When people reach their old age, should they tell their children about their savings?

When you are in your old age, you should tell your children about your savings. It is best not to tell them.

Here is an example: If you don’t tell, you are a mystery. There was an old woman who always kept her purse to herself and never showed it to her children. Once, while she and her three-year-old grandson were the only ones at home, she took her money out of her purse and sorted it out. The grandson only knew her grandson to take it. What I wanted was money. When I saw my grandma being with someone at home, I had fun playing.

However, she told her mother about this. The daughter-in-law, who had always had a bad relationship with mother-in-law and daughter-in-law, heard the child say that she saw her grandma had a lot of money...

Unexpectedly, from here on, for more than a year, the relationship between the daughter-in-law and her mother-in-law gradually eased, and when the old man chatted with others, he sometimes praised his daughter-in-law for being very filial...

The relationship between mother-in-law and daughter-in-law is becoming more and more harmonious. The old man also allows them to work hard, and she takes good care of her grandson...

Unfortunately, the old man passed away due to illness in March this year.

In fact, when the old man fell ill, he also gave his savings to his son. They told their visiting relatives and friends: My mother also saved 13,000 yuan...

When people reach their later years, should they tell their savings to their children? I think it should be decided based on several situations.

First, if you have just retired, you should not expose your savings too early. Not to mention social security cards or savings cards.

If you live with your children, you can pay appropriate living expenses. If you live alone, you can do your own business, and just have some friendships with others during the noon and festivals. Guard your home and your wallet.

Second, if you reach an old age and cannot take care of yourself and need your children to take care of you, you can let your children take care of it and use the money for special purposes.

Third, if you are dying, you can leave a will and have it notarized to clarify the inheritance distribution plan to avoid disputes over property division later.

People’s hearts are unpredictable, and even biological children cannot be overly trusted. As the saying goes, parents’ home is always their children’s home, but children’s home is not their parents’ home. Whoever has it is better to have it yourself. If your wife has it, you have to reach out. Otherwise it will be too late to regret it!

Should the elderly tell their children about their savings? First of all, not all old people have a lot of savings, and some need to be supported by their children. Secondly, not all children are eyeing the old man's savings, and some children do not need the old man's money. Therefore, a wise old man will never protect his children from fire and theft. A wise old man will also use his savings to reasonably support his children during his lifetime, or leave a suicide note to encourage his children. But there are indeed some confused old people who keep their savings under their buttocks instead of putting it on their faces. After death, they become obsessed and become the cause of discord between their children.

Children should be told.

In old age, if a person has a clear mind and can take care of his own life, he can keep his own savings.

However, as the age increases year by year, the body becomes older and the energy becomes weaker and weaker. You should tell your children about your savings. In particular, you must write down the password for bank deposits in a notebook and tell them, Otherwise, if you forget it, or if something unexpected happens, it will be difficult to withdraw the money. The procedures are very complicated. The old man next door suddenly passed away, and the deposits in the bank cannot be withdrawn. Such and other certificates, notarization, and complicated procedures make the family look forward to the money. Sighing, helpless. Therefore, the elderly should tell their children about their savings and not hide it. I plan to hand over all the family property to my son while I am still awake, so as not to cause trouble to my child if I am confused in the future.

In old age, it is wise to tell your children about your family’s savings. Because when people reach old age, they are dying, and things in the world are unpredictable, and you never know when you will no longer be able to open your eyes. In order not to cause unnecessary trouble to your children, it is best to make a medical order when you are awake and allocate your savings well.

Nowadays, the pensions for the elderly are not large, and the money they save through frugality is nothing more than for their children or retirement. Therefore, whether to tell or not depends on the specific situation of each company.

Not only the children usually know how much pension the elderly have, but it is also easy to estimate how much money they can have left. In this case, it is better to state clearly how much money is left in a year, apart from daily expenses and social sophistication.

