A guide to tax returns for new immigrants in the United States

The United States is a developed country in the world. Because of its relatively sound legal system, healthy living environment and top-notch educational resources, it constantly attracts people from all over the world to immigrate to the United States. The following is a tax return guide for new immigrants in the United States. Welcome to read!

A guide to tax returns for new immigrants in the United States

I. Bonded status

The tax filing status in the United States is divided into single, joint declaration by husband and wife, separate declaration by husband and wife, head of the family and widowed.

Different tax declaration States have different deductions and tax thresholds. Generally speaking, husband and wife jointly declare the most tax-saving.

2. What income should be declared?

According to the definition of tax law, the income of residents is collected in the same way as that of American citizens, that is, all income obtained worldwide must be declared.

These incomes include wages, interest, dividends, alimony received by divorced spouses, business income of self-employed, investment income, pension income, rental income, copyright and patent income, partnership income, company income, trust income, agricultural income, social security welfare income, unemployment income and other income.

Third, the time limit.

After the new immigrants landed, the first tax return was made before April 15 of the year after they became American taxpayers, and the federal and state taxes of the previous year were submitted. If the deadline is Saturday, Sunday or legal holiday, it will be postponed to the next working day.

If you live outside the United States for a long time, the tax return period will be automatically extended by two months to June 15. If you can't file tax returns on time before April 15, you can apply for an extension of 6 months to June 10+05.

Fourth, the method of tax declaration.

For the filing methods of American tax returns, you can choose to file online, fill in the form manually, use professional tax return software, or be handled by professional accountants. If there is a tax refund, it will be received in about 7- 14 working days after online declaration. If you fill in the form and send it by hand, the tax refund will take 1-3 months.

Chapter II Medical System of American Immigrants

As we all know, the medical process involves both patients and doctors. No matter what kind of insurance you have, it may be helpful for you to choose medical insurance and see a doctor smoothly. The medical insurance system in the United States is very complicated, mainly including social medical insurance and private medical insurance.

1, social medical insurance

The US Congress passed the Medical Security Act, which authorized the government to establish social medical insurance. Here mainly refers to the "medical care" insurance managed by the federal government, mainly for the retired elderly and the disabled, and the "medical assistance" insurance operated by the state government for low-income residents. In addition, veterans can apply for veterans medical insurance (VA).

These are the medical insurance cards of the federal government. People in China like to call them red and blue cards. Medical insurance consists of two parts, part B pays the doctor's expenses and part A pays the hospital's expenses. The most basic conditions for applying for medical insurance are American citizens over 65 years old and green card holders who have lived in the United States for five years (among other conditions). Medical insurance takes care of retirees, disabled people and patients with kidney disease who need long-term dialysis. There is no family income limit for applying for medical insurance, but you must pay the monthly fee. After receiving medical services, you must pay the expenses and insurance in advance.

The above is the California low-income Medicaid insurance card. Because it is white, it is also called white card. Medicaid in every state in the United States is similar. The main care targets are low-income pregnant women,/kloc-children and adolescents under the age of 0/9, retirees aged 65 and over, the blind and the elderly who need to live in nursing homes.

Medicaid recipients enjoy free medical services, but their identity, age, length of residence, income and assets need to meet the prescribed conditions. Because of the current economic downturn in the United States, it is becoming more and more difficult to apply for this kind of insurance. Many American retirees who came from China with children's protection received Medicaid.

Some elderly people or disabled people may meet the above conditions of medical insurance and Medicaid at the same time, and these patients can enjoy double insurance of medical insurance and Medicaid. The above-mentioned medical insurance patients need to pay monthly fees, advance payments, etc. However, if the patient has Medicaid at the same time, the state government where the patient is located will pay such expenses. Under the current circumstances, these people don't need to spend a penny on medical treatment, hospitalization and living in nursing homes (most patients actually have no money). From the doctor's point of view, because of the double insurance, patients don't have to pay, and patients have high enthusiasm for seeing a doctor. The more doctors see, the higher their income. Many doctors like patients with medical insurance and Medicaid. Medical insurance and Medi-Medi are called "gold cards" by many doctors and patients.

2. Private medical insurance

Private medical insurance in the United States is operated by private insurance companies, mainly PPO (accounting for 34%) and HMO (accounting for 3 1%). The advantage of PPO is that you can choose your doctor freely. You can see a specialist directly without a family doctor's referral. The main problem of PPO is that the insurance premium is expensive, and patients need to pay part of the registration fee for medical treatment. Before the insurance company pays the medical expenses every year, the patient has to pay $250 ~ $ 1 500, which means that PPO has an advance payment and * * * pays the insurance.

Article 3 Benefits of emigrating to the United States

1, courtesy of 100 countries can be exempted.

American citizens can enjoy visa-free entry and preferential entry to more than 80 countries around the world. For example, holding a valid US visa can stay in Mexico 180 days; Hold a valid US visa and stay in Bermuda for 180 days; In the United States, you can travel around the Caribbean by oil tanker to see Bermuda, which usually costs 300-400 dollars. With a valid US visa, you can stay in landing visa, Dominica. The fee is 1 1 USD, and you can stay for 30 days.

2. Ideal and superior entrepreneurial environment

The United States has a highly developed modern market economy and a perfect macro-control system of the national economy, which is enough to realize the entrepreneurial dream of immigrant investors in the United States.

3. High-quality and diversified education system

After immigrating to the United States, children can enjoy 13 compulsory education in the United States, and primary school to high school is completely free. As for higher education, there are not only worlds like Harvard and Yale in the United States that open their doors to excellent students; Moreover, with American immigration status, the admission rate is higher and the tuition fee is lower than that of international students. Take Harvard University as an example: in recent years, only 7 China students have the opportunity to enter Harvard every year on average; Harvard offers about 2000 places to American students every year.

4. Perfect social welfare

Although the social welfare system in the United States is not as perfect as that in European countries, the care for nationals and immigrants is very comprehensive, everyone's safety, life and property can be guaranteed, and everyone feels very stable in the US stock market. For those who are unable to work, they can also get government relief and basic living security. In California, you can enjoy comprehensive medical insurance even if you can't afford to see a doctor.

5. A free world of democracy and equality

The United States is a country where freedom and the rule of law coexist, and its legal system guarantees the basic rights of every individual. America longs for freedom, equality and democracy. American citizens are free to do anything within the scope of the law without fear of being bound and unfair.