What are the requirements for buying a house in Hefei from other places?

The conditions for foreigners to buy a house in Hefei are limited purchase areas and non-restricted purchase areas, new houses and second-hand houses. Among them, the policies of purchasing houses from other places are different in the restricted purchase area and the non-restricted purchase area. The restricted areas for purchasing houses in Hefei are: Luyang, Shushan, Baohe and Yaohai; The non-restricted areas for buying houses in Hefei are: Hi-tech, Economic Development, New Station and Lakeside.

Requirements for foreigners to buy a house in Hefei: Foreigners who want to buy a house in Hefei restricted area need to have one-year social security (inquiry) or one-year tax payment certificate in Hefei. The minimum down payment for the first suite is 30% of the total purchase price, and the minimum down payment for the second suite is 60%. If you buy a house in a non-restricted area, you can buy a house with a loan or pay in one lump sum. For details, please consult the real estate sales department in the non-restricted area.

Conditions for foreigners to buy a house in Hefei: Materials required for foreigners to buy a house in Hefei restricted area: tax payment or social security certificate (inquiry handling) for more than one year (including one year), unmarried certificate/marriage certificate, and house ownership certificate (if there is no house, there is no house certificate). The process and required documents for handling commercial loans, portfolio loans and provident fund loans are different. For details, please consult the loan bank or the staff of the provident fund management center and business department.

Conditions for foreigners to buy houses in Hefei Hefei purchase restriction policy: If households with registered residence in Hefei already own 1 house in the urban area, they can buy a second house (including new commercial housing and second-hand housing, the same below) and suspend the purchase of a third house. Non-local registered families who have no housing in this city can buy 1 house in this city with the tax payment certificate or social insurance payment certificate of this city, and postpone the purchase of the second house. Non-local registered families who cannot provide the city's tax payment certificate or social insurance payment certificate may suspend the purchase of houses in this city.

The condition for foreigners to buy a house in Hefei is to further reasonably guide the housing demand. Hefei will also implement a differentiated housing credit tax policy: for families who purchase a second house by loan, the down payment ratio is not less than 60%, and the loan interest rate is not less than 1. 1 times of the benchmark interest rate. If an individual sells a house that has been purchased for less than 5 years, the business tax will be levied in full; If an individual sells a non-ordinary house that has been purchased for more than 5 years (including 5 years), business tax shall be levied according to the difference between the sales income and the purchase price; Individuals who purchase ordinary houses for more than 5 years (including 5 years) for external sales shall be exempted from business tax. In addition, the Notice requires strengthening the collection and management of real estate tax. "The tax authorities should, in conjunction with the departments of real estate, land resources and prices, conduct key inspections on real estate development projects with excessive prices and excessive growth."