What is the influence of China immigrant loan guarantor?

First of all, guaranteeing others will affect personal credit and personal asset-liability ratio. When you vouch for a friend, the loan account in the friend's name will also be recorded in your personal credit record. If a friend is overdue or fails to pay his debts, it will affect his personal credit record. Secondly, in addition, to help a friend as a guarantee, a friend's debt is also his own debt. Before a friend applies for a loan, his loan ability will also be affected to some extent, which invisibly increases the asset-liability ratio. If the personal asset-liability ratio is too high, it is impossible to obtain loans. But if you have a strong ability, you can ignore these problems.