What medical benefits can you enjoy when you immigrate to the United States?

Seeing a doctor often affects the daily life of ordinary people. A senior who immigrated to the United States experienced the American medical welfare policy. Her husband had cancer, and she sent him to a nursing home. Because she applied for Medicaid, the expenses are basically from all countries.

So she searched the government's welfare system on the Internet and found that the social environment in the United States is really different. The nutrition program alone has more than a dozen benefits. As long as the applicants meet the legal status of Americans or permanent residents, they can enjoy the benefits.

The government helps specific groups to enjoy these benefits, and the projects that spend the most government funds include:

Social security supplementary security income

Similar to domestic social security, American social security fund covers spouse benefits, ex-spouse benefits, minor children benefits and supplementary income benefits.

Ex-spouse benefits: that is, divorced spouses can also enjoy ex-husband's social security benefits, provided that the woman has been married to her ex-husband for 10 years and has not remarried (over 62 years old); Or raise and merge all the minor children (regardless of age) under 16 of her ex-husband; Or married her ex-husband for 10 years, and then remarried, but the marriage was terminated for various reasons; Or your ex-husband dies and you remarry at 60.

Spouse welfare: if you lose your spouse, you can receive the other party's social security at the age of 62; If you are raising minor children, you can receive this benefit at any age; If you work, you can compare the benefits with your spouse when you retire, and then choose a higher one.

Welfare for minor children: If the main income earner in the family dies, unmarried minor children under the age of 65,438+08 (if disabled, the age will be relaxed to 22) can receive the supplementary security income of the deceased father or mother. This kind of welfare and spouse welfare are separate, that is, the living mother or father receives the welfare of the deceased spouse, and the children can also receive their own, as long as the total amount does not exceed 65,438+080% of the supplementary security income of the deceased. Minor children also include adopted children, stepchildren and grandchildren.

Welfare for the disabled: For adults with disabilities, there is generally a requirement for working years. For example, to receive this benefit, 28-year-old adults must have one and a half years of work experience, 30-year-old adults have two years, and 34-year-old adults have three years. If you are disabled before you are a minor, there is another policy.

Federal Medicaid system

Medical insurance for retired low-and middle-income people, other low-income groups and the disabled covers hospitalization expenses (including surgery and postoperative recovery), outpatient expenses, drug expenses and nursing home expenses. This cost alone will cost 10% of government expenditure! This welfare only considers one's income, not family. For example, even if the child's income is high and one parent's income is low, if one parent is sick, he can apply for this benefit.

Tax credit/refund

American tax management is very mature and standardized. On the one hand, American taxes cover all income, including all employees' salaries, bonuses, overtime pay, and even rewards given by the unit to some outstanding employees. All units, whether government departments or private companies, are equal.

On the other hand, there are many "reasons" for tax refund in the United States, such as medical expenses, children's college expenses, donations from charitable organizations, tax refund for first-time purchases ($7,500, later increased to $8,000, but with income requirements), tax refund for interest on housing loans, and tax refund for real estate. If you are self-employed, you can return a lot of hardware prepared for starting a business, including buying a computer. Low-income groups can also get additional tax rebates.

Child support tax refund is one of the main sources of tax refund for many low-income groups. As long as the income requirements are met, this means taking care of low-and middle-income families and children under 17, and each child can get 1 0,000 dollars from the government.

Child care/child support

This benefit is mainly aimed at nutrition, health and preschool education for pregnant women, infants and children aged 3-5 (also low-income families), and also includes part of the compensation for parents to ask someone to take care of their children.

Food/nutrition

Food and nutrition program, the slogan of this welfare is "no one should go hungry in America." (In the United States, no one should go hungry), this welfare has benefited almost 25% of Americans and legal immigrants. There are more than a dozen specific benefits under the plan, targeting children from low-income families, pregnant women, low-income adults and the elderly. There are food stamps and food, and the school provides some students with free breakfast, lunch, student fruit plan and milk plan.

Generally speaking, there are hundreds of welfare projects in the United States, such as helping low-income groups to rent and buy houses and using energy benefits (such as free natural gas). ), help mental patients, help people who can't change loans to reduce the principal and interest of banks, and so on.