How to withdraw the provident fund?

Hello! In addition to the most common loans, provident fund is used in many scenes in life. If you know these skills in advance, you can actually use the provident fund for buying a house, decorating, renting a house or seeing a doctor for your child.

If you want to know more about provident fund, you can read this article first.

What is the provident fund? What's the use? You will understand after reading it.

Provident fund withdrawal process is as follows:

1. If the company is employed, it is required to bring the application form for provident fund withdrawal issued by the company, affix the financial seal, and then submit it to the housing provident fund center; If you are not employed by the company, you can go to the housing provident fund center to fill in the application form and submit the provident fund withdrawal information.

2. After receiving the individual application, the provident fund center will start to examine whether it meets the conditions for withdrawing the provident fund and the amount of withdrawal of the provident fund.

3. After the approval of the Provident Fund Center, the entrusting bank will transfer the balance of the Provident Fund to the designated bank card.

The extraction process of housing provident fund in different regions is basically the same, but there are some differences in time, which can usually be completed within one week.

The full withdrawal of the provident fund needs to meet certain conditions: leaving the work place/retiring to cancel the provident fund account; Settled abroad, Hong Kong, Macao and Taiwan; Enjoy the minimum living allowance; Completely incapacitated; If an employee dies or is declared dead, the successor applies for surrender; The account is sealed for 2 years and unemployed for 2 years.

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