What is a resettlement house? Can the elderly buy it?

House prices are rising every year, but few people buy houses. Due to the pressure of housing prices, many property buyers turned their attention to resettlement houses. Whether the resettlement house can be bought depends on whether the resettlement house can be bought or sold. If the sale is reasonable and legal, a title certificate is required. What is a resettlement house? Can the elderly buy resettlement houses? What are the restrictions on buying resettlement houses?

What is a resettlement house?

Resettlement houses for immigrants belong to one kind of resettlement houses. Resettlement housing refers to houses that have been demolished and placed for residents or tenants to live in due to urban planning, land development and other reasons. Because the resettlement targets are specific relocated households, the sale of such houses is not only regulated by laws and regulations, but also restricted by relevant local policies of the local government. Therefore, it is very different from ordinary commercial housing transactions.

Can the elderly buy resettlement houses?

1. Older people can also buy resettlement houses. Resettlement housing policy housing has corresponding policies, and most of them cannot be transferred within 5 years. Please consult the local housing management department for details.

2. The original housing of the resettlement households has been demolished, and the land use right certificate has been cancelled (except for the first and second phases). The resettlement households should pay the price difference and interest as required. Pay the land transfer fee, deed tax, house price difference and interest.

3 resettlement houses can be bought and sold, and resettlement houses with complete documents can also be mortgaged by loans. Irregular documents can only be paid in one lump sum. Affordable housing can be bought and sold, with property rights and loans. However, you must buy affordable housing with real estate license and land certificate for more than five years before you can buy and sell it.

What are the restrictions on buying resettlement houses?

1. Can I get a loan for the resettlement house? You can't get a loan without a house title certificate, but you can use it. Depending on whether different banks are willing to accept mortgages, some resettlement houses can also apply for loans at the provident fund management center.

2. Real estate license: The land nature of resettlement houses belongs to the state, so it can be used as a real estate license, but the land raised by resettlement houses cannot. The sale of resettlement houses with property certificates is legal. If there is no property right certificate, it is a small property right house, and the buyers have no property right certificate and cannot settle down. Once the owner repents, the rights and interests of buyers will not be protected.

3. Housing quality problems: the profits of resettlement houses are often trapped, and builders can often cut corners to increase profits. Of course, resettlement houses also have better normal projects, and the quality of such resettlement houses will be relatively better.

4. Trading time Many resettlement houses have trading time restrictions, because the low price that affects resettlement houses will not impact the property market. Generally, listing is not allowed for several years; The price of the resettlement house is cheap, but if the house price fluctuates, the owner may transfer the house to the buyer at a higher bid in order to obtain greater benefits.

5. Housing design problems: Generally, the elevators in resettlement houses are relatively low, which will inevitably lead to crowded life and the quality of life cannot be guaranteed.

Can the elderly buy resettlement houses? What are the restrictions on buying resettlement houses? The price of resettlement housing is generally lower than that of ordinary commercial housing, which is tempting, but buying resettlement housing also has certain risks. The most important thing here is that the transaction must be carried out with the ownership certificate. In order to prevent the owner from reselling to others during the transaction, it can be notarized in advance to protect its own interests.

(The above answers were published on 20 16- 12-02. Please refer to the actual situation for the current purchase policy. )

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