How to open an account with a passport in a Philippine bank?

To open a bank account in the Philippines, you need ACR I card (foreigner registration certificate).

You can open an account with your passport and other identity documents other than ACR. Some banks will accept the Immigration Registration Certificate (ICR) as proof of residence. You must open an account in the bank yourself. If you don't have an ACR card, you need to talk to the bank manager.

Treatment process

First, go to the bank counter in advance to make an appointment for the actual card processing time, because it is often impossible to see a doctor for the first time, especially when the number of card processing people is very large.

On weekdays from Monday to Friday, banks are open even at noon! The working hours of the bank are 9:30- 16:30, and it is completely closed on weekends. Of course, bankholiday (usually Monday) and major festivals are also closed.

Second, after the reservation is completed, you will get a bank card reservation form, which clearly indicates the date and time of card application and the materials to be prepared. If you want to know more, you can ask the staff at the counter if there are any other materials to prepare, which will make it easier and faster for you to apply for a card.

Third, it's time to apply for a bank card. Although one-on-one careful service is a bit inefficient (it takes about one and a half hours to get a card), it ensures that the process will not go wrong and the service is thoughtful and enthusiastic.

Usually, the bank staff will browse the prepared information, then ask what is the reason for opening the card, and then they can judge the type of account suitable for opening. At the same time, you can also ask a few more questions, such as whether the account charges a monthly fee or other fees.

If you don't think it's cost-effective to charge a monthly fee, you can ask a few more questions about whether there are other accounts recommended (ps: asking a few more questions in everything can save you a lot of trouble in the future; In addition, you can rest assured that the staff of foreign banks are generally very dedicated and will recommend the appropriate account type from the customer's point of view.

When the staff help you to input a series of materials into the computer, and then copy the relevant documents and certification letters, they will ask if there is any cash or check or draft to deposit in the new account.

At this time, as long as we give them money or checks, they will count them repeatedly with the machine, then take us to the counter to queue up again and deposit the money into the newly opened account with the help of the counter staff. (After opening an account and depositing money, if you want to open online banking or mobile banking, you can also ask the staff to handle it together. )

The next step is to wait patiently for the card with your name on it and the account opening letter. With the help of the postman's uncle, the bank card will be mailed to the address we fill in, and will be delivered within one week. Remember to check the mailbox at any time.

Finally, if you move, remember to go to the bank to inform and change your new address, so that the bank staff can send the monthly bank statement to your new address. At the same time, it also provides convenience for us to provide correct bank statements when applying for tourist visas from other countries in the future.

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Fees for opening a bank account

For the fees required to open an account, local banks have different requirements, and the general account manager will let you choose what services you need.

1, account opening fee (one-time fee is about 100)

2. Account maintenance fee (about 400 yuan every year)

3. Online banking (about 1000 per year)

4. Electronic receipt counters (about 400 per year)

5. Settlement cards (about 500 cards per year)

6. SMS reminders (about 200 per year)

7. Cipher (one-time charge is about 100, which is used for on-site counter payment and check)

8, U shield (one-time charging about 60)

9. Other services of local banks

Baidu Encyclopedia-Bank Account Opening Process