Blind spot of American investment immigration application

Blind spot of American investment immigration application

1, project fund scale and EB5 fund proportion

The scale of America

Blind spot of American investment immigration application

Blind spot of American investment immigration application

1, project fund scale and EB5 fund proportion

The scale of American investment immigration projects should be moderate. The bigger the project, the greater the risk (especially the greater the proportion of EB5 funds in the total investment, the greater the risk). If the scale of the project is too large, its construction period will be very long, especially for some hotel projects. In the United States, construction safety and building acceptance procedures are very strict, and sometimes it takes several months to build a floor. If the building is more than 20 floors, its construction period is too long, which is likely to affect the investment income. Once the proportion of EB5 funds is too large, the project will break the capital chain because EB5 investment funds are not raised in place, and may even lead to the closure of the project. Therefore, the scale of the project and the proportion of EB5 funds are very important.

2. The proportion of loans from financial institutions, especially bank loans.

The proportion of funds is generally composed of project parties, banks and EB5 investors. Banks in the United States are all private banks, with income first and capital security second.

If the bank loan in the project is very high, once the project is risky, the bank's subsequent loan may not be approved, or even the bank directly handles the collateral, leading to the closure of the project. EB5 investors will lose all their money. Even if the project can be successfully completed, since the loans of banks and other financial institutions are creditors, their income sequence is higher than that of EB5 investors, and EB5 investors can only get the project income after guaranteeing their principal and interest.

3. Project investment direction

The investment direction of the project cannot be too single. For example, if the investment direction is to build training venues for NBA teams (or sports clubs) and the US Air Force Base, these projects have great limitations. Once the NBA (or club) team does not perform well or the superstar leaves the team, or even demotes, which affects its season ticket sales revenue and the Air Force changes its training location, these projects will be seriously affected. Without daily income, the operation of the project is unsustainable, and there may be insufficient employment opportunities or even the closure of the project, which will eventually affect the application for permanent green card and the recovery of investment funds.

Therefore, when choosing projects, we must choose some projects that everyone can enjoy, such as nursing homes, schools, kindergartens, chain fast food restaurants and so on. These projects have low cost and guaranteed operation. And these are actually livelihood projects.

4. Project employment rate

The necessary condition for EB5 to invest in immigrants is that projects invested in areas where the unemployment rate is higher than the total unemployment rate in the United States must create 10 jobs. Therefore, when choosing a project, investors must measure whether the project belongs to the American automation industry. For example, there was a wind power project before, and this project had a fatal problem. Wind power enterprises only need to control machines, not too much manpower, and their calculation of job creation should be quite cautious. Of course, there is a mature data model for predicting jobs, and there will also be relevant parts of audit in the examination and approval of I526. Investors only need to fully understand before investing to reduce this part of the risk.

5. Project repayment method

The investment period of EB5 is generally five years, and the existing exit methods are mainly divided into two types, one is refinancing and the other is selling. In fact, even the project owner can't accurately predict whether the project will be sold or refinanced in five years, so EB5 investors can hardly determine the repayment method of the project. When choosing a project, it is actually mainly to consider whether the final exit mechanism is reasonable and how high the probability of successful completion is. I would like to add here that if a project is put into operation five years later, investors can successfully get a permanent green card, with an average refund of about 250,000-300,000. Most projects can't fully recover the investment principal of $500,000 or even have good returns. Investors should try not to expect too much from getting a permanent green card and a high return on investment.

6. Fund supervision

EB5 investment is to put $500,000 into the supervision account first, and most projects will not be put into the account of the project party before the investor gets I-526. However, many domestic intermediaries and regional centers have not made it clear to investors, but only said that the funds should be transferred to the account of the project party (some projects will be invested in EB5 projects as soon as they are invested). For the issue of capital supervision, investors should consult domestic intermediaries and regional centers. After all, the money is your own, and it may also be someone else's account.

Extended reading: application fee for American relative immigration

I. Migration of relatives

Family migration is also called family migration. According to the provisions of the United States immigration law, foreign relatives of American citizens or permanent residents of the United States are allowed to apply for legal permanent residency in the United States through kinship.

Relatives immigrants in the United States are divided into two categories: relatives immigrants without immigration quota restrictions and relatives immigrants with immigration quota restrictions. Unrestricted relative immigration is mainly aimed at the immediate family immigration of American citizens. Set quota restrictions on relative immigration for all kinds of "priority" relatives of American citizens or permanent residents.

Second, the cost of immigration.

Immigration agency fee

When choosing a suitable immigration agency, the applicant needs to pay a service fee ranging from RMB 20,000 to RMB 60,000 (generally, 40% is paid when signing the contract, 40% is paid after the materials are reviewed by the Immigration Bureau, and the remaining 20% is paid after the applicant is interviewed by the Guangzhou Consulate). Usually, applicants can protect their rights and interests by installment payment;

Project management fee

Usually, the project management fee will vary according to different projects, generally around 40 thousand dollars;

counsel fee

American investment immigrants involve the collection and arrangement of many documents, and are generally represented by professional lawyers. Before the lawyer submits the relevant documents to the Immigration Bureau, the applicant still has to pay about $65,438+$5,000 in legal fees;

Relatives immigrants account for the vast majority of all immigrants. If you have eligible relatives in the United States who are citizens or green card holders, they can submit an application to the immigration office to confirm your relationship, so you can get a green card.

Relatives who can apply for a green card include spouses, parents, children, brothers and sisters of American citizens, spouses and unmarried children of green card holders. Although the amount of relative migration is large and looks simple, there is a huge drawback that the scheduling period is too long, ranging from 6- 12 years.

Cost: The application fee charged by the government is relatively low.

Time: Due to the large number of applicants, the scheduling and overall cycle are longer.

Success rate: the success rate is high, but only if the applicant meets certain relations with American citizens or green card holders.