Social security refund standard

Under the age of 35, the monthly payment is 2% of the social security payment base (individual payment), and the individual monthly payment is 2% of the social security payment base+65438+ 0% of the retirement age unit, and the individual monthly payment is 2% of the social security payment base, plus 65438+0.8% of the retirement age unit. After retirement, I still get money every month, which is 4. 1% of the average salary of the previous year.

Cancel social security:

1. The insured goes abroad to settle down.

Immigrating to other countries can apply in writing to terminate the basic old-age insurance relationship for employees with the word "immigrant", the immigration procedures issued by the government department of the place of residence and the cancellation page of the household registration book when leaving the country or after leaving the country. After being approved by the agency, they will return the personal payment principal and interest during the enterprise payment period, the personal account principal and interest during the flexible employment payment period and the personal payment principal outside the personal account.

2. The death of the insured

Whether the insured dies at work or receives a pension, the amount (balance) stored in his personal account can be inherited by the beneficiary or legal heir designated by him before his death. Moreover, the families of retired people can also receive pensions and funeral expenses. So it doesn't mean that you can't get the rest of the old-age insurance if you die just after retirement. In fact, the legal heir can accept the part you handed in.

3. The insured has reached retirement age and has not paid the fee 15 years.

Employees who participate in the basic old-age insurance for employees in urban enterprises and do not want to extend the payment or one-time payment when they reach the statutory retirement age may, in accordance with relevant laws and regulations, apply in writing to terminate the basic old-age insurance relationship for employees and return the part paid by individuals.

What is the standard for receiving social security?

According to local regulations, the payment standards of social security subsidies are also different. Generally pay a certain percentage according to a fixed base. For example, Tianjin's social security subsidy base in 2022 is 4,400 yuan, which is the lowest payment base this year, and the proportion of contributions varies from place to place. Most areas pay 50%.

For example, flexible employees pay at the level of 1.000%. The payment base is 6,000 yuan, and they need to pay 1.200 yuan every month. However, the local social security subsidy base is 3,600 yuan and the subsidy ratio is 50%. Then the monthly subsidy amount is 360 yuan, and the flexible employees only need to bear the expenses of 840 yuan every month.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.