institutions published by the People's Bank of China.

Article 2 Personal account transfer.

(a) the insured person flows in different places, and the accumulated amount of the old-age insurance relationship and personal account is transferred to the local agricultural insurance agency; If the new agricultural insurance system has not been established in the place of immigration, the personal account shall be sealed, and the storage amount shall continue to bear interest according to the regulations, and the transfer shall be handled after the new agricultural insurance system is established in the place of immigration.

(two) if the insured person participates in the new rural insurance and other social endowment insurance at the same time, the transfer of the endowment insurance relationship shall be handled in accordance with the relevant provisions of the state and province.

Chapter IV Pension Benefits and Receiving Conditions

Eighth rural residents who have reached the age of 60 and have not enjoyed the basic old-age insurance for urban workers can receive a monthly pension.

Ninth new rural insurance pension benefits by the basic pension and personal account pension, life-long payment.

(1) basic pension. The current standard is 55 yuan per person per month. If the payment period of the insured person is over 15 years, the 2 yuan will be increased for every increase in the monthly basic old-age insurance premium 1 year. Preferential policies shall be implemented for the following family planning families, and the basic old-age insurance shall be appropriately increased:

1. Parents of "one-child households" and "two-female households" in rural areas, the monthly basic pension was increased 10 yuan, which was actually paid to 65 yuan;

2. Parents of rural family planning families with only one female family have their monthly basic pension increased by 20 yuan and their monthly basic pension actually increased by 75 yuan;

3. For parents whose only child in family planning is disabled for more than three levels (including three levels), the monthly basic pension will be increased by 30 yuan, and the monthly basic pension will be paid in 85 yuan;

4. For complications of family planning operation, the basic pension 50 yuan will be increased every month, and the actual payment is 105 yuan;

5. Parents whose only child dies will receive a monthly increase in the basic pension 80 yuan, which is actually paid 135 yuan.

The additional basic pension shall be borne by the municipal finance.

(2) Personal account pension. The monthly calculation and payment standard of personal account pension is the amount stored in personal account divided by 139 (the same as the current calculation and payment coefficient of personal account of basic old-age insurance for urban workers).

Article 3 When these Measures are implemented, rural residents who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers may receive the basic pension in 55 yuan on a monthly basis without paying fees, but their eligible children shall pay insurance premiums.

Article 4 When these Measures are implemented, those who are under the age of 15 years may be paid annually, and they are also allowed to pay back, and the accumulated payment shall not exceed 15 years. If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

Article 5 If the insured person dies before receiving the pension, the balance of funds except government subsidies in the personal account shall be refunded. In case of death during the period of receiving pension, payment of pension will be stopped from the next month. Within 30 days after his death, the designated beneficiary or legal heir shall apply to the Municipal Rural Social Insurance Administration for the procedures of terminating the pension insurance relationship and receiving the balance of personal account funds except government subsidies, and receive the funeral subsidy 300 yuan, which shall be borne by the municipal finance.

Article 6 The benefits of the new rural social insurance shall be socialized monthly by the Municipal Rural Social Insurance Administration, and the pension shall be paid from the month after the insured goes through the formalities for receiving the benefits. People who enjoy the benefits of old-age insurance should go to the township human resources and social security service center where the household registration is located for survival qualification certification every year. If the qualification for survival is not certified within the specified time, the pension will be stopped from the next month.

Chapter V Cohesion of Relevant Systems

Article 7 Persons participating in rural endowment insurance (hereinafter referred to as endowment insurance) shall be merged with the new endowment insurance as of the date of implementation of these Measures. At the age of 60, the insured who has received the old-age rural insurance pension will continue to enjoy the original pension standard and enjoy the basic pension of the new rural insurance; For the insured who have participated in the old-age insurance, have not reached the age of 60 and have begun to receive the pension, they will receive the pension according to the original standard, pay the insurance premium according to the new rural insurance method, and enjoy the new rural insurance pension at the same time when they reach the age of 60; Rural household registration personnel who are under 60 years of age and have not gone through the formalities for receiving pensions should incorporate their personal accounts of the old rural insurance into the personal accounts of the new rural insurance, and pay insurance premiums according to the new rural insurance method, and enjoy corresponding treatment when they meet the conditions for receiving pensions.

Article 8 The connection between the new rural old-age insurance and other old-age insurance systems such as the basic old-age insurance for urban workers shall be implemented in accordance with the relevant provisions of the state; The connection with the old-age insurance system for village cadres shall be implemented according to the relevant policies of the provincial government.

Article 9 The new agricultural insurance system should be connected with the social security of landless farmers, the late support policies for reservoir resettlement, the rural family planning incentive support policies, the rural five-guarantee system, social preferential treatment and the rural minimum living security system. , and in accordance with state regulations. Other social security benefits enjoyed by the insured of the new rural insurance will remain unchanged until the relevant convergence policies are promulgated by the state.

The above is about Honghu's rural basic old-age insurance policy. There are many grades, farmers can choose to pay independently, and the corresponding pensions will be different in the future. Those who have reached the age of 60 can receive it. In addition, the reimbursement rate of rural medical insurance will increase year by year. If you want to know more laws and regulations, please consult.