Can the social endowment insurance paid by individuals be refunded?

Endowment insurance can't be refunded separately, but the five insurances can be refunded under certain conditions, and we basically don't meet it.

1, the paid social security is basically bound together by five insurances. It is impossible to pay back, let alone pay back the old-age insurance alone. If you want to surrender your insurance, you will not return it unless you emigrate, such as death.

2. Social security is divided into three insurances (pension, medical care and work-related injury) and five insurances (pension, medical care, work-related injury, unemployment and maternity). As long as the three insurances are aimed at people in agricultural registered permanent residence, at present, more than 30 provinces have changed their hukou into resident hukou, so it is difficult for agricultural registered permanent residence to find another insurance, and some areas have cancelled the three insurances, such as Tianjin, 20 18 1 65444.

3. Social security should pay enough social security years. Minimum payment period of endowment insurance 15 years. Payment/kloc-After 0/5 years, either you don't pay or you pay voluntarily. If you continue to pay fees, you will receive more pensions after retirement, and you will not be able to receive old-age insurance until the payment period is enough. At present, there is no uniform provision for the payment period of medical insurance, which is basically stipulated by local social security, usually 30 years for men and 25 years for women. Generally, the payment period from Guangzhou to first-tier cities in Shenzhen is relatively short, such as 25 years for men and 20 years for women in Beijing.

Most people are concerned about how to get unemployment insurance, even many people have never received unemployment insurance. The premise of receiving unemployment benefits is that they must be filed by the company when they join the company, and they must also be filed when they leave the company (most companies don't file for employment because of the trouble, so most of us can't get unemployment insurance), and they can only get the money when they leave the company. In addition, you can get 4- 12 months of unemployment benefits if you pay social security five insurance for more than one year, depending on your personal situation and local social security policies, and of course, local social security policies.