Please translate two English stories, no translator required! Thanks

In the early 20th century, an Italian American had written a brilliant page in the human spirit history. The man is Frank, he set up a small bank after saving so hard, when once the Bankueberfall changed his life .He was broken, and the depositors lost their money too. But he desided to repay all the money while he had to start his life from the beginning with his wife and 4children. All his friends said to him, "you don't have to do this, it's not your fault." but he said, "by law, I might not take the responsibility, but morally and emotionally I do, I have to pay back the money."

it took 39 years of harding working, when he sent his last debt, which he always thought so, he sighed, "now i am free, finally."

The man spends his whole life in hard for responsibility, but had given a real wealth to the world.

Haha, it’s a bit blunt, please refer to it if you can.