Can overseas Chinese who have retired and settled abroad in this city continue to enjoy domestic pension benefits?

(Some provinces and cities) can, but there are differences in the specific management of human resources and social departments in different provinces.

Under the framework of unified national laws and regulations, the implementation rules are slightly different in different places, as follows:

1. How to deal with personal accounts when social medical insurance objects change their jobs or live abroad?

When the work of the insured object changes, the unit to which it belongs shall go through the formalities of personal account transfer at the local medical insurance agency with the relevant documents and the Handbook of Employee Medical and Social Insurance. If the social insurance premium is unpaid or missed, it shall be paid by the original unit, otherwise it shall be paid by the receiving unit. If the insured person has settled abroad and there is a balance in his personal account, the general practice in various places is to send it to him at one time, and the required information is the same as above.

2. How to deal with the personal pension accounts of returned overseas Chinese employees who do not meet the relevant pension conditions?

Employees of returned overseas Chinese and their relatives who have participated in the basic old-age insurance, but fail to meet the pension requirements stipulated by the state and relevant cities, will be given a one-time refund with the immigrant visa approved by the country of residence. At the same time, their old-age insurance relationship with social insurance agencies will be terminated and they will no longer enjoy the basic old-age insurance benefits (but in some places, they can only be refunded if they are naturalized in other countries).

3. What are the retirement benefits for overseas residents?

(1) Returned overseas Chinese and their relatives who have participated in the basic old-age insurance and meet the conditions for receiving the basic old-age insurance can continue to receive the basic old-age pension after they leave the country to settle down.

(2) Overseas retirees enjoy the same treatment as domestic retirees.

(3) Method of receiving pensions for people who have settled abroad: receiving pensions through domestic relatives; I entrust banks and post offices to handle international transfer business for them.

(4) In order to ensure that pensions are distributed to individuals, retirees who have settled abroad should provide a residence certificate issued by China's embassy or consulate in that country to the social insurance agency responsible for their basic pensions once a year, and the country that has not established diplomatic relations with China will be issued with a certificate by the local notary office.

Note: This "foreign retirees enjoy the same treatment as domestic retirees" refers to overseas residents who have gone abroad after retirement and overseas residents who have moved overseas and retired before naturalization.

Others: How to deal with pensions and provident funds if you are not naturalized (holding a green card)?

1. If you want to withdraw the pension and provident fund at one time, you must have a certificate of cancellation, so you must consider whether you need to cancel your account before naturalization.

2. If you are not naturalized and your account has not been cancelled, you still hold a China passport. Before reaching the statutory retirement age, those who have not obtained the nationality of the country of residence and settled abroad will continue to retain their basic old-age insurance relationship, and will be handled in accordance with relevant regulations when the employees meet the retirement conditions.

It is understood that with the continuous expansion of China's foreign exchanges, more and more retired and resigned people have settled overseas. As the retirement expenses, retirement living expenses or pensions of the above-mentioned personnel are still paid by domestic departments, the parties concerned need to issue "living certificates" to Chinese embassies and consulates abroad on a regular basis and provide them to relevant domestic departments to receive pensions, retirement living expenses and pensions.

Foreigners' policies in some provinces:

Fujian Province

Overseas Chinese passports are expected to have the same effect as ID cards.

Basis: Regulations on the Protection of the Rights and Interests of Overseas Chinese in Fujian Province (Draft)

Main contents: the division of responsibilities for the protection of overseas Chinese rights and interests, overseas Chinese political rights and identity certificates, and overseas Chinese children's educational rights and interests.

In this draft, two aspects are the most concerned:

1. Overseas Chinese passports are expected to have the same effect as ID cards.

For a long time, China's Entry-Exit Administration Law has long stipulated the identification and recognition of overseas Chinese in China.

