Four Welfare Systems of German Immigrants

Four Welfare Systems of German Immigrants

I maternity allowance 1. Occupational protection

Women of childbearing age enjoy legal protection against dismissal during pregnancy and postpartum childcare;

Both husband and wife can enjoy parental leave for up to 3 years and receive 67% of the original salary.

2. Production welfare

The examination fee, operation fee, medical fee and nursed back to health of pregnant women before and after delivery are all borne by insurance;

The government will provide pregnant women with the nutrients they need for production.

3. Maternal and child welfare

Maternity allowance: the government gives a minimum of 1000 euros;

Parenting allowance: from birth to 1 year, you can get 100 euro/month, and 2-3 years old you can get 150 euro/month.

Milk powder subsidy: infants aged 0- 18 months can get a milk powder subsidy of 300 euros/month.

Child allowance: the first and second children can receive 194 euros/month, the third can receive 200 euros/month, and the fourth can receive 224 euros/month until they are 25 years old.

Free education: all public schools in Germany are free, including textbooks and meals; Most public universities in Germany are free.

Second, pension benefits.

After the age of 65, you can receive a minimum pension of 750 euros per month.

After paying social security for five years in a row, you can enjoy the standard pension of 1/3 after reaching retirement age (male 65, female 60), that is, you can have a pension of more than 1 10,000 euros every year;

After continuous payment of 15 years, you can enjoy the standard pension. After reaching retirement age, you can receive more than 30,000 euros per year (calculated according to the annual salary of 50,000).

As long as you pay social security for more than one year, you can receive the minimum living allowance, which is about 900 euros per month.

Third, German education.

Primary education:

1. All children over the age of 6 must go to school, while disabled children attend schools specially set up for them and receive vocational training.

2. Starting from 1960, public primary and secondary schools in Germany not only do not charge tuition fees, but also provide some textbooks and stationery free of charge. German public kindergartens are also free on 20 18.

3. German primary schools are all four-year, and middle schools suitable for students are selected according to their interests, hobbies, abilities, specialties and grades.

Higher education:

1. Most public universities in Germany are free. Even in universities that charge tuition, the tuition fee per semester is around 1500 euros.

2. There are a large number of grants and scholarships in German universities, and students with poor families and excellent grades can also apply for them.

3. German universities have advanced facilities and attach great importance to the practice of theoretical knowledge.

German university rankings:

1. Among the top universities in the world, Germany ranks third, second only to the United States and Britain, and * * * three universities are among the top universities in the world100;

2. In Britain and the United States and other countries, the tuition fee for four-year undergraduate courses in ordinary universities ranges from 654.38 yuan +0.5 million yuan to 2 million yuan, and the free system of German universities saves huge expenses for families.

3. There are a large number of grants and scholarships in German universities, and students with poor families and excellent grades can also apply for them.

4. German universities have advanced facilities and attach great importance to the practice of theoretical knowledge.

Fourth, the German medical system.

Germany is the first country in the world to establish a social security system, and has always insisted on implementing a compulsory social insurance system, which is also reflected in medical insurance. Germany implements a compulsory medical insurance system, which is mainly based on social medical insurance and supplemented by commercial insurance. This compulsory social health insurance system covers 9 1% of the population in Germany. Together with the role of commercial insurance, the entire health insurance system in Germany provides medical security for 99.8% of the population.

Medical technology:

German doctors are famous for their superb medical technology, and the German medical community 16 Nobel Prize winner. At present, the surgical mortality rate in Germany is the lowest in the world. Judging from the postoperative survival rate of cancer, the 5-year survival rate of cancer in China is 30.9%, 70% in the United States, 64.3% in Japan and 86% in Germany, ranking at the world level.

Education mode:

90% of German doctors have doctoral degrees. A doctor needs to go through six years of doctor education, two years of clinical study, three national examinations, five years of general training, sub-clinical study and then apply for a special examination. At the same time, he must provide personal credit certificate and have good witnesses and guarantors. It took 18 years to become a junior college student.

Drugs and equipment:

Only 30% of German drugs are supplied to China for clinical use every year. The annual edition of German Pharmacopoeia in Germany ensures the safety of drugs, and German pharmaceutical companies can also tailor drugs for hospitals and patients. The German Federal Agency for Drugs and Medical Devices (BfArM) is responsible for the safety and effectiveness of drugs and is known for its "fair and transparent law enforcement". At the same time, Germany's high-end medical equipment occupies more than 95% of the global market share.

Medical services:

In Germany, the average number of doctors per day is about 1, so doctors will have a lot of time to communicate with patients. The subjective error rate of German doctors is 8 per million, which is the lowest in the world. Germany also has compulsory medical liability insurance, which can claim 5 million euros.

How do immigrants register companies in Germany?

First, the German company registration process

1. Fill in the investor information form, submit your resume and submit it to relevant institutions for review (3-5 working days).

2. The business plan, shareholders' agreement and German resume are commissioned by the investors (about 8 weeks).

After approval, investors can go to Germany to go through the formalities of company establishment after obtaining an entry visa for three months.

4. Assist in opening the company's bank account, and obtain the capital contribution certificate issued by the bank after the registered capital is transferred.

5. Investors apply for visa extension to 3-year enterprise visa at SAFE.

Second, the German company registration requirements

1. 1 or 2 legal persons, which can be legal entities or natural persons of any nationality. The investor is at least 18 years old, and the age is not more than 55 years old.

2. Provide the registered address of the company in Germany;

3. Indicate the registered capital of the company (half capital is required).

Three. Matters needing attention in applying for German legal person visa

1.20 million euros. Investors over the age of 45 need to buy endowment insurance before applying for a visa, and those under the age of 45 don't need to buy it when applying for a visa.

2. The investor has no criminal record.

3. Investors need to have the level of German A 1 at the time of signing the contract or can provide proof of 200 hours of German study.

It takes about six months to set up a German company.

Further reading: conditions for investment immigration in Germany

(1) There is a good and feasible investment plan, and the investment projects must be attached to Germany's important economic interests or meet special regional needs.

(2) Have many years of business management experience. It is related to the industry to be invested. If you own a company, it is better to be the legal representative or major shareholder of the company.

(3) There are sufficient investment funds, and the source of funds for the project should be guaranteed, such as sufficient self-owned funds or loan commitments. Although it only costs 25,000 euros (about 250,000 RMB) to register a company in Germany, you still need to consider the cost of maintaining the company's operation (five years) and the possibility of additional investment after the company's future development, so we suggest that your assets (including your company's assets, your movable property and real estate) should be around 6,543,800 RMB.

(4) The investor is 25-55 years old. If the applicant is over 45 years old, he must prove that he has appropriate old-age security when applying for a visa.

(5) After successful registration in Germany, your company needs to operate for 5 years, abide by German laws and pay taxes according to regulations (there is no minimum tax, as long as you pay taxes according to regulations, you have made contributions to Germany).

Whether the above conditions are met or not mainly depends on the feasibility of business ideas, the business experience of visa applicants, the amount of investment, the impact of the project on employment and vocational training in Germany, and its role in ideological innovation and scientific research.