I think the key is how the elderly should handle their spare money. My approach is: I often inform each other about the financial usage with my son, and keep it secret from each other. The income of the son and daughter-in-law is not high, and they have to pay off the mortgage. They also have a son in elementary school and a granddaughter in kindergarten, which is not enough to cover expenses. Therefore, since the grandson started attending kindergarten, the two brothers and sisters took the initiative to help pay for their expenses with their pensions. I bought insurance when I had some spare money. The insurance for the two brothers and sisters was also paid for by their pension funds, and they had no money in the bank. If you need a large amount of money urgently, you can use your insurance policy to borrow money from the insurance company. Both the son and daughter-in-law know these situations clearly, and there is no need to hide them. I think it is appropriate to support the younger generations if you are able.

If you don’t let your children know how much savings the old man has, it is not good to let them guess blindly. Or if you have savings during your lifetime and don’t support your children, then even if you leave regrets after your death and explain clearly how to divide the inheritance, what’s the benefit? If not done well, it will cause conflicts among the children.

Answer: When people reach their old age, should they tell their children about their savings? Unexpected events can happen in the sky, and misfortunes and blessings can happen to people. When a person gets old and has savings in his hands, it depends on the financial situation of the child. Basic conditions, if they are in good condition, have no shortage of money, and live a prosperous life, try not to tell them about your savings, so that they can be used in case of a critical moment in the future. The children will know your intentions and will not ask questions.

If you are not in good health and have a million in savings, tell your children half of it first and leave the other half under your control. Don’t expose it until it is absolutely necessary. Write the password on the back of the bank card, etc. Close your eyes to avoid getting into trouble.

Don’t not tell, don’t tell them all. If the children spend half of the savings you provided, there is still the other half. If you tell them everything, you will be in the hospital with nothing but money and money. You will regret it. It's too late.

I am very happy to answer your question. When people reach old age, they must keep the money in their hands. No matter whether their children are filial or not, having money in their hands will give them confidence. I have an acquaintance of his. His father talked to him and let him hold the money and retirement certificate. He was actually very filial. He originally wanted to increase the value of his father's money through financial management. He bought a fund at that time. Unexpectedly, after buying it, the fund fell all the way. 30,000 yuan turned into 10,000 yuan. When his father used the money, he was dumbfounded and couldn't take it out. If her father kept it by himself, he wouldn't invest it. At least he could take it out for emergency use. Now Well, I have no choice but to borrow money, so it’s better to keep the old man’s money yourself. Unless it’s a last resort, you don’t need to tell your children.

I think you should tell them, unless you have a relationship with your children. It’s very bad, but at least you should talk to someone close and trustworthy!

People are prone to misfortune and good fortune, and you never know which one will come first, tomorrow or the accident. Many people who appear to be healthy will suddenly die due to some kind of disease. There are too many such things. . If something happens, it will be easier for the family to handle. Talking to someone you trust can also save you a lot of trouble.

Nowadays, there are various forms of financial management, including stock funds, Alipay, WeChat and many other channels. I think it is necessary to tell your family about them!

There is an old woman in her eighties in our hometown who has two daughters and a son. The family conditions of the two daughters are pretty good. Every year, each of them pays their mother about 4,000 yuan for New Years, holidays and birthdays, which equals 8,000 yuan. In addition, there are pensions and immigration funds from the state. Their annual income exceeds 10,000 yuan. Although the son has no conditions. It's not good, but the old lady still eats her bread. Besides, the old lady doesn't need much money. People outside estimate that she has saved 80,000 yuan. In fact, it stands to reason that this number is not an exaggeration.

So, where is the money? No one knows, including the children. The children have asked many times, but the old man has said nothing. She said that she was preparing to use it later to reduce the pressure on her son, and she would tell her when the time came.

But people outside suspected that she had loaned out the money because there were two people nearby who specialized in collecting interest.

Just three months ago, the old man died suddenly, leaving only 3,000 yuan in cash with him. The children searched everywhere but found nothing. Where was the money? It has not been found yet, and it is a mystery whether it will be found in the future. Maybe those fundraisers will be better.