ICBC handles three-month fixed deposit with credit certificate?

Personal deposit certificate is a credit certificate that customers need to issue for studying abroad, visiting relatives, traveling, emigrating, doing business or other purposes. You can apply to the bank for opening.

Many banks in China can issue certificates of deposit in the following ways:

Bank of China:

Distribution method: go to any online outlet with my valid ID card and certificate of deposit (discount). When the trustee entrusts others to handle the deposit certificate, he must show his valid identity documents and those of the depositor.

Fees: A handling fee of RMB 20 yuan will be charged for each certificate of deposit.

Validity period: Generally speaking, the validity period of certificates of deposit is flexible (not necessarily three months). After the customer sets a time limit and issues a certificate of deposit, the bank will freeze the deposit for the same period as the validity of the certificate of deposit.

Deposit type: fixed term only.

Other matters needing attention: When the customer requests to cancel the restriction of not withdrawing money within three months, the original deposit certificate should be returned first, and then the Bank of China can cancel the restriction of not withdrawing money within three months after opening the L/C for you.

Industrial and Commercial Bank of China:

Issuance method: report the loss with my ID card and the unfrozen deposit certificate of ICBC (including fixed deposit certificate (passbook), current deposit passbook and voucher-type national debt). If you entrust others to do it for you, you should also show your agent's identity certificate.

Charging standard: issue personal deposit certificates, and charge 20 yuan for each certificate; Personal deposits are terminated in advance to collect 20 yuan.

Validity period: ICBC's certification period is also flexible: the shortest day, the longest year, customer-defined. After issuing the deposit certificate, the bank will freeze the deposit for the same period as the validity of the deposit certificate.

Type of deposit: flexible: current deposit, term lump-sum deposit and withdrawal, deposit with interest, lump-sum deposit and withdrawal, and national treasury account can be handled.

Other precautions: when the deposit certificate expires, the personal deposit will be automatically released. If you want to cancel the contract in advance, you must return the original deposit certificate and power of attorney, show the original deposit certificate and personal identity certificate, and fill out the Power of Attorney for Early Termination for personal deposits.

Agricultural Bank of China:

Issuance method: The applicant should bring his/her valid identity certificate, certificate of deposit, passbook, bank card and national debt certificate to any branch of Agricultural Bank of China to handle this business, and fill in the Application for Certificate of Deposit of Agricultural Bank of China. If I can't come for some reason, I can also authorize others to handle this business for me. In addition to the above-mentioned documents, the agent shall also hold the power of attorney of the authorized person and the valid identity certificate of the agent himself.

Fees: Applicants who deposit in multiple accounts with different currencies in the same savings outlet can issue corresponding certificates of deposit as required, and each certificate of deposit will be charged a handling fee of RMB 20 yuan.

Validity period: the date when the bank issues the certificate of deposit is the date when the customer handles this business. The time limit for stopping payment of the deposits involved in the application for issuing certificates of deposit shall be decided by the applicant and indicated in the application. If the date is the same day, the deadline is the date when the certificate is issued.

Type of deposit: The deposit certificates used for the deposit certificate business are the local and foreign currency time deposit certificates, current deposit certificates and passbooks of customers in various branches of Agricultural Bank of China, deposits in various bank cards (except Jinsui International Debit Card) and voucher-type government bonds.

Other precautions: before the payment of the deposit certificate expires, if the customer wants to withdraw the deposit, he must first return all the originals of the deposit certificate to the bank and go through the formalities of canceling the deposit certificate.