However, the relevant regulations are limited to specific areas. Outside these fields, the scope and effectiveness of passports are far from being equal to those of identity cards, especially in accommodation registration and transportation. For some overseas Chinese who have not settled in China and have no identity cards, if they encounter the above situation, they will inevitably have some ups and downs.

In this regard, the draft stipulates that overseas Chinese can hold China passports to handle financial affairs, education, medical care, transportation, telecommunications, social insurance, property registration and accommodation registration according to law, and passports have the same effect as resident identity cards.

Second, solve the problem that stateless overseas Chinese students can't take the college entrance examination.

For some reasons, some overseas Chinese students have become "black households" and cannot receive education and take the college entrance examination normally. In order to improve this situation, the draft clearly points out three points:

1. Overseas Chinese children who live in the domicile of their guardians or whose parents work in this province enjoy the same treatment as local students;

2 in the province to participate in the college entrance examination, education, enrollment and other departments should be implemented in accordance with the relevant provisions of the state and the province;

3. Overseas Chinese students can take the senior high school entrance examination before their parents go abroad, or where their grandparents are registered, and enjoy the same treatment as local students.

Hubei province

Overseas Chinese can get a basic pension when they settle abroad.

Basis: Regulations on the Protection of the Rights and Interests of Overseas Chinese in Hubei Province (Draft)

Main contents: protection of basic rights and interests of overseas Chinese.

The Draft Concerning Overseas Chinese in Hubei Province focuses on the basic rights and interests of overseas Chinese, and the main clauses are as follows:

1. Overseas Chinese who have participated in endowment insurance in China before going abroad to settle down will keep their endowment insurance accounts;

2. If the overseas Chinese who retain the social security relationship return to the province for employment again, their pension and medical insurance can be extended according to the regulations, and the payment period and account storage amount are calculated cumulatively;

3. Overseas Chinese who have settled abroad after receiving the basic pension can continue to receive the pension, but they need to provide their survival certificates to the social security agencies every year.

In addition, the draft also stipulates that overseas Chinese living in this province can enjoy the same treatment as residents in setting up social organizations, buying houses and competing for civil servants.

Jiangsu Province

Escort overseas Chinese investors

Basis: Regulations of Jiangsu Province on the Protection and Promotion of Overseas Chinese Investment

Main contents: protecting the legitimate rights and interests of overseas Chinese investors according to law.

Different from the provisions of the above two provinces, the Regulations on the Protection and Promotion of Overseas Chinese Investment in Jiangsu Province only focuses on a single field, that is, the protection of personal rights and property rights of overseas Chinese investors.

The regulations refine the treatment that overseas Chinese can enjoy in terms of investment methods, investment treatment, investment orientation and support policies. For example, Article 7: "Overseas Chinese investors may contribute their capital in cash, in kind, intellectual property rights, land use rights and other ways permitted by laws and regulations."

Guizhou (province)

Standardize overseas Chinese donations and ensure "earmarking"

Basis: Regulations on Donation of Public Welfare by Overseas Chinese in Guizhou Province (Draft)

Main contents: safeguarding the rights and interests of overseas Chinese donations

According to statistics, during the two years of 20 14 and 20 15, the Overseas Chinese Affairs Office and the Overseas Chinese Federation of Guizhou Province received a total of 654.38+43 million yuan in donations.

However, in the process of overseas Chinese donation, there are still some problems that need to be standardized, such as the recipient's responsibility is not clear enough, the donation management is not perfect enough, and the purpose of donation is changed against the will of the donor.

To this end, the draft clearly stipulates that the donee refers to a public welfare social group and a public welfare non-profit institution established in this province according to law; Donation is voluntary and cannot be forced; When donating, the donor and the donee shall conclude a written donation agreement, use the donated property as agreed, and may not change the use without authorization.

In recent years, overseas Chinese policies in various places have been continuously improved, and the concept of "serving overseas Chinese" is being implemented step by step. I believe that more favorable policies will be introduced one after another, benefiting more overseas Chinese friends who care about the motherland.