1 1000 how much can I borrow from the provident fund?

1000 of the provident fund can generally be loaned to 65438+ 10,000-200,000 yuan. Because according to the policy, less than 10 thousand is calculated as 10 thousand. The calculation of provident fund loan amount should be determined according to four conditions: repayment ability, proportion of house price, balance of housing provident fund account and maximum loan amount, and the minimum value calculated by the four conditions is the maximum loanable amount of the borrower. Provident fund loan amount refers to the maximum loan amount that an individual can apply for when using provident fund loans. Only employees who have permanent residence in local towns, have established the housing provident fund system for more than 6 months, and have paid the housing provident fund according to regulations can enjoy the provident fund loan when the funds for purchasing or building houses or renovating or overhauling their own houses are insufficient.

When the relevant provident fund is distributed in China, relevant certification materials shall be submitted in accordance with the laws of China. Withdraw and pay the relevant provident fund, and domestic banks calculate the loan amount of the relevant parties according to the amount of the relevant provident fund. Ensure and protect the legitimate rights and interests of relevant workers in China.

First, the circumstances in which the provident fund can be withdrawn.

First, pay the rent. In many areas, as long as the relevant conditions are met, it is allowed to withdraw the amount from the provident fund account to pay the rent, but the amount is not uniform in different places. For example, in Shanghai, the maximum amount that can be withdrawn for rent payment can reach 300 yuan, and in Beijing, the maximum amount can reach 1.500 yuan per month.

Second, decorate the house. As long as it is the provident fund paid by me, it can be used for the decoration and decoration of my house, and the provident fund can be withdrawn by proof of the construction contract, but the total amount shall not exceed the amount generated by the decoration.

Third, low-income families. For low-income families with clear certificates, they can withdraw the provident fund with relevant certificates, which can be used to reduce the economic pressure of low-income families or for the daily expenses of low-income families.

Fourth, medical expenses. Patients with serious illness can also withdraw provident fund for medical expenses. However, it must be nine major diseases stipulated by the state before it can be extracted, and it must be reimbursed by medical insurance and insurance before it can be paid.

Fifth, repay the loan. Nowadays, many people choose to use commercial loans, but the interest on commercial loans is relatively high. At this time, you can withdraw the provident fund to repay commercial loans, and both principal and interest can be used.

Sixth, go abroad to settle down. For those who intend to settle or immigrate abroad, there is no need to pay the provident fund in China, and the provident fund account needs to be "cancelled", and the previously paid part can be directly withdrawn.