What are the benefits of Dutch immigration?

In the Netherlands, the government forces every citizen to have medical insurance. This system aims to make everyone get affordable medical care, and the government's task is to create conditions to prevent diseases and accidents as much as possible, and strive to provide various forms of treatment, care and care. The following is the welfare of unorganized Dutch immigrants, welcome to read!

Welfare of Dutch immigrants

1, the world's leading pension system The Dutch pension system has always been the best in the world. The original intention of the pension system design is to ensure that everyone can enjoy a decent life now and in the future after reaching the statutory retirement age. Its characteristics are mainly manifested in three pillars: basic state pension, occupational pension and private pension.

The basic national pension plan is a compulsory insurance plan based on payment, which is between pure national welfare and commercial nature. The most striking feature of this plan is that the payment is linked to personal income, while the pension is fixed and unified, which is 70% of the legal minimum wage. This embodies the design concept that everyone enjoys basic welfare equally.

2. Health care system in Europe

The Netherlands ranks in the top three among all European indicators published by the Healthy Consumers Organization. In the six categories of European Health Consumption Index (EHCI), the Netherlands won two titles, namely, patients' rights and information (with Denmark * * *) and service scope and convenience.

In the Netherlands, basic medical insurance has covered most of the medical services that residents may need in their daily lives, such as seeing a doctor, being hospitalized and buying medicines.

The Dutch National Medical Insurance Fund is raised through two channels:

As long as you live legally in the Netherlands and buy medical insurance, you can enjoy all the family medical equipment and services provided by the special family medical care center. At present, the minimum choice of Dutch medical insurance is 77 euros a month. The medical insurance purchased in the Netherlands belongs to global medical insurance, and the medical expenses incurred in other countries can be reimbursed by the insurance company that purchased the insurance.

3. Quality education and relatively low tuition.

The quality of Dutch higher education is famous for its high quality, internationalization and application. In 2004, in the ranking of the top 200 universities in the world by The Times, only 14 U-universities and 13 universities were listed in the Netherlands. All its H-level universities have been selected into the list of 200 business schools in the world.

The Dutch government has invested heavily in education, which makes the cost of studying in the Netherlands relatively low. Undergraduate tuition is 50,000-70,000 yuan a year, and the average living expenses are about 50,000 yuan a year.

4. Reasonable tax system and generous tax refund benefits.

Tax refund is a kind of welfare means with Dutch characteristics, which is only available in the Netherlands in Europe and America. In the eyes of many Dutch people, the tax rebate is the welfare given by the Queen to the people. According to the Dutch laws and tax system, all people who work or have income in the Netherlands have the obligation to declare and pay taxes according to law, but at the same time they have the right to refund taxes. This kind of tax rebate is all-round, and there is a high tax rebate for buying real estate; There is a 30% tax refund for renting a house; 45% tax refund for purchasing medical insurance; Spouses can also enjoy tax refund if they have no job, and even every single purchase between companies can enjoy a tax refund of 19%.

This kind of tax refund benefits can be collected every year or every month according to your own requirements. You can enjoy preferential tax refund from the day when immigrants arrive, whether they live permanently or become naturalized.

Chapter II Matters needing attention in the life of Dutch immigrants

1. Most supermarkets don't accept credit cards.

Although many supermarkets in Europe and America, large and small, can accept all kinds of credit cards, supermarkets in the Netherlands are very proud, and most of them do not accept credit cards except those near tourist hotspots. Generally, it is safest to take a PIN card and cash to the supermarket, and some places don't even accept cash.

There are too few varieties of fresh vegetables.

If, like me, you think there are too few varieties of fresh vegetables and fruits here, you can look for them in the canned vegetable area, which may surprise you. Pickled cucumbers and millet peppers can be found, as well as canned pineapple and orange in syrup that I liked when I was a child.

I want to buy the most basic first aid kit and standing medicine.

If you want to buy the most basic first-aid items and standing medicines (over-the-counter medicines), it is suggested to ask at the supermarket counter (often behind the counter) or go directly to the daily chemical store.

4. receive a small gift

If you receive a small gift when you walk out of the store, especially a football card or something that teenagers like, there may be groups of children talking to you and asking for gifts! If you like to collect these gadgets by yourself, then remember that the supermarket will organize an exchange when the deadline of the activity is approaching, and you can exchange what you don't have with others when you collect duplicate things at the announcement time.

After work, the supermarket closes.

If you don't live in the center of a big city, you may find that all the supermarkets are closed after work or after class. Even some local supermarkets are closed on weekends, only once a month on Sunday. In many places, it is difficult to find a supermarket that is still open at 6-8 o'clock after work.

6. What do you want to buy in the middle of the night

If you need to do some shopping in the middle of the night, you can go to a convenience store. In the afternoon 1 1 or so, the owner will charge double the fee (milk, etc. These shops usually open in the afternoon and stay open until after midnight.

7. Free coffee and tea

The Dutch are still very polite to their guests. In many supermarkets, banks and other service halls, there will be all kinds of coffee and tea for guests. If you are "impolite", you may even take some sample tea bags and coffee with you.

Questions and answers on Dutch immigrants' pension

I. Overview

The Dutch pension system combines the pay-as-you-go system, that is, employees pay welfare funds for retirees and personal investment system.

Through the personal investment system, collective individuals can make high-risk and low-risk investments to make up for the part they get from the state pension. It is precisely because these different models constitute the three pillars of the Dutch pension system.

Second, different types of pension funds.

1. Industry pension fund: covering employees in a certain industry such as hotels, restaurants, retail, construction or people's livelihood services.

2. Enterprise pension fund: for companies.

3. Independent professional pension fund: for medical experts, dentists and their related professionals.

3. How old can I get a pension?

According to the regulations, retirees over the age of 65 can receive it and provide basic welfare remuneration with a maximum of 70% of the minimum net salary.

People aged 65,438+05-65 who live or work in the Netherlands are entitled to a state pension.

4. How much national pension can you get?

How much you can get depends on the pension rights you established during your stay in Holland.

In the Netherlands, every time people pay medical insurance every year, they accumulate 2% of the state pension allowance, and people who don't work can also accumulate the right to receive the state pension.

5. How much can I get?

The standards of each group are different:

Cohabitation couples: each person can get about 700 euros a month.

Living alone: about 1000 euros per month.

Dutch national pension only provides limited financial benefits for retirees, and other pillars are benefits that need to be supplemented.

6. What should I do if I want to live in other countries when I receive a pension in the Netherlands?

If you emigrate before retirement, you can get a reduced national pension, because you will no longer be protected by the AOW pension and will no longer accumulate pension rights.

If you immigrate after retirement, you can receive a Dutch national pension (pillar 1), depending on the country where you immigrate. You can visit SVB's immigration page to see if your target country will affect your national pension.

Sometimes, expatriates can receive resettlement allowance from SVB, depending on their country of birth and family status.

Generally speaking, people who have obtained Dutch nationality or permanent residency can receive a state pension as long as they live or work in the Netherlands, but the pension is proportional to your time in the Netherlands and must live in the Netherlands or a specific country.

Whether you can receive the pension allowance from the pension fund depends on whether you have signed a pension contract with your employer and whether you have kept the record of the Dutch pension plan if you immigrate. The amount you get depends on your working years and salary.

Or you can take the initiative to buy pension products and receive allowances.