What do I need to prepare to open a personal account with Hang Seng Bank in Chinese mainland?

Requirements for opening a personal account with Hang Seng Bank in Hong Kong:

1. Opening fee for personal account of Hang Seng Bank in Hong Kong: advance deposit of HK$ 65,438+0,000.

Second, prepare information:

1, ID card.

2. Hong Kong and Macao Pass.

3. Entry receipt.

4. Proof of address.

5. List of utilities and credit cards in the past 3 months.

Personal direct account opening at Hang Seng Bank in Chinese mainland is a witness account opening. In the past, this method was the most popular. You don't need to go to Hong Kong in person, but you can open an account in the mainland directly under the witness of a bank. However, with the higher and higher threshold of bank account opening, the requirements for account opening are greatly improved, and the success rate of this method is declining.

Go to Hong Kong to open a bank account in person: You need to go to Hong Kong to find foreign banks in person, such as Hang Seng Bank, HSBC Bank and ICBC (Asia) Bank. , and then apply for opening an account.

Different banks need different information to open an account, so you can take all the information with you when you open an account. It should be noted that it is difficult to open an account now, especially for individuals in Chinese mainland who want to open an account in Hong Kong. This is also because Hong Kong has strengthened its supervision over cross-border capital flows.

Advantages are not limited to buying wealth management products, including:

1, which is convenient for investing in Hong Kong stocks. Compared with A-shares, Hong Kong stocks have richer trading varieties and more flexible trading rules (T+0, etc. ). Very suitable for domestic investors to make reasonable capital arrangements;

2. Personal SOHO Personal SOHO engages in import and export trade with foreign exchange, or individuals with foreign exchange needs (such as studying abroad). Need to have an account that can be exempted from domestic foreign exchange control and foreign funds can freely enter and exit to meet daily needs;

3. Allocation of overseas assets Some mainlanders often use personal accounts outside Hong Kong for overseas home purchase, real estate, overseas investment and overseas immigration projects, and these activities need the support of Hong Kong bank accounts;

4. Hong Kong Insurance Some mainlanders understand the advantages and high dividends of various types of insurance in Hong Kong, so they buy insurance in Hong Kong. But you need to pay the insurance premium in Hong Kong, and you also need the corresponding bank account in Hong Kong.